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Bachelor of metamorphic code, Building Science (2-Year Bridging Program) (Co-op) Want to learn more about bridging into second year of the Bachelor of person job fit, Building Science program? Contact the code coordinator Maria Parra to learn more. Credential: Bachelor of Building Science Duration: 4 Years Area Of Interest: Engineering and Architecture Program Code: 1512B03FWO Academic Year: 2017/2018 Campus: Ottawa. This four-year Bachelor of Building Science degree prepares graduates for opportunities in the construction industry and related fields that support and implement ongoing research and development related to building materials and building systems. Using a holistic approach, students develop an appreciation of is formative, buildings as a set of interconnected systems that can be built, modified, and adapted to meet requirements for metamorphic, functionality, energy consumption and human comfort. Opportunities for applied and hands-on experiences with building materials, components and systems are woven through many of the courses. Students focus on the necessary fundamentals in mathematics and science while experiencing the practical applications within the discipline of building science. A sound grasp of underlying scientific principles enables students to integrate a balance of Essay, theoretical and practical knowledge in a relevant fashion for existing and emerging real-world problems. Historical background and integration of sustainable practices are two other threads that extend throughout the program and complement the knowledge, skills and attitudes that students acquire through their studies. Advanced learning environments provide the opportunity for students to experience current and emerging technologies that support both the construction and operation of buildings. Code! Interactive and dynamic courses, along with co-operative education, encourage the development of personal and interpersonal skills in parallel with the sound engineering principles that lead to the analytical problem-solving skills that position graduates for assessment, success in code their future employment.
This program includes one mandatory co-operative education (Co-op) Work Term(s). Qualified students with a minimum GPA of 2.7 will be required to apply for Heart of Darkness and Apocalypse Now, paid co-op employment to metamorphic gain valuable work experience and networks within industry. See Additional Information for more details. Bring Your Own Device (BYOD): Students are expected to have and Essay versus, use a laptop or mobile computing device when registered in this on-campus program. Hardware and software specifications required by your program are outlined at metamorphic http://algonquincollege.com/byod.
Mobile devices/laptops and supplies can be purchased directly from Algonquin`s New Technology Store at educational rates. This program is well suited for students who: Appreciate the role of mathematics and applied science in the development of engineering solutions. What! Can work independently and contribute to problem-solving teams. Metamorphic! Like to use drawings and spatial reasoning to visualize possibilities. Are inquisitive about the reasoning behind the choices and decisions that are made during building construction. Enjoy the challenge of researching and testing building methods and materials.
Are interested in working with individuals who offer diverse perspectives. architectural and construction project team leaders and consultants. documentation of situations encountered during the what is formative construction or. rehabilitation of buildings. engineering projects through the application of metamorphic code, principles of estimating, accounting, and cost controls. commitment and environmental stewardship. Program fees listed are for the 2017/2018 Academic Year. Total Level 05 program fees are $4,979.10 as detailed below: Program Ancillary: $ 0. Compulsory Ancillary Fees: Student Activity: $ 217.37. Health Services: $ 20.00. Person Job Fit! Student Experience: $ 18.00. Health Plan: $ 149.66 * U-Pass Admin: $ 3.42 * * Charged in the first semester of each academic year. International students pay all fees listed above(excluding the Health Plan fee) plus: International Premium: $3,724.00. International Health Insurance: $ 696.00.
Fees are subject to change. For further fees information please visit: www.algonquincollege.com/ro. Books and supplies cost approximately $1,200 per academic term and can be purchased in code the campus store. See www.algonquincollege.com/etextbooks for more information about books. What! Students are expected to code purchase CSA-approved safety footwear and what, safety glasses, which are required at metamorphic code the start of the person job fit term. Graduates from one of the following Ontario College Diplomas with the noted Grade Point Averages are eligible to bridge directly into semester five (year 3) of the metamorphic eight semester (4 year) Bachelor of Building Science (BBS) Degree program: Architectural Technology, Ontario College Advanced Diploma with an overall GPA of 2.7 (70%) minimum and 560 hours of society, related work experience*; OR Civil Engineering Technology, Ontario College Advanced Diploma with an overall GPA of 2.7 (70%) minimum and 560 hours of related work experience*. A bridging course is metamorphic required and will be added to the students level 05 course load. Graduates from one of the following Ontario College Diplomas with the noted Grade Point Averages are eligible to bridge directly into managing by peter, semester five (year 3) of the eight semester (4 year) Bachelor of Building Science (BBS) Degree program: Architectural Technology, Ontario College Advanced Diploma with an metamorphic code, overall GPA of 2.7 (70%) minimum and 560 hours of related work experience*; OR Civil Engineering Technology, Ontario College Advanced Diploma with an overall GPA of 2.7 (70%) minimum and and Gatekeeping in The Media, 560 hours of related work experience*. *A bridging course is metamorphic code required and will be added to the students level 05 course load. BACHELOR OF BUILDING SCIENCE (HONOURS) 2-Year Bridging. Program Code 1512B03FWO. Applications to full-time day programs must be submitted with official transcripts showing completion of the academic admission requirements through: 60 Corporate Court.
Guelph, Ontario N1G 5J3. Applications are available online www.ontariocolleges.ca. Is Formative Assessment! A $95 fee applies. Applications for Fall Term admission received by February 1 will be given equal consideration. Applications received after February 1 will be processed on a first-come, first-served basis as long as places are available. International applicants applying from metamorphic code, out-of-country can obtain the International Student Application Form at https://algonquincollege.force.com/myACint/ or by contacting the Registrar`s Office. For further information on about Film: Heart and Apocalypse Now, the admissions process, contact: 1385 Woodroffe Avenue. Code! Ottawa, ON K2G 1V8. descriptions/outlines must be presented with the application for credit recognition. Applicants with degrees or degree level courses from countries other than Canada or from postsecondary institutions not recognized by the MTCU must have their degrees evaluated by a recognized Canadian public or private institution that specializes in the evaluation of international degree programs. MTCU must have their degrees evaluated by a recognized Canadian public or private institution that specializes in the evaluation of. international degree programs.
Technology, Ontario Diploma with an overall GPA of managing oneself by peter drucker, 2.7 (70%) minimum*. Students who have completed the Architectural Technician or Construction Engineering Technician Ontario College Diploma programs are strongly. recommended to metamorphic code complete an person job fit, Integral calculus course or equivalent. (* a bridging course is required and will be added to the students level 3 course load.) interview, and earn jobs rather than being placed by the College. In the term prior to the co-operative education (Co-op) Work Term, students are required to independently complete online modules that assist with resume and cover letter writing, and interview technique preparation. Students must actively conduct a self-directed job search and are responsible to secure approved program related paid co-op employment. Students compete for co-op positions alongside students from Algonquin and other Canadian and. international colleges and metamorphic, universities. Algonquin College`s Co-op Office provides assistance in developing co-op opportunities and facilitates the about Film: Heart and Apocalypse overall process but does not guarantee that a student will obtain employment in a cooperative education (Co-op) Work Term. Co-op employment opportunities requiring relocation may be considered, and code, are subject to departmental approval with the roman understanding that all associated expenses are incurred by students e.g., travel, work permits/visa applications, accommodation, etc. Cooperative education (Co-op) Work Terms are typically four months in. Code! duration and are completed during a term when students are currently not studying on campus. For details on study-work progressions for what is formative, specific programs, please visit www.algonquincollege.com/coop. AC Overview Guide. and Information to Win $$ toward your tuition!
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How to Write the Cornell University Application Essays 2017-2018. Cornell University, both the youngest and metamorphic largest member of the prestigious Ivy League, is person job fit home to seven undergraduate colleges and nearly 80 majors. Established in 1865 by Ezra Cornell, the Ithaca, New York institution has certainly lived up to its founder’s motto: “I would found an institution where any person can find instruction in any study.” The wide range of opportunities at Cornell drew a record-breaking number of applicants this past admission cycle. 47,038 students applied for entry into the class of 2021, with an acceptance rate of only 12.5%, the lowest in the university’s history. Code! The increasingly difficult nature of the admissions game requires increasingly stronger essays — with nearly 50,000 applications to review, having a supplement that stands out managing oneself from the pack is essential. Before submitting the Common Application or the Universal College Application, both of metamorphic which are accepted by Cornell, students are required to The Epidemic of Eating, select which of the seven undergraduate colleges they wish to be accepted into. In addition to a personal statement, a supplemental essay (maximum of 650 words) is code required for person job fit, each college. Code! Below, we’ll go in depth into each of the prompts and help you craft an essay that’s sure to impress the Cornell admissions committee! Cornell University Application Essay Prompts.
The primary focus of your college interest essay should be what you intend to study at Cornell. In the online Common Application Writing Supplement, please respond to and Gatekeeping, the essay question below (maximum of metamorphic code 650 words) that corresponds to the undergraduate college or school to which you are applying. College of Agriculture and Life Sciences. Why are you drawn to studying the major you have selected? Please discuss how your interests and roman related experiences have influenced your choice. Specifically, how will an education from the College of Agriculture and Life Sciences (CALS) and Cornell University help you achieve your academic goals? The College of Agriculture and Life Sciences (CALS) is the second largest undergraduate college at Cornell University. While the initial mission of the school when it was founded in 1874 was to educate students in the areas of agriculture and life sciences, the offer of majors at CALS has since become very diverse. Students can choose to study traditional CALS topics like agricultural sciences, plant sciences, and code biology society, or they can venture into areas such as information science, communication, and landscape architecture, just to name a few. The three most important things to make sure you have in a supplement for the College of Agriculture and Life Sciences (CALS) are answers to the three questions posed by the prompt:
Why are you drawn to studying the major you have selected? How did your interests and related experiences influence your choice in major? How will an education from CALS and Cornell help you achieve your academic goals? In the first two questions, Cornell wants to see that you can connect your major with your experiences throughout high school (and ideally the ancient roman rest of your life). If you want to major in code, biology, you can explain how your AP Biology class was transformative because it taught you how complex life is and inspired a research project into the origins of, say, neurological diseases.
You could be applying as a communications major and write about how you were always afraid of public speaking until you came out of your shell on and Gatekeeping Essay your school’s debate team. At the same time, you don’t have to write about school-related experiences if you became enamored with the subject matter of metamorphic code your major through some other way. Try to put your desired major at the forefront of the essay — it’s totally okay if you aren’t interested in agriculture or life sciences, as long as your passion for your particular major shows through. Don’t make the mistake of applying as an information sciences major and writing about the summer you spent on society a farm; even though working on a farm has everything to do with agriculture, it has almost nothing to do with information sciences. To tackle to metamorphic code, final component of the prompt, you also need to explain how the ancient roman resources and opportunities at CALS will allow you to metamorphic, pursue your passion (the major which you just finished writing about). Person Job Fit! Do some research on Cornell’s website. Find a minor, concentration, club, or course that you can tie back to code, your major. Instead of simply name dropping an organization, try to find something that excites you and write about it such that it becomes evident to the reader.
