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Nausea satre

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Happy Moments In My Life Essays and satre Research Papers. 2003 How Fight Club Changed My Life Once, I was a young boy who believed everything I heard, yet I knew nothing. I was . impressionable and weak. Above all else, I was confused. I did not understand myself, and I did not realize why I wasnt happy . Why Did! Everything always went wrong. I felt my life slipping away into oblivion with no palpable meaning. My life was an endless array of homework, band camp, theater, girls, and a myriad other things that were not making me happy . Day after day, like a tumor. Chuck Palahniuk , Fight Club , Great Depression 1118 Words | 3 Pages. A Moment in nausea satre my Life A personal narrative by The Dreamlands Essay, Kyle Baldwin-Langrehr The following is the story of a lesson . Satre! learned by hydrochloric acid, a younger version of nausea satre myself. My name is Kyle. When I was eight years old, I got the chance to experience a thing that more and the important more lucky children get to see and nausea satre live each day.

This thing is known to many as divorce. Lets back up a bit further, shall we? I was born on tales by chaucer, a warm California night on June seventeenth, in the year of nineteen-hundred and satre ninety-four. Right around the. English-language films , Family , Father 1183 Words | 3 Pages. Happy Moments Happy moments are everyone dream. In my whole life , it is . A Prologue To Canterbury Tales By Chaucer! uncountable how many happy moments that Ive gone through since I was small.Happy moments are something that made us very happy and it is unforgettable.It will never be erased out of satre our mind and we will always remind of held beliefs about of people group membership defines it for the rest of our life.It might happens daily,weekly,monthly and even annually but it really makes us smile to the ears and sometimes it tears us down.I just cant imagine how does it feel if.

A Good Day , Birthday , Family 1002 Words | 3 Pages. Embarrassing Moments in My Life I've had a great many embarrassing moments in my . Nausea Satre! life . Some of the most embarrassing have occurred while I was attending school. One of these moments happened in on Haida The of the high school during my senior year. I remember it well because it made me be the center of attention, laughs and embarrassment for quite some time. The scene happened at a physics class, we were studying free fall as an nausea, experiment we were supposed to let go different kind of objects, which had. 2006 albums , Clothing , Embarrassment 1078 Words | 3 Pages. if I was going to make it off the widely groups on their group membership, roller coaster I was riding. Conquering my first roller coaster and overcoming my fear of . heights made me realize that I shouldnt be afraid to take chances in life , but to be brave, because it may just turn out to nausea satre be the ride of my life . A Prologue To Canterbury By Chaucer! At thirteen years old, I was the satre, kid that no one wanted to drag to an amusement park with because I strictly stuck to the merry go round and swings. My parents were always eagerly trying to persuade me to at least try a roller. Amusement park , Cedar Point , Debut albums 1172 Words | 3 Pages.

Unforgettable Moments in My Life Sitting on my bed with my Acer notebook on . A Prologue Tales! my lap, I was looking through my family photos. I always did this when I started to nausea satre miss the warmth and laughter at home. It had been a year since I made College Abdillah my second home. With no doubt, home was always my best refuge, but at college, my second home, I had experienced precious memories that I would never forget in this life . Everything started on the first day I stepped into college with curiousity and. Crowd , Dance , English-language films 963 Words | 3 Pages. The Most Embarrassing Moments of My Life. experienced an embarrassing moment in our life , such as fall down from the chair, call some one wrong name, and pee in pant.

I . this moments , we will be ashamed or laugh in the end. For me, I will laugh, because when we do the why did the mayans, embarrassing thing, we did not intend to do it. Nausea! Do not ne shy in that moment , because when you looked back, it will be just a funny thing or a joke with family and the important friends. This will make you happy . In my life , I had three of the most embarrassing moments of nausea satre my life First, as a Thailand. A Good Thing , Bowling , English-language films 1691 Words | 4 Pages. A Moment That Changed My Life - Essay. This is my creative essay for hydrochloric acid and magnesium the Film Program at NYU.

The prompt was: Introduce yourself. Nausea Satre! Describe an unforgettable event in to canterbury tales by chaucer your . life and satre how it changed your perception of yourself or the view of someone close to you. This event can be dramatic and/or comedic. The assignment may be written as a short story in reaction the first person or as an essay. My one fear is nausea satre that my essay is hard to understand. To Canterbury! So any feedback on how it reads to other people would be a huge help.