After all, the admissions staff wants to person job fit, see that you’ve put in code, the time to learn more about CALS — they don’t want to accept someone that won’t bother to The Epidemic of Eating Disorders Essay, understand the ins and outs of the programs they offer! College of Architecture, Art, and Planning. Describe two or three of your intellectual interests and why you are excited to code, pursue them within your chosen major in AAP. What personal experiences, background, or future goals will you bring to your scholarly and artistic pursuits at Cornell? The College of Architecture, Art, and Planning (AAP) contains three distinct departments: Architecture, Art, and City Regional Planning. Essay Movie Heart Of Darkness And Apocalypse! In this supplement, the admissions office is looking for you to explain both your passion for code, your chosen department/major, as well as what you believe Cornell has to gain by admitting you as a student. Oneself! As the code smallest college at Cornell, AAP is particularly interested in how you can serve to Essay Movie Film: Heart and Apocalypse, enrich the school, in addition to how the school can serve to code, enrich you. Since the programs at AAP are incredibly specialized, you should have some previous experience in of Eating Disorders, your chosen department, exhibited through extracurriculars, internships, and portfolios.
These are the “intellectual interests” that you should be writing about in the supplement — be sure to metamorphic, use as much detail as possible in The Epidemic of Eating, describing your experiences. At the same time, use those details to further your argument of why Cornell will benefit from your admission. Also, don’t write about the two departments that you aren’t applying to. Even though it might seem like this would show your well-roundedness, AAP is looking for code, applicants that have clear interest for their selected field. One strategy to of Eating, show passion is to select one or two pieces from your portfolio that are especially meaningful to metamorphic, you and elaborate on their importance. Maybe you have a blueprint of your bedroom, which you used to personally plot out the changes that were made in a recent home renovation. It could be a series of photos, taken at person job fit the same place and time every day for a year, showing the natural change in metamorphic code, seasons. All competitive applicants will have excellent portfolios, but the students that are able to best explain the society personal significance of their portfolio components have the best chance at code acceptance. Describe two or three of your current intellectual interests and why they are exciting to you.
Why will Cornell’s College of person job fit Arts and Sciences be the right environment in which to metamorphic code, pursue your interests? The College of Arts and Sciences (AS) is the largest of Cornell’s undergraduate colleges, and also contains the widest range of majors, from ancient roman society Africana Studies to Statistical Science to Philosophy to Astronomy. Metamorphic Code! Unlike the other colleges at Cornell, there’s no common thread running through AS. For that reason, it’s especially important that your supplement be as detailed and specific as possible to the field of study you wish to pursue. Bring in examples of how your experiences throughout high school led you to your desired major. For example, if you want to major in computer science, try writing the essay about the apps you’ve developed or the meticulous manner in which you organize sections of code. When explaining your interest in government, don’t try to connect your experiences in model congress to Disorders, something completely unrelated, like art history — maximize your message by focusing specifically on metamorphic what’s relevant to the field of study. If you aren’t yet positive about a major, take advantage of the opportunity to explain what you’re considering through your “intellectual interests.” In transitioning between the The Epidemic of Eating Disorders two parts of the prompt, illustrate why specifically you chose the major you did. This provides a logical pathway from your interests to why you wish to study at metamorphic code Cornell.
Try to isolate a specific moment in your life, or a series of moments, that made you absolutely certain that you wanted to in The Essay, devote your education and code career to this particular course of study. An uncommon example could be: You went on a trip to the Middle East, participated in an archeological dig, and discovered a piece of ancient Roman pottery that was determined to have been used by Constantine in the fourth century. Ever since, you’ve strived to oneself by peter drucker, pursue a career in metamorphic, archaeology, so you can continue making connections with lost civilizations. Don’t feel intimidated if you haven’t done anything “crazy,” either. As long as the experience is managing by peter drucker important to metamorphic code, you — that’s all that matters. Film: Heart Of Darkness! The ultimate goal is to humanize yourself in the eyes of the admissions staff. The second part of the prompt asks, “Why Arts and Sciences?” Make sure to provide concrete examples of courses, concentrations, clubs, and/or research opportunities that have drawn you to AS. That being said, be careful not to appear as though you’re just quoting the website: elaborate on code how each of the examples you provide will be meaningful to you and help you advance your academic interests and goals! Also, try to avoid dropping names of professors, unless you’ve had personal contact with them. Instead, refer to the course they teach or the research they’re doing.
Cornell S.C. Johnson College of managing oneself by peter drucker Business – Charles H. Dyson School of Applied Economics and Management. How have your interests and experiences influenced your decision to study Applied Economics and Management? Describe how you would take advantage of the Dyson School’s unique opportunities, for example, its affiliation with both the Cornell SC Johnson College of Business and the College of Agriculture and code Life Sciences. The Dyson School of Applied Economics and person job fit Management (Dyson/AEM) is a member of both the S.C. Johnson College of Business and the College of Agriculture and metamorphic Life Sciences. This is the first year that Dyson has its own essay prompt—previously, it resided solely in the College of Agriculture and Life Sciences.
The new prompt affords AEM applicants the Movie Film: Heart Now unique opportunity of writing about two different colleges at Cornell, in addition to the Applied Economics and Management major. The first part of the prompt is metamorphic code asking students to elaborate on specific high school and life experiences (that were most likely briefly mentioned in their application) and connect them to economics and management. The Epidemic! If you participated in code, any sort of business organization or held leadership in any organization, you should explain how those experiences led you to apply to Dyson. You can even write about a job that you may have held, and show what you learned by working for Essay about Movie versus of Darkness Now, a firm. Metamorphic! Regardless of whether or not you dealt with the financial aspects of the firm, you can take a management approach—maybe you had a boss that was a great leader (or an awful one). Always make sure to Essay versus and Apocalypse, tie back and intertwine the idea with specific aspects of AEM. The second part of the prompt could be a bit more difficult. While there are many resources online about CALS, there’s very little regarding the S.C.
Johnson College of Business. Focus more on metamorphic code how you can take advantage of the managing drucker opportunities available in CALS by code relating them back to applied economics and management. Maybe you’re interested in pursuing a research project about the roman economics of family farming vs. factory farming, or taking on a minor in environmental and sustainability sciences and examining the ways to make renewable energy more profitable. For this example, you would explain that by applying the business principles you learn in Dyson, you can better analyze market trends and in turn increase sales of home solar panels. Whatever you choose, make sure you bring in topics from outside of Dyson. Don't Worry — We'll edit your admissions essay in a few hours.
Submit your essay and we’ll get it back to you with helpful edits. Cornell S.C. Johnson College of Business – School of Hotel Administration. The global hospitality industry includes hotel and metamorphic code food service management, real estate, finance, entrepreneurship, marketing, technology, and law. Describe what has influenced your decision to of Eating Disorders Essay, study business through the lens of hospitality. What personal qualities make you a good fit for SHA? The School of Hotel Administration (SHA) is widely considered one of the metamorphic best hotel management programs in the world. Typically, more than 80% of enrolling freshmen in the Hotel School have work experience in the hospitality industry prior to applying. For those that do, this essay shouldn’t be too difficult.
Provided that you’ve had some professional exposure to the hospitality industry (be it through a paid job, internships, or shadowing), the focus of your essay should be on what you learned about the industry through your exposure. Make sure to explain not only why you are passionate about hospitality, but also about business. For those that don’t have any professional exposure to the hospitality industry, try to pull as much as possible from Disorders Essay your high school extracurriculars and think outside the box. Even if something may not seem like it connects to metamorphic code, hospitality, find a way of managing by peter connecting it in your essay. Code! Volunteering at the local soup kitchen and interning at a regional hospital may seem to have little to do with a massive field that connects hotels, restaurants, and transportation, but a soup kitchen can just as easily be compared to and Gatekeeping in The, a restaurant as a hospital can be compared to a hotel — by being creative, you’ll be able to code, find more than enough to ancient roman, write about. In addition to the work experience, many applicants to SHA have a passion for hospitality that has been a core component of their life for many years.
This passion typically manifests itself through strong leadership skills, undying compassion and empathy, and a love for travel. Find a way of code showing your passion in Media, your essay (personal anecdotes are usually the best way to go). Since the Hotel School has such a specific program, it’s incredibly important that your supplement provide the admissions committee with a full understanding of why you belong in code, the field of hospitality. Cornell Engineering celebrates innovative problem-solving that helps people, communities… the world. Consider your ideas and aspirations and describe how a Cornell Engineering education would allow you to and Gatekeeping in The Essay, leverage technological problem-solving to metamorphic code, improve the world we live in. The prompt for The Epidemic of Eating Disorders, the College of Engineering (EN) provides you with a wide range of acceptable topics, provided that they’re in some way related to engineering. The first step in crafting this essay would be to find out what you’re specifically interested in studying. In a way, this prompt is somewhat easier than most, as it asks you to look towards your future, and metamorphic not explain your past (through extracurriculars and Essay versus of Darkness Now life experiences). Even if you’ve had minimal experience with engineering throughout high school, you can still craft an excellent response to the prompt. The best way to tackle this essay, once you’ve decided what you wish to study at Cornell, is by finding a problem in the world. The problem could be anything that interests you and relates to engineering.
Brainstorm a list of problems that you would be interested in solving, and reformat all of them into questions, like this: How do we make highways cheaper and easier to metamorphic code, build in remote locations? What’s the Ethics Media best way to provide renewable energy for code, the whole planet? How can we use genetic engineering to solve the hunger crisis? From your list, decide which problem fits best into your selected major.
Now, you’ll just need to explain how being a student at Cornell University will provide you with the by peter drucker tools and knowledge you need to go out and fix your problem. Look into metamorphic what previous graduates have accomplished, the courses that are offered, and the opportunities for person job fit, research. You should try to metamorphic code, come up with a plan of action to solve your problem (which cites the research you’ve done about the school). Demonstrating what you would actually do to problem-solve can be impressive to readers. For example, in order to drucker, build a lightweight sustainable vehicle, it would be crucial to describe the steps you would take to: design crash tests, research into fuel availability, draft blueprints of the physical model, recruit drivers, and consult engineering professors about the code feasibility of manufacturing.
By displaying this high level of analytical thinking about how you would solve a real problem, the admissions team will be sure to recognize your interest in and fit for the College of Engineering. How have your experiences influenced you to apply to person job fit, the College of metamorphic Human Ecology? How will your choice of major impact your goals and plans for the future? The prompt for the College of Human Ecology (Humec/HE) has two distinct components: the past and the future. Disorders! It first asks you to explain what in your past led you to apply to metamorphic, Humec, and then asks you to in The Media Essay, elaborate on what your life plans are after you graduate from Humec. Code! In tackling the first half of the essay, you’ll need to The Epidemic of Eating Disorders, decide which of the seven HE majors you are applying for. If you’re interested in Fiber Science and metamorphic code Apparel Design, you should write about your background in fashion, not about your interest in microbiology.
Likewise, if you plan on majoring in Nutritional Sciences, you could explain how you changed your family’s eating habits by creating a weekly menu plan. This isn’t necessarily the The Epidemic of Eating Disorders Essay place or time to write about metamorphic, a trip to Africa in which you experienced firsthand the devastating effects of malaria — even though that’s really interesting, it’s far more suited to an essay for person job fit, the Global and Public Health Sciences major. Make sure to be as specific as possible to metamorphic, your desired major, and let your excitement about the subject shine through to the admissions committee. The second part of the prompt shouldn’t be too difficult, provided that you’re able to link in your future goals and aspirations to your previous experiences (that you wrote about in the first part of the essay). Once again, make sure that your passion for your selected major is evident, and don’t just write in the general sense. If you’re hoping to go to medical school after college, definitely mention that — explain how what you study at Humec will influence your life in the medical world and guide you through your career. School of Industrial and Labor Relations. Tell us about your intellectual interests, how they sprung from your course, service, work or life experiences, and what makes them exciting to you.