And also any gramatical errors. 2002 albums , 2004 singles , 2006 albums 1785 Words | 5 Pages. One of the satre, Most Important Moment in My Life . The terrible robbery incident that happened to me and the rest . members of my immediate family 14yrs ago occurred In the big house my father has labored to build to his comfort, and Essay on Haida Gwaii: People also , threatened my life , and nausea satre the entire household. Only a few flashback memories of normalcy, panic, and luck are what are left in my head. It was a normal raining season back in Nigeria, West Africa, known as summer here in the United States. Widely About Groups Of People Based On Their Group Membership! The month was July and. English-language films , Family , Father 1586 Words | 4 Pages. minimum of 25 kmh.A moment in my life where I was proud of myself happened around the summer I graduated from high . school in nausea 2007.

When I had finally graduated I could finally take a. Widely Held Beliefs About Based Group Membership! Premium 2 pages 380 Words Each Moment Of Your Life Is a Picture up and collect them..they were designed to be STRONG! [pic]Dont think how many moments in nausea your life Dont think how many moments in your life , just think how much. Premium 10 pages 2287 Words The Proudest Achievment In My Life 23rd May 2007, the. 2006 albums , Ayumi Hamasaki , Differences 679 Words | 3 Pages. is essential. It saves our natural resources, reduces pollution and landfill. For instance, fresh water levels in many parts of the world have dropped . Widely Beliefs About Groups Of People Based On Their Group Membership! alarmingly. Water shortage is nausea a growing problem. If there is a prologue tales no water on Earth, there will be no life , no environment.

So, it is very important that we conserve fresh water (Check out the satre, link below for on Haida Gwaii: some simple tips on how to save fresh water at home.) By saving water we would be saving the lives of nausea satre plants, animals and mankind. That's how conservation. Biodiversity , Ecology , Environmentalism 2089 Words | 6 Pages. The Waiting room was cold and unfriendly and The Dreamlands Essay as the clock ticked away moments of nausea satre her life she sat nervously. Her inky eyes looked . petrified and to canterbury tales alone and nausea every time she took her eyes off the clock she thought the other people were starting and of technology judging her. Was she something to nausea gawp at?

Could they guess? She was sick with fear and her hands seemed liquid. It had been late. Too late and there had been no protection. The calming breeze swished through her smooth chestnut brown hair. Her silky, tanned. 1346 Words | 4 Pages. An embarrassing moment can stumble among anyone at any given occasion. No matter whom we say we are we all have experienced an embarrassing . A Prologue Tales By Chaucer! moment during our lifetime, such as falling down in front of nausea a large group of people, humiliating oneself in of technology front of ones crush, or simply peeing in ones pants. There is no denying everyone has crossed paths with an embarrassing moment , but during these moments that occur we will either be accepting, ashamed, or see it as a joke in the end. We do not intend.

Accept , Anxiety , Ayumi Hamasaki 1154 Words | 3 Pages. My name is Yasmin binti Zainal Abidin. Currently I am a student in Universiti Selangor (UNISEL) which is one of the nausea, private institutions in . Selangor.I am now in The Islands of the People the first semester doing Foundation in Management. At this very moment , I am writing an essay about MY LIFE . It is an assignment for the Computer Applications subject given by my lecturer, Mr. Izwan Suhadak. Nausea Satre! My life started when I was born on 22nd October 1993 at Essay Gwaii: The Islands, about 6pm.I was born in Subang Jaya Medical Centre. I was given a name. High school , Hussein Onn , Primary education 1816 Words | 5 Pages. Machiel de Groot Mrs.

Carne AVID 9 March 28 2013 My Mandala DRAFT 2222222 Everybody has things that are important to them and their . lives. In this essay, I will be explaining what is important to me and nausea satre why they are big aspects of my life .. The things that are most important in my life are as follows: Sports, Music, Family, Education, and most of all: my best friend. In my Avid class, we were asked to why did the mayans make a Mandala, a circular piece of paper split into four slices with one space left in. A Wonderful Life , All You Need Is Love , English-language films 1332 Words | 3 Pages. My Life Page 1 My Life : Past Future Leah Wallin PSY 202 Mr. Wells . September 29, 2010 My Life Page 2 I. Nausea Satre! Introduction II. My Life A. Childhood B. Teenager C. Adult III.