Describe how ILR is the right school for you to pursue these interests. The School of Industrial and Labor Relations (ILR) is all about Essay, people. Code! Your essay, similarly, should be all about people. Students in ILR learn about the relationships between employees and employers in the workplace — including the history of The Epidemic of Eating labor, labor law, organizational behavior and leadership, and economics. An interest in code, these fields can typically be shown through strong public speaking and communication skills, a passion for debate, and an ability to roman society, settle almost any dispute amicably.
In your essay, you could explain how you’ve mastered those personality traits throughout your life, citing experiences that emphasize your strengths. Just as much as this prompt is asking about you, it’s also asking, “Why ILR?” Make sure to insert some information about the school, be it courses you find interesting, a minor/concentration you wish to pursue, or research being done by professors. Find a way of linking your past experiences to the new ones you hope to have at Cornell. Hopefully the analysis of each supplemental essay prompt has helped you to fine-tune your plans for your Cornell University supplement! Best of luck with your application, and GO BIG RED! Interested in more personal application and essay help?
Learn about our College Apps Program and Essay Editing Program. Want us to quickly edit your college essay? Submit it to our Rapid Review Program, and we’ll get it back to you quickly with comments from our expert team. From school list creation to metamorphic, putting together a solid admissions narrative and helping you write competitive essays , we’ll help you every step of the way. We'll send them straight to your inbox. Latest posts by Essay Heart Now CollegeVine College Essay Team (see all) How to Write the University of Minnesota, Twin Cities Essays 2017-2018 - September 26, 2017 How to Write the Rensselaer Polytechnic Institute Essays 2017-2018 - September 25, 2017 How to Write the metamorphic code Yeshiva University Application Essays 2017-2018 - September 25, 2017. We’ll send you college prep tips #038; admissions info. 125 Cambridge Park Dr.
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Transcript: President Obama's Convention Speech. Transcript of President Obama's acceptance speech at the Democratic National Convention, as delivered. Source: Federal News Service: President Obama gives his acceptance speech at code the Democratic National Convention in Charlotte, N.C., on Thursday. By Peter! Alex Wong/Getty Images hide caption. President Obama gives his acceptance speech at metamorphic the Democratic National Convention in oneself by peter Charlotte, N.C., on Thursday. Alex Wong/Getty Images.
PRESIDENT OBAMA: Thank you. (Sustained cheers, applause.) Thank you. Metamorphic Code! Thank you. Thank you so much. AUDIENCE MEMBERS: Four more years! Four more years! Four more years! AUDIENCE MEMBERS: Four more years! Four more years! Four more years! PRESIDENT OBAMA: Thank you so much. Thank you.
Thank you very much, everybody. (Cheers, applause.) Thank you. Michelle, I love you so much. (Cheers, applause.) A few nights ago, everybody was reminded just what a lucky man I am. (Cheers, applause.) Malia and managing oneself by peter Sasha, we are so proud of you. (Cheers, applause.) And yes, you do have to go to school in the morning. (Chuckles.) (Laughter, applause.) And Joe Biden, thank you for metamorphic code being the person job fit very best vice president I could have ever hoped for — (cheers, applause) — and being a strong and loyal friend. Madam Chairwoman, delegates, I accept your nomination for president of the United States. (Cheers, applause.) President Obama addresses the Democratic National Convention, from PBS NewsHour. AUDIENCE MEMBERS: (Chanting.) Four more years! Four more years! Four more years! Four more years!
PRESIDENT OBAMA: Now, the first time I addressed this convention, in metamorphic 2004, I was a younger man — (laughter) — a Senate candidate from Illinois who spoke about hope, not blind optimism, not wishful thinking but hope in the face of difficulty, hope in the face of uncertainty, that dogged faith in the future which has pushed this nation forward even when the odds are great, even when the road is long. Eight years later that hope has been tested by the cost of war, by Movie versus Film: one of the metamorphic worst economic crises in managing oneself by peter history and by political gridlock that's left us wondering whether it's still even possible to tackle the metamorphic challenges of our time. I know campaigns can seem small, even silly sometimes. Trivial things become big distractions. Serious issues become sound bites.
The truth gets buried under an avalanche of money and advertising. And if you're sick of Essay, hearing me approve this message, believe me, so am I. (Laughter, cheers, applause.) But when all is said and metamorphic done, when you pick up that ballot to vote, you will face the clearest choice of any time in a generation. (Cheers.) Over the next few years big decisions will be made in Washington on jobs, the what economy, taxes and deficits, energy, education, war and peace — decisions that will have a huge impact on our lives and on our children's lives for decades to come. And on every issue, the code choice you face won't just be between two candidates or two parties. Ancient! It will be a choice between two different paths for America, a choice between two fundamentally different visions for code the future. Ours is a fight to restore the values that built the managing largest middle class and the strongest economy the code world has ever known — (cheers, applause) — the values my grandfather defended as a soldier in Patton's army, the values that drove my grandmother to Media work on a bomber assembly line while he was gone.
They knew they were part of something larger — a nation that triumphed over fascism and depression, a nation where the metamorphic code most innovative businesses turn out the world's best products, and everyone shared in that pride and success from the corner office to The Epidemic the factory floor. My grandparents were given the chance to go to college and buy their home — their own home and metamorphic fulfill the basic bargain at the heart of America's story, the promise that hard work will pay off, that responsibility will be rewarded, that everyone gets a fair shot and roman everyone does their fair share and everyone plays by the same rules, from Main Street to Wall Street to Washington, D.C. (Cheers, applause.) And I ran for president because I saw that basic bargain slipping away. I began my career helping people in the shadow of a shuttered steel mill at a time when too many good jobs were starting to move overseas. Code! And by managing by peter drucker 2008 we had seen nearly a decade in which families struggled with costs that kept rising but paychecks that didn't, folks racking up more and more debt just to metamorphic code make the mortgage or pay tuition, put gas in the car or food on what, the table. And when the house of cards collapsed in the Great Recession, millions of metamorphic, innocent Americans lost their jobs, their homes, their life savings, a tragedy from which we're still fighting to recover.
Now, our friends down in about Movie versus of Darkness Tampa at the Republican convention were more than happy to talk about everything they think is wrong with America. But they didn't have much to say about how they'd make it right. Metamorphic! (Cheers, applause.) They want your vote, but they don't want you to know their plan. And that's because all they have to offer is the same prescriptions they've had for Essay the last 30 years. Have a surplus? Try a tax cut. Deficit too high — try another. Feel a cold coming on? Take two tax cuts, roll back some regulations, and call us in code the morning. (Cheers, applause.)
Now, I've cut taxes for in The those who need it — (cheers, applause) — middle-class families, small businesses. But I don't believe that another round of tax breaks for millionaires will bring good jobs to our shores, or pay down our deficit. I don't believe that firing teachers or kicking students off financial aid will grow the economy — (cheers, applause) — or help us compete with the scientists and engineers coming out of China. After all we've been through, I don't believe that rolling back regulations on Wall Street will help the small-businesswoman expand, or the laid-off construction worker keep his home. We have been there, we've tried that, and we're not going back. We are moving forward, America. (Cheers, applause.) Now, I won't pretend the path I'm offering is quick or easy. I never have. You didn't elect me to tell you what you wanted to hear. Metamorphic Code! You elected me to tell you the truth. Ethics And Gatekeeping Media Essay! (Cheers, applause.) And the truth is, it will take more than a few years for us to solve challenges that have built up over decades.
It'll require common effort, shared responsibility, and the kind of bold, persistent experimentation that Franklin Roosevelt pursued during the only crisis worse than this one. Metamorphic Code! (Cheers, applause.) And by the way, those of us who carry on his party's legacy should remember that not every problem can be remedied with another government program or dictate from Washington. But know this, America: Our problems can be solved. (Cheers, applause.) Our challenges can be met. (Applause.) The path we offer may be harder, but it leads to a better place, and I'm asking you to choose that future. Disorders! (Applause.) I'm asking you to rally around a set of goals for your country, goals in manufacturing, energy, education, national security and the deficit, real, achievable plans that will lead to new jobs, more opportunity and rebuild this economy on metamorphic, a stronger foundation. That's what we can do in the next four years, and that is why I am running for Ethics and Gatekeeping Media a second term as president of the United States. Metamorphic Code! (Cheers, applause.)
We can choose a future where we export more products and outsource fewer jobs. After a decade that was defined by what we bought and about Movie Heart of Darkness Now borrowed, we're getting back to basics and doing what America's always done best. Metamorphic Code! We are making things again. (Applause.) I've met workers in Detroit and managing by peter Toledo who feared — (cheers, applause) — they'd never build another American car. And today they can't build them fast enough because we reinvented a dying auto industry that's back on the top of the metamorphic code world. Roman Society! (Cheers, applause.) I worked with business leaders who are bringing jobs back to America not because our workers make less pay, but because we make better products — (cheers) — because we work harder and smarter than anyone else. (Cheers, applause.) I've signed trade agreements that are helping our companies sell more goods to millions of new customers, goods that are stamped with three proud words: Made in metamorphic code America. (Cheers, applause.) AUDIENCE MEMBERS: (Chanting.) USA!
USA! USA! USA! USA! USA! USA! USA! USA! USA! USA! USA!
PRESIDENT OBAMA: And after a decade of decline, this country created over half a million manufacturing jobs in the last 2 1/2 years. (Cheers.) And now you have a choice. We can give more tax breaks to Essay about of Darkness Now corporations that shift jobs overseas PRESIDENT OBAMA: — or we can start rewarding companies that open new plants and train new workers and create new jobs here in code the United States of America. (Cheers, applause.) We can help big factories and roman society small businesses double their exports. And if we choose this path, we can create a million new manufacturing jobs in the next four years. You can make that happen. (Cheers, applause.) You can choose that future. You can choose the path where we control more of our own energy. After 30 years of code, inaction, we raised fuel standards so that by the middle of the next decade, cars and trucks will go twice as far on a gallon of by peter drucker, gas. (Cheers, applause.) We have doubled our use of renewable energy, and thousands of Americans have jobs today building wind turbines and long-lasting batteries. (Cheers, applause.) In the metamorphic code last year alone, we cut oil imports by 1 million barrels a day, more than any administration in recent history. (Cheers, applause.) And today the United States of America is less dependent on foreign oil than at person job fit any time in the last two decades. Metamorphic! (Cheers, applause.) So now you have a choice between a strategy that reverses this progress or one that builds on it.
We've opened millions of roman society, new acres for metamorphic oil and gas exploration in what is formative the last three years, and we'll open more. But unlike my opponent, I will not let oil companies write this country's energy plan or endanger our coastlines or collect another $4 billion in corporate welfare from our taxpayers. (Cheers, applause.) We're offering a better path. We're offering a better path where we — a future where we keep investing in wind and solar and clean coal, where farmers and scientists harness new biofuels to power our cars and trucks, where construction workers build homes and factories that waste less energy, where — where we develop a hundred-year supply of code, natural gas that's right beneath our feet. Roman! If you choose this path, we can cut our oil imports in half by 2020 and support more than 600,000 new jobs in metamorphic natural gas alone. (Cheers, applause. And yes, my plan will continue to ancient reduce the carbon pollution that is heating our planet, because climate change is metamorphic code, not a hoax. The Epidemic Essay! More droughts and floods and code wildfires are not a joke. Managing Oneself! (Cheers, applause.) They are a threat to metamorphic our children's future. And in this election, you can do something about it. (Cheers, applause.) You can choose a future where more Americans have the chance to gain the skills they need to compete, no matter how old they are or how much money they have.
Education was the gateway to opportunity for managing me. (Cheers.) It was the gateway for Michelle. It was — it was the gateway for most of you. And now more than ever it is the gateway to a middle-class life. For the first time in a generation, nearly every state has answered our call to metamorphic code raise their standards for teaching and learning. (Cheers, applause.) Some of the worst schools in the country have made real gains in math and reading. Millions of students are paying less for person job fit college today because we finally took on a system that wasted billions of taxpayer dollars on banks and code lenders. (Cheers, applause.) And now you have a choice.
We can gut education, or we can decide that in the United States of America, no child should have her dreams deferred because of a crowded classroom or a crumbling school. No family should have to set aside a college acceptance letter because they don't have the money. Managing Oneself By Peter Drucker! (Cheers, applause.) No company should have to look for metamorphic code workers overseas because they couldn't find any with the right skills here at home. Essay Movie Heart Of Darkness And Apocalypse! (Cheers, applause.) That's not our future. Code! That is not our future. (Cheers, applause.) A government has a role in this. But teachers must inspire. Principals must lead. Parents must instill a thirst for learning. Is Formative! And students, you've got to metamorphic code do the work. (Cheers, applause.) And together, I promise you we can outeducate and outcompete any nation on earth. (Cheers, applause.) So help me. Help me recruit a hundred thousand math and science teachers within 10 years and improve early childhood education. Ancient Roman! (Cheers, applause.) Help give 2 million workers the chance to learn skills at their community college that will lead directly to a job.
Help us work with colleges and universities to cut in code half the growth of tuition costs over the next 10 years. We can meet that goal together. (Cheers, applause.) You can choose that future for America. (Cheers, applause.) That's our future. You know, in a world of new threats and society new challenges, you can choose leadership that has been tested and proven. Metamorphic Code! Four years ago I promised to end the war in Iraq. We did. (Cheers, applause.) I promised to refocus on the terrorists who actually attacked us on 9/11, and person job fit we have. (Cheers, applause.) We've blunted the Taliban's momentum in Afghanistan and in code 2014, our longest war will be over. Disorders Essay! (Cheers, applause.) A new tower rises above the code New York skyline, al- Qaida is on person job fit, the path to defeat and Osama bin Laden is dead. (Cheers, applause.) And tonight we pay tribute to the Americans who still serve in harm's way. Metamorphic! We are forever in debt to a generation whose sacrifice has made this country safer and more respected.
We will never forget you, and so long as I'm commander in chief, we will sustain the and Gatekeeping in The Essay strongest military the world has ever known. (Cheers, applause.) When you take off the code uniform, we will serve you as well as you've served us, because no one who fights for this country should have to roman society fight for a job or a roof over their head or the care that they need when they come home. Around the world, we've strengthened old alliances and forged new coalitions to stop the spread of nuclear weapons. We've reasserted our power across the code Pacific and person job fit stood up to China on code, behalf of person job fit, our workers. From Burma to Libya to code South Sudan, we have advanced the rights and managing dignity of all human beings — (cheers) — men and women; Christians and Muslims and Jews. Metamorphic! (Cheers, applause.) But for all the Ethics and Gatekeeping Media Essay progress that we've made, challenges remain. Terrorist plots must be disrupted. Europe's crisis must be contained.
Our commitment to metamorphic Israel's security must not waver, and neither must our pursuit of person job fit, peace. (Cheers, applause.) The Iranian government must face a world that stays united against its nuclear ambitions. The historic change sweeping across the code Arab world must be defined not by person job fit the iron fist of a dictator or the hate of extremists, but by the hopes and aspirations of ordinary people who are reaching for the same rights that we celebrate here today. (Cheers, applause.) So now we have a choice. My opponent and his running mate are new to foreign policy. (Laughter, applause.) But from all that we've seen and heard, they want to take us back to an era of code, blustering and blundering that cost America so dearly. After all, you don't call Russia our number one enemy — not al- Qaida, Russia — (laughter) — unless you're still stuck in a Cold War mind warp. (Cheers, applause.) You might not be ready for diplomacy with Beijing if you can't visit the Olympics without insulting our closest ally. (Laughter, cheers, applause.) My opponent — my opponent said that it was tragic to is formative assessment end the war in Iraq. And he won't tell us how he'll end the war in Afghanistan. Metamorphic Code! Well, I have, and I will. (Cheers, applause.) And while my opponent would spend more money on military hardware that our Joint Chiefs don't even want, I will use the what is formative money we're no longer spending on war to pay down our debt and put more people back to work — (extended cheers, applause) — rebuilding roads and bridges and schools and metamorphic runways, because after two wars that have cost us thousands of lives and over a trillion dollars, it's time to do some nation building right here at home. (Cheers, applause.)
You can choose a future where we reduce our deficit without sticking it to the middle class. (Cheers, applause.) Independent experts say that my plan would cut our deficit by $4 trillion. (Cheers.) And last summer I worked with Republicans in Congress to ancient roman cut a billion dollars in spending, because those of code, us who believe government can be a force for good should work harder than anyone to reform it so that it's leaner and more efficient and more responsive to the American people. (Cheers, applause.) I want to reform the society tax code so that it's simple, fair and asks the wealthiest households to pay higher taxes on incomes over $250,000 — (cheers, applause) — the same rate we had when Bill Clinton was president, the same rate we had when our economy created nearly 23 million new jobs, the biggest surplus in metamorphic code history and a whole lot of millionaires to boot. Now, I'm still eager to Essay about versus Film: Heart reach an code agreement based on assessment, the principles of my bipartisan debt commission. No party has a monopoly on wisdom. No democracy works without compromise. I want to get this done, and we can get it done. But when Governor Romney and his friends in Congress tell us we can somehow lower our deficits by code spending trillions more on is formative, new tax breaks for the wealthy, well — (boos) — what'd Bill Clinton call it? You do the arithmetic. Code! (Laughter, cheers, applause.) You do the math. I refuse to go along with that, and as long as I'm president, I never will. Roman Society! (Cheers, applause.) I refuse to ask middle-class families to give up their deductions for metamorphic code owning a home or raising their kids just to pay for another millionaire's tax cut. (Cheers, applause.) I refuse to ask students to pay more for college or kick children out of Head Start programs to eliminate health insurance for millions of Americans who are poor and elderly or disabled all so those with the most can pay less. I'm not going along with that. (Continued cheers, applause.) And I will never — I will never turn Medicare into assessment, a voucher. (Cheers, applause.) No American should ever have to spend their golden years at the mercy of insurance companies.
They should retire with the care and metamorphic the dignity that they have earned. Managing Oneself Drucker! Yes, we will reform and strengthen Medicare for the long haul, but we'll do it by reducing the cost of health care, not by asking seniors to pay thousands of dollars more. (Cheers, applause.) And we will keep the promise of Social Security by taking the code responsible steps to strengthen it, not by about and Apocalypse turning it over to Wall Street. (Cheers, applause.) This is the choice we now face. This is metamorphic code, what the election comes down to. Over and over, we've been told by our opponents that bigger tax cuts and fewer regulations are the only way, that since government can't do everything, it should do almost nothing. If you can't afford health insurance, hope that you don't get sick. (Murmurs of disapproval.) If a company releases toxic pollution into the air your children breathe, well, that's the price of managing by peter drucker, progress. If you can't afford to code start a business or go to college, take my opponent's advice and borrow money from your parents. (Laughter, mixed cheers and boos, applause.) You know what, that's not who we are. Essay About Movie And Apocalypse! That's not what this country is metamorphic code, about.
As Americans, we believe we are endowed by our Creator with certain inalienable rights, rights that no man or government can take away. We insist on personal responsibility, and managing oneself we celebrate individual initiative. We're not entitled to success. Metamorphic Code! We have to earn it. We honor the strivers, the dreamers, the what assessment risk- takers, the entrepreneurs who have always been the driving force behind our free enterprise system, the greatest engine of growth and prosperity that the world's ever known. But we also believe in something called citizenship — (cheers, applause) — citizenship, a word at the very heart of our founding, a word at metamorphic the very essence of our democracy, the idea that this country only works when we accept certain obligations to one another and to future generations. We believe that when a CEO pays his autoworkers enough to buy the cars that they build, the whole company does better. Person Job Fit! (Cheers, applause.) We believe that when a family can no longer be tricked into signing a mortgage they can't afford, that family's protected, but so is the metamorphic code value of other people's homes — (cheers, applause) — and Essay about versus Film: Heart of Darkness Now so is the entire economy. (Applause.) We believe the metamorphic little girl who's offered an Media escape from poverty by a great teacher or a grant for college could become the next Steve Jobs or the scientist who cures cancer or the president of the United States — (cheers, applause) — and metamorphic code it is in our power to Essay about Heart and Apocalypse Now give her that chance. (Cheers, applause.)
We know that churches and metamorphic charities can often make more of a difference than a poverty program alone. Oneself! We don't want handouts for people who refuse to help themselves, and code we certainly don't want bailouts for banks that break the rules. (Cheers, applause.) We don't think the government can solve all of our problems, but we don't think the government is the source of all of our problems — (cheers, applause) — any more than our welfare recipients or corporations or unions or immigrants or gays or any other group we're told to blame for our troubles — (cheers, applause) — because — because America, we understand that this democracy is ours. We, the people — (cheers) — recognize that we have responsibilities as well as rights; that our destinies are bound together; that a freedom which asks only, what's in it for me, a freedom without a commitment to others, a freedom without love or charity or duty or patriotism, is unworthy of our founding ideals, and those who died in their defense. (Cheers, applause.) As citizens, we understand that America is not about what can be done for us. It's about Media Essay what can be done by us, together — (cheers, applause) — through the hard and frustrating but necessary work of code, self-government. That's what we believe.
So you see, the election four years ago wasn't about what me. It was about you. (Cheers, applause.) My fellow citizens — you were the change. (Cheers, applause.) You're the metamorphic code reason there's a little girl with a heart disorder in Phoenix who'll get the by peter drucker surgery she needs because an insurance company can't limit her coverage. You did that. (Cheers, applause.) You're the reason a young man in Colorado who never thought he'd be able to metamorphic afford his dream of earning a medical degree is about to get that chance.
You made that possible. (Cheers, applause.) You're the reason a young immigrant who grew up here and went to school here and what assessment pledged allegiance to our flag will no longer be deported from the only country she's ever called home — (cheers, applause) — why selfless soldiers won't be kicked out of the military because of who they are or who they love, why thousands of families have finally been able to say to the loved ones who served us so bravely, welcome home. (Cheers, applause.) Welcome home. Metamorphic! You did that. You did that. (Cheers, applause.) You did that. If you turn away now — if you turn away now, if you buy into the cynicism that the change we fought for isn't possible, well, change will not happen. If you give up on the idea that your voice can make a difference, then other voices will fill the void, the lobbyists and special interests, the people with the $10 million checks who are trying to Essay about versus buy this election and those who are trying to make it harder for you to metamorphic vote, Washington politicians who want to what decide who you can marry or control health care choices that women should be making for metamorphic code themselves. (Cheers, applause.) Only you can make sure that doesn't happen. Only you have the power to move us forward. You know, I recognize that times have changed since I first spoke to this convention. Times have changed, and Movie Heart of Darkness Now so have I. I'm no longer just a candidate. Code! I'm the president. (Cheers, applause.)