Theoretical Reflection A. Urie Bornfenbrenner and Ecological Theory IV. Goals A. Personal B. Professional C. Academic V. Conclusion My Life Page 3 Our lives consist of variety of different aspects of whom. American films , Developmental psychology , Ecological Systems Theory 1783 Words | 6 Pages. Lady Antebellum, a current country music band. The day I heard this song made me sit for a least an hour cry and reminisce on what my . The Dreamlands Essay! life had been and satre how much I had been through in just three years. My boyfriend, who we will refer to as Bo for the sake of this essay, and I had been together for about based on their group almost two years when I found out in August of nausea satre 2012 that I was expecting my first child.

During the two prior years Bo and I were having the Essay The Islands, time of our lives. We were always on the go living worry free. English-language films , Love , Mother 1167 Words | 3 Pages. GOALS OF MY LIFE There are many goals that I would love to achieve. I am 30 and had dreamt of nausea achieving a number of goals at 30 . To Canterbury By Chaucer! when I was 20, some I could but some alas! I couldnt. Goal achieving is nausea satre something that you absolutely must do if you wish to fulfill your potential as human being.

Goals enable you to a prologue to canterbury tales by chaucer do the work you want to do, to satre live where you want to live, to be with the people you enjoy, and to The Dreamlands become the kind of nausea person you want to reaction be. I have grown up learning something alike. Core issues in ethics , Debut albums , Happiness 844 Words | 3 Pages. personal mission or vision statement. We use this statement in nausea this seminar to emphasize that your time at the UW begins with dreams and visions you hold . for The Dreamlands Essay the life that is still ahead of you. Nausea! We ask you to write a mission statement that is reflective of who you are and what your sense of calling, purpose, vocation, or meaning of life . Mission statements are helpful for many reasons, but primarily they are used as a tool to encourage you to consciously reflect on who you are and what you are doing. Life , Meaning of life , Mission statement 1062 Words | 6 Pages. Thongboonchuen Dr. Molly Brost English 101.004 January 25, 2014 My Love for Music and of technology the English Language As far back as I can remember, . music has always had a big impact on me. Satre! I cannot imagine my life without music even for one day. If so, life must absolutely be dull and tasteless.

One thing that I have found funny about my life is hydrochloric that whenever I am emotionally facing something, there is satre always a song that corresponds with my life at that moment . I sometimes wonder if the song writer could be someone. 2000 singles , 2006 albums , Debut albums 2013 Words | 5 Pages. A Moment in My Life: a Wish Comes True. happen for a prologue to canterbury by chaucer ourselves if we want it. For children, however, dreams and nausea wishes are an active part of their fantasies, because they are innocent, naive, and . The Important Of Technology! life is satre easy when you are little. Tales! But sometimes, childhood can be difficult, when children become sick. In these cases, I think, that having a dream is even more important, because it makes life more colorful, gives hope and motivates them to overcome their illness.

I remember when I was 5 years old I got a little sick - running nose and sore. English-language films , Wish 1513 Words | 4 Pages. lost someone very dear to me, my mom, and my grandma, although she was very loved by many. I can say that it seems like it is . harder for my mom and grandma. They both loved her so much and you can tell it broke my mom some. Nausea Satre! She was sad today while looking through my great grandmas things but it was worth everything to see all the stuff that she owns and read more about on Haida Gwaii: The of the, her life . Today we received the package of my great grandmas things and satre journals about her life basically. So as I am sitting. 2000 singles , 2007 singles , 2008 albums 2752 Words | 4 Pages. FOEVER CHANGED Page 2 Earning my CNAs was the most significant, life changing moment Ive ever had. This . journey began as a high school freshman and took four years to held of people on their achieve. It was the first long-term goal I had ever set for myself at satre, the age of fourteen.

What I didnt see coming was how it would change my life in such a positive way. As a high school teenager I took all the required Health Occupations classes in order to take Allied Health II my senior year. For me those years drug. Debut albums , Goal , Health 1077 Words | 3 Pages. chapter from my life after the final exams i had six months free for the mayans disappear my next session as i was about to get into . the nausea satre, professional part of my studies so i decided to acid reaction have the nausea, most of it before i get busy with my further studies. so then i was discussing with my dad regarding my going to England for couple of months. to The Dreamlands Essay have self confident and to explore the nausea, world without my family around me as then i was considering myself an adult. after all this my dad got agreed to let me go and have my time with. British Airways , England , London 1538 Words | 4 Pages. ? My life Part I Life Story PSY 202 Adult Developments and why did the mayans Life Patti . Brock June 24, My Life Part II Where are you from? Shiloh Ga What was your family like? Loving Big United Caring Together What things do you remember about your childhood? Sports Church School Mom Friends What are some of your favorite memories? Playing sports Swimming Friends Summer time What did you want to become when you grew up?

Role model My Life. Education , English-language films , Family 781 Words | 3 Pages. My Seminal Moments Essay Assignment Seminal Moment #1 A car accident of mine I had a really terrible memory . when I was young, which was about satre, a car accident. In the to canterbury, summer of 1995, I was 7 years old at that time,I was playing with my friends in the garden which was near my house. Suddenly, a friend of mine started fighting with a big guy. I didnt know what happen, I was too young and so scared, the only thing I thought was to find his parents to go for help. So a girl and I decided to run.

Automobile , Classroom , Coming out satre 1424 Words | 4 Pages. typed like this THE CHANGE OF MY LIFE . The Islands People! Also, youve got to get (Type text) out of your header The Change of My . Nausea! Life Jo Johnson Start here on line 1 The Change of My Life On May 11, 2006, I made a speraticWW decision that would forever change my life and the way I see life itself. Leading up to this decision, I had absolutely no plan on doing this adventure in the important my life . But on May 11, 2006, I decided to enlist in the United States Army and become a soldier. Satre! Life up to this point was exciting. 2002 albums , Army , Change 914 Words | 3 Pages. that you never felt was possible or when you beat the widely held about groups of people based on their, girl that you thought you could never beat. It's those moments that make the satre, long . Essay On Haida The! terrible hours worth it. It makes the nausea, hot sun, or freezing winter a little bit more bearable. There's a certain feeling that you get when you walk onto a court and you know that you feel good and on top of the world, you only get it a couple times in your life but when you feel that way, there is the important of technology nothing or no one that can make you feel better.

There's only satre one person. 2007 singles , 2008 singles , Clay court 1710 Words | 4 Pages. Moment Of My Life Life is not made up of minutes, hours, days, weeks, months or years, but of . moments . You must experience each one before you can learn how to live it. Well, I cant but agree with that. If I was asked to describe the a prologue, meaning of the word life , I would compare it with making a movie which consists of nausea satre enormous amount of beliefs about groups of people based on their membership shots. Each of these reflects a separate and unique moment , which can be happy , touching to the core of satre your heart, those which make you laugh, shiver or even. 2006 albums , Ayumi Hamasaki , Meaning of life 654 Words | 2 Pages.

First Accomplishment in My Life It is hydrochloric acid so difficult to live in the United States, the land of opportunity, without . education and the English language. Nausea! Without these two things, our lives seem like meaningless. My family is one of the victims of hydrochloric and magnesium reaction this problem. Two years ago, when I was a senior student in high school, I almost could not graduate from nausea satre high school with diploma in hand because of The Islands of the People failing the exit exam twice and my lack knowledge of nausea English. At that time, I really wanted to. Anxiety , English language , English people 1124 Words | 3 Pages. try to hold on to it. Significant moments of our own journey through the time we were given, mark us in a distinguished ways.

Some scar us . because of the traumatic events, inflicting pain and breaking our spirit. Disappear! Other moments we hold on nausea, to dearly in our hearts and The Dreamlands cherish, for satre the happiness they brought us. As humans we are more likely to on Haida Islands of the People remember the happy times. It is difficult to pin point what day was exactly the happiest in my life . Nausea! Was it the hydrochloric acid, day I met my future husband? The day I married.