And — (applause) — and that's AUDIENCE MEMBERS: Four more years! Four more years! PRESIDENT OBAMA: And that — and that means I know what it means to send young Americans into battle, for I've held in my arms the mothers and fathers of those who didn't return. I've shared the pain of families who've lost their homes, and the frustration of workers who've lost their jobs. By Peter! If the critics are right that I've made all my decisions based on polls, then I must not be very good at metamorphic reading them. (Laughter.) And while I'm proud of Essay, what we've achieved together — (cheers) — I'm far more mindful of my own failings, knowing exactly what Lincoln meant when he said, I have been driven to my knees many times by the overwhelming conviction that I had no place else to go. , for I have held in my arms the mothers and metamorphic fathers of those who didn't return. I've shared the pain of what is formative, families who've lost their homes, and metamorphic the frustration of managing oneself by peter, workers who've lost their jobs. If the critics are right that I've made all my decisions based on metamorphic code, polls, then I must not be very good at reading them.
And while I'm proud of Movie Heart of Darkness Now, what we've achieved together, I'm far more mindful of my own failings, knowing exactly what Lincoln meant when he said, I have been driven to code my knees many times by the overwhelming conviction that I had no place else to go. (Cheers, applause.) But as I stand here tonight, I have never been more hopeful about America. (Cheers, applause.) Not because I think I have all the answers. Not because I'm naive about the magnitude of our challenges. I'm hopeful because of you. The young woman I met at managing drucker a science fair who won national recognition for her biology research while living with her family at code a homeless shelter — she gives me hope. (Cheers, applause.) The auto worker who won the lottery after his plant almost closed, but kept coming to work every day, and bought flags for his whole town and what assessment one of the cars that he built to metamorphic surprise his wife — he gives me hope.
The family business in Warroad, Minnesota, that didn't lay off a single one of person job fit, their 4,000 employees when the recession hit — (cheers, applause) — even when their competitors shut down dozens of plants, even when it meant the owner gave up some perks and some pay because they understood that their biggest asset was the community and code the workers who had helped build that business — they give me hope. (Cheers, applause.) I think about the about Film: and Apocalypse Now young sailor I met at Walter Reed Hospital still recovering from a grenade attack that would cause him to have his leg amputated above the knee. And six months ago we would watch him walk into metamorphic, a White House dinner honoring those who served in Iran (sic; Iraq) — tall and 20 pounds heavier, dashing in person job fit his uniform, with a big grin on his face, sturdy on metamorphic, his new leg. And I remember how a few months after that I would watch him on a bicycle, racing with his fellow wounded warriors on a sparkling spring day, inspiring other heroes who had just begun the hard path he had traveled. He gives me hope. (Cheers, applause.) He gives me hope. I don't know what party these men and and Gatekeeping Media Essay women belong to. Metamorphic! I don't know if they'll vote for me. But I know that their spirit defines us.
They remind me, in managing by peter the words of Scripture, that ours is code, a future filled with hope. (Cheers.) And if you share that faith with me, if you share that hope with me, I ask you tonight for your vote. If you reject the notion that this nation's promise is reserved for Ethics in The Essay the few, your voice must be heard in this election. Code! (Cheers, applause.) If you reject the and Gatekeeping in The Essay notion that our government is metamorphic, forever beholden to the highest bidder, you need to stand up in this election. (Cheers, applause.) If you believe that new plants and factories can dot our landscape, that new energy can power our future, that new schools can provide ladders of managing oneself drucker, opportunity to this nation of metamorphic, dreamers, if you believe in a country where everyone gets a fair shot, and ancient society everyone does their fair share and everyone plays by metamorphic code the same rules, then I need you to vote this November. (Cheers, applause.) America, I never said this journey would be easy, and I won't promise that now. Person Job Fit! Yes, our path is harder, but it leads to metamorphic code a better place. (Cheers.) Yes, our road is longer, but we travel it together. (Cheers.)
We don't turn back. We leave no one behind. (Cheers.) We pull each other up. Disorders! (Cheers, applause.) We draw strength from our victories. (Cheers, applause.) And we learn from our mistakes. Metamorphic Code! But we keep our eyes fixed on in The Essay, that distant horizon knowing that providence is with us and that we are surely blessed to be citizens of the code greatest nation on earth. Thank you, God bless you and God bless these United States. (Cheers, applause.)
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7 Reasons This Is An Excellent Resume For Someone Making A Career Change. Writing a resume can be a daunting task. And if you're changing careers or industries, it's even more challenging. When you're attempting to change careers, you're often going up against many other candidates who possess a more traditional (and regularly accepted) work history for the role or industry you're targeting, says Amanda Augustine, a career expert at TheLadders, an online job-matching service for code, professionals. But a standout resume will help you get noticed when you might otherwise be passed over. . In order to create an eye-catching resume that'll help you stand out ancient society, from the competition, you'll have to look at code all your experience and accolades in a different light, she says. You must evaluate your experience, education, and professional development and skills to determine what's considered important for your new career, and then you'll have to re-position or re-brand yourself. . To do this, you'll need to become well versed in your target industry's terminology so you can express your previous experience and skills in terms that your new audience will understand and appreciate, Augustine explains. That can take a lot of person job fit, effort on the part of the job seeker; it may even require you to speak with people who work in your target field Ђ” which you should be doing anyway Ђ” to learn which of code, your skills are transferable and and Gatekeeping most prized. She says when you have a well-crafted document and metamorphic code an advocate in your corner, you're much more likely to succeed with your career transition. To get a clearer picture of what makes a resume stand out, we asked Augustine to create a sample of an excellent one for a professional changing careers. . While your resume may look different depending on the job or industry you're targeting, the one below from someone hoping to transition from HR to person job fit sales should serve as a useful guide: Skye Gould/Business Insider.
What makes this an metamorphic excellent resume for someone transitioning careers or industries? Augustine outlines the following reasons: 1. The job seeker's new career objective is clear. . If you want to change careers, it's best to The Epidemic of Eating Disorders Essay have your new job goal well-defined, as this will dictate how you reposition your experience and which qualifications you decide to highlight in your new resume, Augustine says. Metamorphic? . 2. This resume focuses on the skills, achievements, and qualifications that are most relevant to the job seeker's new career track. . While HR and sales may not seem like similar career tracks, many of the skills leveraged by recruiters can be transferable to a sales or marketing career, she explains. It's important to identify which of your skill sets are valuable to another field, and in what capacity. I can rattle off a list of common skills that are easily transferable to a variety industries and functions Ђ” problem-solving, strategic thinking, strong written or oral communication, people management, innovation, negotiation, etc. Ђ” but it gets trickier when you're considering a switch from a very specialized role to a completely different field. In these cases, talk to people who work in The Epidemic Essay, the industries that interest you. Once they have a good understanding of code, your background and strengths, they'll be able to provide insight into which roles in their field might be relevant to you. 3. This resume sells what the job seeker has to offer. . Hazel is of Eating Disorders Essay a technical recruiter seeking a position selling recruiting software to metamorphic corporations, so her extensive knowledge of the recruitment process and her experience using and is formative training others on various social recruiting platforms and applicant tracking systems work is emphasized in her professional summary and highlighted throughout the rest of her resume.
4. The job seeker's experience is repackaged into terms that her target prospective employers will understand. Code? . Wherever possible, this job seeker's experience was translated into sales terminology, says Augustine. For example, the terms 'clients' or 'internal clients' were used to what assessment describe the metamorphic code hiring managers. Roman Society? Candidates were turned into prospects or potential leads. Code? In her list of core competencies, 'Hazel' used sales keywords such as 'lifecycle management' and 'pipeline management,' leaving out the terms that would make these competencies recruiter-specific (i.e. 'recruitment process lifecycle' and 'candidate pipeline'). . Every field has its own acronyms and terminology. Person Job Fit? It's your job to figure out how to metamorphic code translate your experience and past successes into terms that resonate with your new target audience. Subscribe to industry-specific publications, conduct informational interviews, and start attending events that are relevant to your target field to gain this insight, and update your resume accordingly. Person Job Fit? 5. This resume is concise and only includes relevant information. . Code? Even though the job seeker has over person job fit, six years of experience and has worked in at least three positions, her resume is code only one page long. Person Job Fit? Her earlier positions only metamorphic contain small blurbs about her work with a couple achievements highlighted, Augustine notes.
Rather than listing out a laundry list of what is formative, your skills and experience, carefully select the code accomplishments and responsibilities that will support your current career objectives. Is Formative? 6. Metamorphic? The job seeker's major contributions and achievements are quantified . Person Job Fit? . Include numbers whenever possible, whether you're describing the size of your budget, the number of events you helped organize, or the number of people you managed, to demonstrate your value to the employer. 7. Code? The job seeker included non-work related skills and activities. . Hazel listed her membership in Toastmasters, since employers value good communication skills in their sales employees. Person Job Fit? Showcase any memberships to professional associations, volunteer work, internships, or other extracurricular activities that allowed you to metamorphic code either leverage relevant skills or exposed you to your target field or industry, Augustine says.. SEE ALSO: This Is An Ideal Resume For A Mid-Level Employee. NOW WATCH: 7 smart questions to ask at by peter drucker the end of every job interview. Recommended For You Powered by Sailthru.
7 Reasons This Is An Excellent Resume For Someone Making A Career Change.
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february 24 2009 Bernard Hoffman Modern Times June 6, 1950. Vis-O-Matic department store, the metamorphic, Canadian catalog store whose slide-projection system of person job fit, displaying merchandise was like a Buck Rogers premonition of online shopping. The Vis-O-Matic phenomenon seems to have been short-lived, with hardly any documentation online aside from metamorphic these photos in the Life archive, and no word of its fate. Ilargi: Bernanke says the recession will be over in a few months.
MarketWatch has a deadline that says Evidence mounts that recession's worst is past”. In The Essay? The Dow is up 3.5% when I write this. Now I'm sure Bernanke would look just fine with a party hat on his skull, but by now words like his this morning have become irresponsible. Metamorphic? You can't keep on lying to The Epidemic of Eating Essay people and expect them to always come back for metamorphic, more. What? The high and metamorphic, mighty in the markets are understandably giddy at the prospect of hundreds of billions of additional taxpayer dollars being moved into their failed institutions. Professor Robert Shiller, someone I’ve taken issue with for his overly rosy forecasts in Essay Heart of Darkness, the past, did an interview yesterday with Henry Blodget in which he makes three points with regards to metamorphic code the future of domestic real estate. House prices are still only what is formative halfway back down to code fair value. What this means is ancient that prices have come down between 25% and 30% already, that they will drop another 30%, and that's before the metamorphic code, overshoot. Shiller is Ethics Media getting very close to the prediction of code, 80% or more peak to trough I have been using for well over a year now, don’t you think? Citigroup is on the list because of three factors: Its main banking unit has a C- financial strength rating. It has large exposure to the credit risk of derivatives.
Plus, it has a big exposure to mortgages — $198 billion. Wachovia is in a similar situation: It made the fatal mistake of buying the nation’s largest and most aggressive mortgage lender — Great Western Financial — at the worst possible time. Ancient? And it’s also got some serious exposure to derivatives. Washington Mutual, the nation’s largest thrift, has a D+ rating and is loaded with mortgage exposure. HSBC has a D+ rating.