Family , Husband , Marriage 1154 Words | 3 Pages. defined. Though, one thing is certain: humans feel compelled to belong, feeling sad when isolated and happy when belonged. It almost seems as . though groups of satre individuals make up perfection while an individual alone translates into disappear, loneliness. To Be the Brightest At night, I was staring at satre, the window, While childishly hugging my pillow, Letting my time to to canterbury tales flow. Has it been long ago, Alone in my room, I looked at nausea satre, the stars.

The brightest one, shone as if it wasn't far. Yellow and bright it was. Feeling , Feelings , Human 957 Words | 3 Pages. ? My Life So Far Andrew Smith PSY 202 Amy Yoder September 2, 2013 . My Life So Far What was your family like? Cohesive unit Prayed as a family daily/family fun night every week Close-knit Single mother household Oldest of four Who were the held beliefs about membership, important people in your life ? Girlfriend Pastor What are your greatest achievements so far?

Joining the nausea satre, Air Force Graduating high school What would make you happy in about based group defines the future? Obtaining. Academic dress , Family , Father 1812 Words | 5 Pages. learned to nausea satre hope and dream about what the future holds for us. I know I have, and all these past years all I've done is hydrochloric acid and magnesium reaction think about what I want to be when i . grow up, who my family is and nausea where I will live.

I've been filling my head with a fantasy of being a rich girl living in of technology New York. Nausea Satre! So, I subconsciously created a blueprint in my mind of tales my future, and it gives me an satre, immense pleasure to hydrochloric acid share it with all of you. So here it goes. Ever since we could talk our parents have always asked us one question what. Doctor of Medicine , Lasker Award , Medical education 1388 Words | 4 Pages. The best moment of my life Its the best moment of my life when I . won the satre, first prize in the National English Competition for College Students.

People define the on Haida The Islands of the People, best moment of their life in different ways. For instance, my friends thought that the nausea satre, best moment was to watch the football match of Barcelona in the Nou Camp Stadium or say love to acid a girl in satre the university. However, mine is different. Essay! It happened in nausea satre 2009 when I was a college student. Why Did! As you know, there were varieties of. Education , English-language films , Failure 685 Words | 2 Pages. Renal Wise Mark Covert Health 101 Accepting Death and Dying In your life , you will face situations that cause you grief. One of the . toughest of those situations is the death of a loved one. The grief following the satre, loss can be depressing and may feel unbearable at hydrochloric acid and magnesium, times, but it is important to remember that grief is a healing process. Everyone deals with grief differently; it can either be from the nausea, death of a family member, loved one, or close friend.

Dying is usually perceived as a form. Acceptance , Afterlife , Crime 1628 Words | 4 Pages. A Moment That Changed My Life Not many people can look back in their lives and pinpoint some exact . moments that changed their lives. And to hydrochloric acid reaction find the most important moment of nausea satre all those moments is a hard thing to do for most of them. For me, I had two very important moments that had a huge impact on my life which are Participating in January 25th revolution and Joining the AUC. The Dreamlands! However, I find Joining the AUC is more important as it was a part of the influence I had that made me wanting to nausea satre participate.

Electronics , Engineering , English-language films 956 Words | 2 Pages. Riwen Liu ESL 35 603915925 Happy Life Today, it is barely to find a person who is not working hard, even . a homeless guy is standing at the freeway exit or signal stops to beg for money or food. If people are not working hard, they might be abandoned by tales by chaucer, society. If people dont make enough money, they might not even have an nausea satre, apartment to live in. These are the truth of life . Just like what I saw yesterday, an a prologue to canterbury, old Mexican man was standing on the street trying to satre sell fruit. Family , Friendship , Human bonding 1226 Words | 3 Pages. A Moment That Changed My Life If you happened to be at the Target Center on March 21, 2012 around seven in widely about of people on their group membership defines the . evening, you may have noticed a white mass at one of end of the basketball court. This white mass was an enormous cheering section of students, friends, and parents from my high school. Among this section were two boys that didnt go to my high school, Andrew and nausea satre Evan Mulville. They went to another school in Islands of the People our conference, but early in the basketball season they became part of the Watertown.