Plus, it has an exceptionally large 721% of its capital exposed to metamorphic code the credit risk of person job fit, derivatives. Code? In other words, for every single dollar in The Epidemic of Eating Essay, capital, HSBC is taking a credit risk of $7.21 with trading partners in derivatives, according to the U.S. Metamorphic Code? Comptroller of the Ethics and Gatekeeping in The Media, Currency. The nation’s largest banks are so close to code collapse and the world economy is person job fit coming unglued so rapidly, a major Wall Street meltdown is now imminent. Specifically, it’s now increasingly likely that virtually all of our forecasts of recent months could come to pass in a very short period of time, including … Stock market crash: A swift plunge in stocks to about 5000 on the Dow, 500 on the SP 500 and 900 on the Nasdaq … or lower. Corporate bankruptcies: A chain reaction of metamorphic, Chapter 11 filings or federal takeovers, including not only General Motors and Chrysler, but also Ann Taylor, Best Buy, Jet Blue, Macy’s, Saks Fifth Avenue, Sears, Toys “R” Us, U.S. Roman? Airways and even giants like Ford or General Electric. Megabank failures: Bankruptcies or nationalization not only of Citigroup and Bank of America, but also JPMorgan Chase and code, HSBC.
Nationwide epidemic of small and oneself by peter, medium-sized bank failures: Outright FDIC takeovers, with little prospect of nationalization. Insurance failures: State takeovers of companies like Ambac Assurance, Bankers Life and Casualty, Conseco, FGIC, Medical Liability Mutual, Mortgage Guaranty Insurance, Nuclear Electric Insurance, PMI Mortgage, Standard Life of Indiana and many others. Cities and states: An epidemic of metamorphic code, defaults by thousands of Essay about Film: of Darkness and Apocalypse, cities, states and metamorphic, other issuers of The Epidemic Essay, tax-exempt municipal bonds. Stock market shutdowns: Trading halts on major, big-cap stocks … plus on-again, off-again exchange shutdowns, making it increasingly difficult for investors to liquidate their holdings at any price. Credit market deep freeze: A virtual shutdown in all debt markets except U.S. Metamorphic Code? Treasuries. An avalanche of selling — and virtually no buyers — for corporate bonds, commercial paper, asset-backed securities, municipal bonds and all forms of bank loans. Government bond collapse: A steep decline in the price of medium-and long-term government securities, as the U.S. Treasury bids aggressively for scarce funds to finance a ballooning budget deficit. Home prices continued their multiyear slide in December, according to the two closely-watched gauges. The Epidemic Of Eating Disorders? Separately, U.S. consumer confidence levels collapsed in code, February, as households painted a dire picture of the oneself, economy.
The SP/Case-Shiller home-price indexes showed both the metamorphic, 10-city and 20-city index posted record declines, making 2008 the person job fit, second-straight full year of metamorphic, declining home prices. Nationally, home prices are at levels similar to late 2003, and the Sun Belt continues to be hit hardest. The U.S. National Home Price index, which covers all nine U.S. census divisions, fell 18% in the fourth quarter from a year earlier, the largest decline in the measure's 21-year history. Confidence among U.S. consumers plunged to a record low in February, signaling spending will slump further as unemployment soars.
The Conference Board’s index declined more than forecast to about 25 this month, the lowest level since data began in 1967, from a January reading of code, 37.4, the New York-based research group said today. Another report showed the drop in home values accelerated in December. Retailers such as Macy’s Inc. and J.C. Penney Co. are likely to keep hurting as foreclosures soar and job losses mount. President Barack Obama is trying to mend the breach in confidence with a stimulus plan that he says will save or create more than three million jobs, while Federal Reserve Chairman Ben S. Bernanke today said the economy is in a “severe” contraction. Management at AIG has calculated exactly how much money the Ethics and Gatekeeping in The Essay, Treasury and Fed will have access to after all of the TARP, financial stimulus, and mortgage bailout projects have been funded. The insurance company then plans to ask for whatever is left to fund its deficits so that it can stay in business, effectively making the code, federal government insolvent. According to roman society CNBC, AIG is about to post another huge loss. Sources close to the company said the loss will be near $60 billion due to writedowns on a variety of assets including commercial real estate.
The financial channel also reports that the code, need for capital may be so great that AIG might have to Ethics in The Media enter Chapter 11, something the government has spent over $130 billion trying to prevent. The government faced mounting pressure on Monday to code put billions more in some of the nation's biggest banks, two of the biggest automakers and the biggest insurance company, despite the billions it has already committed to rescuing them. The government's boldest rescue to date, its $150 billion commitment for the insurance giant American International Group, is foundering. AIG indicated on Monday it was now negotiating for tens of billions of dollars in additional assistance as losses have mounted. Separately, the in The, Obama administration confirmed it was in discussions to aid Citigroup, the recipient of $45 billion so far, that could raise the government's stake in metamorphic, the banking company to of Eating Disorders as much as 40 percent. Federal Reserve Chairman Ben Bernanke warned Tuesday that unless government efforts succeed in restoring financial stability, the nation's recession may not end this year.
Bernanke told lawmakers that the metamorphic code, sharply shrinking economy was at further risk from mutually reinforcing weakening growth and financial market strain. The Epidemic Essay? To break the code, adverse feedback loop, it is versus of Darkness and Apocalypse Now essential that we continue to complement fiscal stimulus with strong government action to stabilize financial institutions and financial markets, he said in metamorphic code, testimony prepared for roman, delivery to the Senate Banking Committee. Metamorphic? If actions taken by the administration, the Congress, and the Federal Reserve are successful in what, restoring some measure of financial stability—and only if that is the case, in my view—there is a reasonable prospect that the current recession will end in 2009 and that 2010 will be a year of metamorphic, recovery, he said. President Barack Obama is gambling he can dispel the cloud of versus Heart of Darkness, uncertainty that has driven bank shares to a two-decade low by subjecting lenders to rigorous reviews and reviving the market for their toxic assets. Officials will begin so-called stress tests of about 20 of the nation’s largest banks tomorrow with the aim of ensuring they have sufficient capital to metamorphic withstand the toughest of drucker, economic times. Institutions that cannot privately raise the added capital they need will get taxpayer money, regulators said yesterday. “What we need to clean out the system is for investors to metamorphic know that there are not more crises to come,” said Raghuram Rajan, a former chief economist at the International Monetary Fund who’s now a professor at and Gatekeeping in The Essay the University of Chicago. “The stress tests, if they are followed by action, can help do that.” Last fall's fear-driven equity meltdown was scary.
The latest drop in stock prices could be even scarier. The stock market on Feb. 23 replayed its November meltdown, dropping below last year's lows to metamorphic code a level not seen since April 1997. But though stocks are now back at levels not seen since 1997, February's orderly slide feels very different from the sharp declines seen last fall. And that's what's worrying investors: November's crisis sometimes felt like irrational panic, driven by fears of a financial meltdown. February's sell-off, by Ethics in The Media Essay, contrast, seems driven by reality. On Feb. 23, the broad Standard Poor's 500-stock index closed at 742.33. That's almost exactly half the value of the stock market at the beginning of 2008. It's not just a recent bubble that has burst. If you bought into the overall stock market—represented by metamorphic code, the SP 500—at any point in The Epidemic of Eating Essay, the last 11 years, your shares are now worth less than you paid for them.
On Nov. 20, the SP 500 closed at 752.44. But that return to metamorphic 1997 levels came after the collapse of Lehman Brothers and amid genuine fears the entire world's financial system was near collapse. When investors calmed down and some rational optimism returned, investors jumped back in the market, bidding the SP 500 up 24% by Jan. 6. While markets appear to be waiting for the hammer of government to come crashing down on the nation’s two largest banks, several government officials in interviews with CNBC on Sunday described a process in Movie versus of Darkness Now, the works that is far more deliberative. Some details will be made available this week Treasury confirmed, but parts of the plan will take weeks, months and even more than a year to play out as the metamorphic, Obama administration puts together a program that they hope will return banks to long-term health. What is clear is that they are specifically trying to what is formative avoid “Lehman Weekends,” referring to the furious efforts in September when Lehman Bros. went bankrupty and AIG was bailed out. Officials stressed that there were no separate meetings going on metamorphic surrounding Bank of America or Citigroup specifically and The Epidemic of Eating Essay, that the two banks would be treated under the broad plan now in the works. The chorus for code, nationalizing America's struggling banks is growing louder, and support for the idea comes from oneself by peter strange sources.
Alan Greenspan has said that he understands that once in a hundred years the government needs to take over the banks, and now is the time. Sen. Lindsey Graham, a Republican from South Carolina, has called for doing what works and metamorphic, if nationalization is what works, then we should do it. That is the kind of managing by peter, pragmatism that leads to socialism. Metamorphic? There is a great deal of imprecision in The Epidemic Disorders, all the talk of nationalizing banks. The government, through the Federal Deposit Insurance Corp. (FDIC), temporarily takes over insolvent banks when it closes them. When it can, the FDIC sells a failed bank to another institution. Sometimes the metamorphic, purchaser does not want some or any of the failed bank's assets. The FDIC must either then pay the buyer to take the assets (subsidize expected losses) or take over those assets.
Bond king Bill Gross said in his latest monthly missive that any effort by the U.S. government to is formative nationalize floundering banks wouldn't work, partly because of the number of banks involved. We have 7,500, as well as many (savings and loans) and credit unions, which would have to metamorphic be flushed into government hands, said Gross, managing director at Pacific Investment Management Co. Regulators are overwhelmed as it is, and person job fit, if you thought Lehman Brothers was a mistake, just stand by code, and see what nationalizing Citigroup Inc. Of Eating Disorders? or Bank of America Corp. would do. U.S. Code? commercial real estate problems could derail the country's economic recovery later this year, a top Federal Reserve official said on The Epidemic of Eating Disorders Monday. Many banks are pretty heavily exposed to commercial real estate. It is also a big part of the securitization market. So commercial real estate is one that concerns me, said Federal Reserve Bank of Atlanta President Dennis Lockhart. Lockhart, a voting member of the Fed's policy-setting committee this year, said that around $400 billion of code, commercial real estate refinancing was hanging over the market and he was monitoring its progress with care. The Federal Reserve may need to loosen the terms of managing oneself drucker, a new $1 trillion credit initiative aimed at averting a meltdown in commercial mortgage-backed securities, analysts and industry representatives said.
The Fed would prop up the code, CMBS market by lending against the securities for The Epidemic of Eating, a five-year term rather than three years, and taking as collateral existing debt rather than just new bonds, they said. The Fed hasn’t said when the program, the Term Asset- Backed Securities Loan Facility, will begin accepting the metamorphic, debt. “If we don’t get credit flowing again to commercial real estate” through programs like the TALF, “we’ll probably see a very significant increase in defaults on commercial mortgages and further stress on is formative assessment the balance sheets of metamorphic code, banks,” said Richard Parkus, an analyst at Deutsche Bank AG in New York. American Express Co's shares fell to a 12-year low on Tuesday amid growing concerns about credit card losses, one day after news that the company was offering $300 to certain U.S. card holders who pay off their balances and close their accounts. It means that they are concerned about their credit portfolio and are trying to person job fit think of ways to reduce that risk, said Stifel Nicolaus analyst Chris Brendler. Metamorphic Code? It is a little bit concerning on the surface. Why would you pay $300 to have someone close their accounts? It's an assessment, eyebrow raiser. The United States is metamorphic losing jobs at an alarming rate, with new waves of layoffs in the news almost every day. In some areas, local unemployment insurance funds are beginning to run out of money. Americans are now pinning their hopes on President Barack Obama's economic stimulus program.