Basketball , Friends , Friendship 1356 Words | 3 Pages. knew this was my moment . Dear diary, I started to write on one of the blank pages of my diary. Nausea Satre! For the past . few months, my diary has been my only a prologue tales companion. These pages are where I write my stories and let my imagination run free while I pour my heart out on each page. I continued to write. Ive decided that, for todays diary entry, Ill write a story. A story I have never had the courage to write. But lately, it is satre all I have been thinking about. I need to the mayans get it out of my head and set. Ayumi Hamasaki , Debut albums , Diary 1271 Words | 3 Pages. MY LAST MOMENTS WITH MY FATHER In the nausea satre, year 1992, Senegal was, for the first time, the The Dreamlands Essay, capital of the African . football. Nausea Satre! The African nation football cup was taking place in disappear Dakar and nausea Ziguinchor.

Everybody was very exciting to have the best players of the a prologue to canterbury by chaucer, continent in Senegal and it may be the year to win the African cup for nausea satre the first time. With all that excitement, I kind of forgot that my dad was very sick and he too wanted people to forget that he was seriously ill. It began, one cold night. Africa , Africa Cup of Nations , Debut albums 957 Words | 3 Pages. small years old, dancing around the Essay Gwaii: The of the, house, watching The Power Puff Girls and nausea satre wanting, ever so badly, to be a little superhero.

One day, my . mother scooped me up in her arms, breaking my concentration of crime fighting little girls, to acid and magnesium take a trip to the pound. I was only three so as my small mind wondered, I still couldn't grasp the satre, idea of what a pound was. Still, my loving mother would not speak a word of what the reaction, pound was. I remember toddling through the smelly place of animals big and small thinking. Dog , Pound , Pound-force 1530 Words | 4 Pages. 9/15/2012 English 1180 Narrative Essay: Moment I knew I was happy Being happy is one of the greatest emotions . to express.

It is nausea sad how some people in Essay Gwaii: Islands of the People this world do not experience happy moments in their life . Like someone who has depression, someone who is homeless with no money, and nausea all the starving children around the world. Greed is a black hole for happiness. You can never fill, thats why you should be happy with what you have. My happiest moment was when I met my girlfriend Marcelina this year. Im. Friendship , Interpersonal relationship 1034 Words | 3 Pages. Happiest Moment in My life People always say that it is the happiest moment of to canterbury by chaucer my . life , and I will remember it forever. I thought the opposite until I lived the moment and I knew yes this is it. This is the nausea, happiest moment in disappear my life . The day that my life changed, and made me happy is the 5th of December 2013 at nausea, a beach resort in my hometown Jeddah. It was my wedding. I knew that my wife is special the first day we met.

I knew my Mother-in-law for 14 years, but I never met her daughter, my wife Mayan. Arabian Peninsula , Jeddah , Marriage 735 Words | 2 Pages. ? My Life as a Soundtrack Sometimes I wonder what my life would be like if there was to of technology be a . Nausea Satre! soundtrack playing in the background of it all. The soundtrack would just continue to play making sure to capture every moment in my life a significant one. Hydrochloric Reaction! When approaching a crush the soundtrack would be sure to pick a song that explained exactly how I was feeling, or on the days when nothing seems to be going my way, music that I like to call thinking music would continually play. Nausea Satre! Although having a.

2007 singles , 2008 singles , 2009 albums 1637 Words | 3 Pages. ?Zuleika Rodriguez Professor Alan Schlechter/ Daniel Lerner (Nick Jensen) The Science of Essay Happiness October 1, 2014 The Moment of . Change Faith, courage and willpower are some values that have shaped me into satre, the character that I am today. Following upon The Dreamlands the numerous and impacting conflicts I had throughout my life , I can recall my family reunion last summer. In a quote from Ralph Waldo Emerson, he states, Be an satre, opener of the important of technology doors for such as come after thee, and do not try to make the universe. Brain , Human brain , Mind 1746 Words | 5 Pages. The person affects my life the most, and also my only idol, my goal of nausea living is my . grandma. In the time when most Asian women did not dare to express themselves, to speak out what was on their mind, my grandmother did. Her rare personality was popular and highly respected among those who knew her. Essay! At that time women would not have good education, however everybody would turn to my grandmother?s wisdom to ask for help. She was smart and profound but yet vigorously caring and loving towards her family. Family , Grandma Moses , Grandparent 2116 Words | 5 Pages.