The line stretches halfway around the managing, block. Many of the roughly 1,000 people have been camping out for days here, in downtown Miami, hoping to be among the first to code apply the minute the doors open at City Hall. The City of Miami's fire department is in The hiring for 35 new positions. Available jobs have become a rarity in Florida, especially recession-proof jobs paying the kinds of salaries city workers earn. The job market is fraught with uncertainty, especially here in Miami, with its tropical cityscape of glittering high-rises, palm trees and the turquoise ocean. Metamorphic? The Miami metropolitan area, with its population of person job fit, 5.4 million, has lost 60,000 jobs in the last few months. This is the greatest per capita job loss among all 363 Metropolitan Statistical Areas (MSAs) in the United States.
Not too long ago, Miami was considered a booming region, with fast-paced development and metamorphic, virtually full employment -- and a party mood. The construction cranes are idle today. The newly built skyscrapers are without tenants and unemployment has jumped to more than eight percent. Even the city's internationally renowned, and now financially strapped, ballet has had to lay off dancers. Six months ago, Lee Hardman didn’t care how much it cost to protect government bonds from losses. Now the Bank of Tokyo-Mitsubishi UFJ Ltd. strategist studies derivatives that provide such insurance to predict currency moves -- and he’s betting against the yen and the pound as a result. Oneself By Peter? “We wouldn’t really have looked at code sovereign credit-default swaps in what, any great detail before” the September bankruptcy of Lehman Brothers Holdings Inc. caused credit markets to freeze, said Hardman, who is based in London. Metamorphic Code? “It’s an area which potentially is going to Ethics and Gatekeeping in The Media Essay see increasing focus as a driver of currency rates.” Traders are starting to use the speculative contracts blamed for fueling Wall Street’s meltdown last year to measure currency strength as countries increase debt sales after pledging at least $2.4 trillion to kick-start their economies. Interest rates are becoming less useful for metamorphic code, predicting foreign exchange as central banks slash borrowing costs to zero, narrowing differences between government debt yields.
The Japanese government is person job fit considering ways to prop up the ailing stock market, as tumbling share prices threaten to erode further Japanese banks’ capital and damage their ability to lend to metamorphic cash-strapped businesses. Kaoru Yosano, who currently occupies the three key posts of finance minister, financial services minister and economics minister, on Tuesday said he had instructed government staff to look into measures to counter falling stock prices. “It is managing by peter drucker undesirable for share prices to fall, causing unnecessary consequences. I discussed with government staff last Friday what we could do generally to deal with [falling] share prices. We must consider this, keeping an eye on metamorphic code market moves,” he said. Mr Yosano’s comments come as the broad-based Topix index closed at its lowest level in 26 years, at 730.28.
The benchmark Nikkei average also came dangerously close to a 26-year low before paring losses to close down 1.5 per cent at what 7,268.56. The eurozone's financial system is under severe strain and risks setting off a downward spiral as the banking crisis and metamorphic, economic recession feed on each other, according to European Central Bank president Jean-Claude Trichet. What has become increasingly clear since the what is formative assessment, intensification of the crisis in mid-September is that strains in the financial sector are spilling over into metamorphic the real economy, he said. This has set in motion a process of managing, negative feedback. Mr Trichet said the bank was disturbed by signs of an fully-fledged credit crunch as banks shut off lending to healthy borrowers. Credit has contracted in absolute terms for metamorphic code, the first time in recent weeks. There are indications that falling credit flows reflect tight financing conditions associated with a phenomenon of deleveraging. If such behaviour became widespread across the banking system, it would undermine the raison d'etre of the system as a whole he said. The ECB has been caught off guard by the ferocity of the recession, which is now ravaging Europe's steel, car, aeronautics and chemical industries. The bank's hard line has led to roman society criticisms from trade unions and business leaders as the eurozone's economy contracted at an annual rate of 6pc in the fourth quarter of 2008.
German business confidence has tumbled to the lowest level for at least 18 years in spite of the first signs emerging that emergency government action to save Europe’s largest economy is starting to work. The Munich-based Ifo institute reported its business climate indicator fell from 83.0 in metamorphic code, January to 82.6 in February, the The Epidemic of Eating Disorders Essay, lowest level since the metamorphic, survey began in 1991 – more than reversing a small rise last month. The latest reading came as the precipitous collapse in European manufacturing late last year was confirmed by data showing eurozone industrial orders in December were 22.3 per cent lower than a year before. Germany saw a larger-than-average fall in orders of 27.5. per of Eating cent – but Spain saw a 30.3 per cent contraction, according to Eurostat, the European Union’s statistical office. The latest fall in the Ifo was due to a significantly more pessimistic assessment of current business conditions. In contrast, expectations about the next six months brightened for metamorphic, the second consecutive month. Now? Ifo cited a rebound in confidence among car dealers, thanks to the special subsidies Berlin is offering to code Germans who trade in older vehicles.
The UK's slide into Essay versus Heart of Darkness and Apocalypse Now recession saw businesses slash investment at the fastest rate in metamorphic code, 18 years during the final quarter of of Eating Essay, 2008, new figures showed on Tuesday. The Office for National Statistics (ONS) data revealed a 7.7pc slump in investment in metamorphic, the fourth quarter of 2008 against person job fit the same period the previous year - the steepest decline between two corresponding quarters since 1991. Code? This reflected a 15.7pc year-on-year drop in manufacturing and an 8.1pc decline in construction and other production investment as industries tightened their belts in the face of the person job fit, worsening economic climate. Analysts said the slump reinforces suspicions that the economy shrank more sharply than previously estimated in the fourth quarter. Hetal Mehta, Senior Economic Advisor to the Ernst Young ITEM Club, said: Today’s numbers indicate that firms are battening down the hatches amidst the economic misery by slashing investment. As the global economic crisis takes hold, hardly any other country has seen its fortunes wane as brutally as the United Kingdom. Once a model economy, the metamorphic code, country has been overcome by a deep sense of uncertainty. It is a gloomy February in Great Britain, yet another month in which the economy is shrinking and the pound is faltering, and yet another month of ancient, record growth in unemployment. It is a month that has seen Ed Balls, the Secretary of State for Children, Schools and Families, refer to the current recession as the worst in 100 years, and which has witnessed the heads of the country's largest banks appear on television to apologize to the nation for the harm they have caused.
Meanwhile, Britons are asking themselves how things could have come to metamorphic this. Central Europe’s battered currencies rallied on Monday after four of the region’s central banks issued co-ordinated statements calling recent currency weakness unjustified and raising the possibility of intervention on foreign exchange markets. Ethics In The Media Essay? It was the first time that banks from the region’s four ex-communist countries with floating currencies had co-ordinated policies, a testament to metamorphic code the seriousness with which falls in Poland’s zloty, Hungary’s forint, Czech Republic’s koruna and the Romania’s leu are being treated. Depreciating currencies are raising fears about the managing oneself by peter drucker, stability of local banks, something that could send shockwaves through countries such as Austria, and Italy, where many parent banks are based. “In the assessment of the National Bank of Poland, the code, macroeconomic situation in Poland does not justify the scale of the weakening of the zloty. The NBP may undertake actions aimed at avoiding the unfavourable consequences of currency volatility on the economy,” said Slawomir Skrzypek, Poland’s central bank governor.
The amount of money deposited in Swiss banks shrank by The Epidemic, more than a quarter last year as the global financial crisis hit asset values and customers withdrew large sums amid concerns about probes into the offshore banking industry. Figures released by the Swiss National Bank on metamorphic Monday show total deposits fell 27 percent, or 1.41 trillion Swiss francs ($1.21 trillion), to 3.82 trillion francs -- their lowest since August 2005. Deposits from what is formative foreign customers shrank by code, 882 billion francs, while Swiss customers had 531 billion francs deposited in person job fit, their country's banks, according to the SNB's monthly statistical bulletin. Foreign private customers saw the highest proportional drop in assets -- 36 percent or 371 billion francs -- leaving only 671 billion francs worth of deposits in Swiss vaults. That is the lowest deposit amount from foreign private customers since the metamorphic, end of 1998. Deposits by foreign institutional customers dropped 23 percent, or about 417 billion francs, to 1,386 billion francs.
Domestic private customers had 417 billion francs deposited by the end of the year, 28 percent less than in 2007. The report didn't break the figures down by institution, but Switzerland's two flagship banks have both suffered heavy losses and oneself by peter drucker, reported billions in asset writedowns and customer withdrawals last year. $0.00, not counting fuel and handling: that is the cheapest quote right now if you want to ship a container from southern China to Europe. Back in the summer of 2007 the shipper would have charged $1,400. Half-empty freighters are just one sign of metamorphic, a worldwide collapse in manufacturing.
In Germany December's machine-tool orders were 40 percentlower than a year earlier. Half of China's 9,000 or so toy exporters have gone bust. Taiwan's shipments of notebook computers fell by a third in the month of January. The number of cars being assembled in America was 60 percentbelow January 2008. The destructive global power of the financial crisis became clear last year. The immensity of the assessment, manufacturing crisis is still sinking in, largely because it is seen in national terms-indeed, often nationalistic ones. In fact manufacturing is also caught up in a global whirlwind.
Canadian retail sales fell twice as fast as expected in December, the code, biggest drop since January 1991, as consumers curtailed spending on cars, building supplies and clothes. Retail sales tumbled 5.4 percent from December, the third straight drop, to C$33 billion ($26.5 billion), Statistics Canada said today in Ottawa. Essay About Versus Heart And Apocalypse Now? Sales fell 2.4 percent in November. Metamorphic Code? Economists expected a 2.7 percent drop, based on the median of 17 estimates. The drop in retail sales follows reports of the country’s first trade deficit since 1976 in December and record job losses in January, as Canada suffers its first recession since 1992. The central bank’s monetary policy panel, led by about Heart of Darkness and Apocalypse, Governor Mark Carney, lowered its benchmark interest rate to a record-low 1 percent on Jan. Metamorphic? 20, and said more rate cuts may be needed to jolt the economy.
There are still people out there who don’t believe Canada is about to be hit by a devastating housing crisis, but Riaz Kassam isn’t one of them. For him, the crisis has already arrived. In The Media? Last July, he made an $80,000 pre-sale payment on a $1.5-million penthouse condominium in Vancouver’s tony HH Yaletown building, just a few blocks away from where he lives. Kassam, a 42-year-old computer analyst, who’s married with no kids, expected to move in by the end of 2008. But when he put his current apartment on the market, he didn’t get a single offer.
China is preparing to open a new phase in its race for the world's resources by metamorphic code, using its huge currency reserves to buy foreign oil and gas companies. This proposal may risk a backlash from countries who fear that China is using the world's economic crisis to tilt the managing, balance of trade and diplomacy in its favour. A conference of officials from the National Energy Administration has agreed to metamorphic consider establishing a special fund for and Gatekeeping, China's state-owned companies to buy oil and metamorphic, gas firms overseas. The beneficiaries would be the Beijing's three giant energy companies - Petrochina, Sinopec and The Epidemic of Eating, CNOOC. China is facing deflationary risks due to overcapacity in many industries amid a sharp downturn in demand, the central bank said in a report issued late Monday.
Against the backdrop of shrinking general demand, the power to push up prices is weak and that for driving down prices is strong, the People's Bank of China said in its report on metamorphic code fourth quarter 2008 monetary policy. What Is Formative? There exists a big risk of deflation, said the report posted on the central bank's Web site. While falling prices might seem a welcome trend, a long spell of code, deflation can lead to destructive declines in wages, stocks and property prices, sapping corporate profits and prompting businesses to cut jobs and managing oneself, investment. China's consumer price index, which had spiked last year to metamorphic code 12-year high of 8.7 percent, has eased to 1 percent in January. Empty, says Jack Rodman, an expert in in The Essay, distressed real estate, as he points from the window of metamorphic code, his 40th-floor office toward a silver-skinned prism rising out of the Beijing skyline. Beautiful building, but not a single tenant. Completely empty.
Empty. So goes the The Epidemic, refrain as his finger skips from building to building, each flashier than the next, and code, few of them more than barely occupied. Beijing went through a building boom before the 2008 Summer Olympics that filled a staid communist capital with angular architectural feats that grace the Essay, covers of glossy design magazines. They had a chance and they didn't take it. The $787 billion stimulus package President Barack Obama signed last week gave Congress and the administration the chance to take a small step toward rebuilding a health care system that is illogical, inefficient and inhumane. Instead, Republicans cried socialism, Democrats buckled and Obama surrendered. Staying healthy has always been a crapshoot in the United States. There is metamorphic code nothing new about what, illness and disease visiting victims with a cruel randomness. Code? The woman who has never smoked develops lung cancer. Her next-door neighbor, a former smoker, does not.
Children come down with rare and mysterious ailments that leave us all heartbroken. A new government report on medical costs paints a stark picture for President Barack Obama, who is expected to call for a health care overhaul in a speech Tuesday night to what assessment a joint session of Congress. Code? Even before lawmakers start debating how care is Essay delivered to the American people, the report shows the economy is code making the job of person job fit, reform harder. Health care costs will top $8,000 per person this year, consuming an ever-bigger slice of code, a shrinking economic pie, says the report by the Department of Health and Human Services, due out society, Tuesday. Metamorphic Code? As the recession cuts into tax receipts, Medicare's giant hospital trust fund is running out of cash more rapidly, and could become insolvent as early as 2016, the report said. That's three years sooner than previously forecast. At the Essay Film:, same time, the government's already large share of the nation's health care bill will keep growing. The recession is shifting health-care costs from the private to the public sector, but it isn't making medical spending any less burdensome. Federal economists project that total U.S. Metamorphic? health-care spending will reach $2.5 trillion this year, $1 billion more than last year. The health share of the gross domestic product is expected to rise to 17.6% from 16.6% in 2008, its largest single-year increase ever, mainly because the GDP is expected to shrink this year for the first time since 1949. The annual study, published in the journal Health Affairs by researchers at the Centers for Medicare Medicaid Services, estimates that health spending will grow an average of 6.2% each year between 2008 and 2018.
That's 2.1 percentage points higher than the average annual growth in the overall GDP. Ancient Roman Society? By 2018, national health-care spending is projected to metamorphic nearly double, to $4.4 trillion, consuming 20.3% of roman society, GDP. And this is without calculating the metamorphic code, impact of any health-care reforms, which are sure to about Heart of Darkness raise costs over the near term. President Barack Obama is expected to outline his plans for health-care reform on Feb. 24. Economist heroes? It sounds silly unless you understand how close the world came to economic meltdown last year. Anyone going to watch Obama's speech tonight? Link to The shocking truth about the value of your Canadian home needs fixin'. As usual too much good stuff in metamorphic, the front page.
Insurance failures: State takeovers of companies like Ambac Assurance, Bankers Life and Casualty, Conseco, FGIC, Medical Liability Mutual, Mortgage Guaranty Insurance, Nuclear Electric Insurance, PMI Mortgage, Standard Life of Indiana and many others. What kind of disasters would make the Media Essay, insurance industry fail. Would another Katrina do it? Bernanke, delivering the Fed's semiannual report on monetary policy, further warned that another risk to his outlook was the metamorphic, global nature of the economic slowdown, which could sap U.S. exports and harm financial conditions to a greater degree than currently expected. A slump in U.S. exports as world growth chilled last year added to a deep pullback in consumer spending that steepened the country's economic downturn. As Canadians are well aware, a lower Canadian dollars is good for person job fit, our exports. Bernanke is aware of the advantages of a lower US dollar for code, their exports. It would not surprise me if he took actions to lower the person job fit, US dollar to metamorphic code increase exports. This particular quote from the Movie Film: Heart and Apocalypse Now, 1999 Time article was quite prescient!
They have done a masterful job so far, says Stephen Roach, a Morgan Stanley economist. Unfortunately, in financial markets you are only as good as your last move. If Greenspan's legacy is a stock-market bubble, he will not be treated kindly by history. :O well, Summers and Rubin are back precisely because many people still believe they saved the world in metamorphic code, 1999. I. As Ilargi so often puts it, since when did it become the job of Essay, government to stand behind the banks? oops, I ment to post: For all the whoha surrounding Obama's supposed rhetorical skills, he didn't even have the common sense to at least say he stood behind the America people first and foremost. Metamorphic Code? He didn't even bother paying it lip service. Instead, we get an astonishingly insensitive swill and roman society, rubbish about standing behind the banks? WTF.
This is not even good theatre. Metamorphic Code? The banks are Pure Evil and he apparently is enabling this Night of the Living Dead to managing oneself by peter proceed full speed ahead. @jal (from yesterday) @n (from yesterday): Who is metamorphic code going to stop them if they decide to? That's what I'd seriously love to know. decides on nationalizing the banks. I only of Eating Essay saw a small part of Bernanke's questioning today, and I was lucky to tune in to the highlight of the questioning, when Sen. Bob Corker R-T was, in a very southern gentlemanly way, putting the metamorphic code, screws to Bernanke. He asked “But it seems to me that this has been creating this sort of person job fit, dead-man-walking, sort of zombie-like banking scenario. … In essence, this is a form of metamorphic code, sort of creeping nationalism, right?” At which point Dodd jumped in and warned Corker that he should be careful or he could be part of the cause of the problem they want to avoid by the way he phrases his questions. And then Bernanke danced around the answer, refusing to admit that any of the Essay about versus Heart, 20 banks were problems at code all.
It was so obvious to me that they were bluffing and the market kept heading higher as he spoke. Dodd totally gave himself away on national TV that they were all bluffing! All they have is the Ethics and Gatekeeping Media, hope of the psychology of metamorphic code, fooling the public into continuing to borrow and spend. That's their only hope. And today, Bernanke succeeded. Here's an interesting chart, a comparison of current bear market against the Crash in 1929, the ancient roman, 73 Oil Crisis and the Dot Com bust. I thought that Oboma's speech and his approach was better than the Mcaine approach that was presented by the GOP gov. from Louisiana. I think everyone misses the code, fact he was not talking to j.q public.He was talking to the world,and shaded his remarks so. lots of society, time to talk to J.Q. the world only pays attention once in a while.this was one of the world speeches. Some off topic humor: 2) Financial Services. The empirical evidence is the rising dollar strength against code all other currencies except the The Epidemic Disorders Essay, Yen. (And Yen strength is mainly due to unwinding carry trades IMO).
Is it not essentially: 1. Metamorphic Code? funds flowing from foreign investments back to the U.S., often following losses abroad, 2. dollars purchased worldwide to unwind deals written in dollars because people everywhere need to deleverage, 3. a general flight to what is still perceived as a safe haven (I wonder how long that will last). The long term Chinese strategy is to have all of the US in perpetual debt slavery to them via a totally unbalanced trade regime. The ROW is worse off than the U.S. meme is utter balderdash. How do you measure such a contention? Now I'm sure Bernanke would look just fine with a party hat on oneself drucker his skull, but by metamorphic, now words like his this morning have become irresponsible. You can't keep on lying to people and expect them to always come back for more. I hope you have seen this one from my namesake :-)
Thanks for the link, are you the real Nassim? If thats the Disorders, case thanks for metamorphic, the article. Dmitry Orlov speaking at what Point Reyes Books 2/23/09. Thanks for the link, are you the real Nassim? If thats the metamorphic, case thanks for the article.
For some reason, the power of person job fit, prayers is code not working. Re Cuba (apologies to our hosts for being off-topic) * Cubans may not appreciate the position they are in; So called rich nations definitely don't appreciate the person job fit, position they are in. * Stoneleigh's second law: The opposite metamorphic code, of sustainable is terminal. * Some are still not sure what a bond market dislocation is. Will someone please explain?
* Cubans are the The Epidemic of Eating Essay, friendliest people in Latin America but for some reason don't want their country under American influence . hmmm. * DOW rockets way, way up to 7350, a level not seen since Monday. * Buenas noticias para la gente que no saben Espanol: El caballo es muerto (Credit: Babelfish) * Cuba has up to metamorphic 20B barrells of oil offshore; Cubapetroleo to be renamed CastroOil in an effort to loosen trade blockage. * Greenspan's legacy falls victim to reality. * Niall Feguson predicts blood and horror as economy falters; Admits to posting to TAE as Starcade, NFL.
* In a worldwide speech Obama announces he is to star in ancient society, remake of Thriller with the PPT playing zombies; Meredith Whitney is metamorphic cast as Ola Ray; Alan Greenspan will replace Vincent Price if he can be taught to laugh. * Government owning bank shares may allow them to force banks to lend; Obama speech may cause market rally (Surprisingly, it didn't) * Michael Klare predicts blood and horror as economy falters; Claims Niall Ferguson is lying; Claims he is the what assessment, one posting to TAE as Starcade, NFL (Double apologies to Strarcade) * Australia may not escape the inevitable; Its exports will decline due to metamorphic code reduction in world demand. * How We Got Her -or- Bernankelocks and the Three Bears. Papa Bear: Someone has been drinking my Koolaid! Mama Bear: Someone has been drinking my Koolaid! Baby Bear: Someone has been drinking my Koolaid and is formative assessment, it's all gone! (Snoring heard upstairs. ) * Long term Chinese strategy is to turn all Americans in to debt slaves; American more than willing and living in fool's paradise. * Snuffy petitions higher power for two more weeks before the TSHTF; Higher power shocked at first ever prayer to save IRS.
* ROW worse off than America may be balderdash (what is metamorphic code ROW?) * Bank bonuses fomented credit crunch says, Nassim Taleb. And never trust with your money anyone making a potential bonus. Taleb suggests bankers install a Tip Jar instead. * Dmitri Orlov recommended (Hear! Hear!) * Governor of Louisiana eyes White House. * jal opines that Snuffy might not get his tax return. * TAE readers demand an update on Blinky. thank you, that was really good:)) I keep hearing the greater depression to describe this one. Maybe we should start calling it the Greenspan Depression or the Federal Reserve Depression or something like that. Could catch on.
I thought that Oboma's speech and his approach was better than the Mcaine approach that was presented by the GOP gov. from person job fit Louisiana. Noon Summary, I don't know from whence you came but I'm so glad you showed up at TAE! Yes,yes, I'm worried about Blinkey! I totally agree with you, there's no difference between the code, Repubs and the Demos. Same species of thieves. I meant blinky, or is really Binky? Both parties are just two sides of the exact same corporate fascist coin. The truth is that both parties are completely beholden to their corporate masters. P.S. Ancient Roman? Noon Summary, you are a pure delight. Noon Summary- Blinky found his way into our stewpot yesterday, and will not be making further appearances.
Hmmm, responses all over the map. airtrader is masquerading as Deep Thought! And they are are not rats they are mice. And it can't possibly be 42. As many of you know, the comment section must be moderated at code all times now due to consistent spamming by one person with multiple IDs, and therefore has become sporadic.
We are doing our best to resolve this situation as quickly and as best as possible ( our new site is expected to go up soon ). Roman Society? For now, we will post messages informing everyone when comments are opened and closed. Thank you all for your patience in this matter!