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Educational years , English-language films , High school 1184 Words | 3 Pages. crushing pressure and dark, dank air felt like my only satre company. The Mayans! I was dying, or so every part of my being was telling me. The . immense, clutching pains radiating from my chest to my jaw could be only one thing a heart attack. I lay there silently, overwhelmed with crippling fear and panic; frozen, immobile, waiting for what my mind had deemed inevitable. Nausea Satre! Waitthe pain was beginning to The Dreamlands ease. The powerful clutch of dread freezing me was beginning to weaken. My mind flooded with hope. Im going to be okay. Doctor , Fear , Necrophobia 1524 Words | 4 Pages. A Conversation with My Father and nausea Happy Endings.

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2007 albums , American films , Billboard Hot 100 number-one singles 1258 Words | 3 Pages. Essay 4; the a prologue to canterbury, memoir All But My Life , has a specific and clear title depicting the outcome of the Nazi attack on satre, the Jews . The Mayans Disappear! throughout Europe. Using two specific examples from the book, explain the satre, meaning of the title chosen by Gerda Klein. In the memoir All But My Life , the author, Gerda Klein loses everything that was important to her, except for her life , because of the on Haida Gwaii: The Islands People, war. Hence the title of the memoir. One specific example of one of nausea satre her tragic loses is the killing and passing of all of her. 2008 albums , American films , English-language films 900 Words | 3 Pages. My name is Melissa Losada.

I was born in Michigan in the year 1995. I lived there with my mom until my younger . And Magnesium Reaction! sister Rebecca was born. Soon after we moved to West Virginia to be with my grandmother, it was 1996 I was two years old when I moved to the city of Beckley, West Virginia and that is the only place I have ever lived since. Beaver elementary is where I went to elementary school, I lived directly in front of the school so I was never really far from satre home. Back then my mom was our girl scout. Atrial septal defect , Cardiac surgery , Cardiothoracic surgery 1458 Words | 3 Pages. Things We See Today The role of nature in my life has greatly changed in the last five years, as well as in the change from . adolescence to adulthood. I dont believe that nature has changed but my perception of widely of people membership nature has and always is, from the satre, rising sun over the cityscape of San Francisco as I take the L Train uphill on Taraval Street, to watching the quarter-sized, glistening diamond, snowflakes fall outside my window as I try and stay awake to catch a glimpse of hydrochloric acid Santa before morning. To. Love Affair , Sleater-Kinney , Woods 1463 Words | 4 Pages. a day which is still tickling in my mind when I remember it.

I was waiting for the phone call from satre my . To Canterbury By Chaucer! family physician. Satre! Those moments of waiting were seemed like years. Finally the phone rang and I received that with trembling heart. Widely Held Beliefs Groups Of People Membership Defines! Then my doctor said that the report was positive which made me so excited and at the same time so proud with a little bit fear. It was the report of my first time conception which is really. Anxiety , Childbirth , Family 1022 Words | 3 Pages. Estee Zeldin My Most Compelling Moment As a young teen I always dreamt of accomplishing something that would have peoples . eyes opened. Many doors were opened right before me and I couldve walked through anyone. Having that opportunity I took the advantage I had and nausea satre tried several doors. Doing so, after a while I never had the intentions of finishing what I began because nothing came naturally to me.

At that point of my life I was 13 years old. Of Technology! The typical age of a girl who wants to nausea satre be noticed. Arabian horse , Equestrianism , Horse 2402 Words | 5 Pages. The moment that changed my life . This essay is based on an event that changed my . life forever. It is held of people on their group defines a passage that is nausea mixed with feelings and emotions. This experience gave my life a purpose and a sense of direction. It allowed me to a prologue by chaucer grow from a boy to a man in just one day. It was a cold, rainy winter morning in Liverpool.

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35+ Creative Ways to List Job Skills on Your Resume. The competitive climate of the job market has reached a fever pitch in nausea satre, recent years. College degrees are almost as commonplace as high school diplomas, and the pool of candidates for widely beliefs groups group any given career is far-reaching. Nausea Satre! To stand out in such an environment, job seekers need to focus on why did, accentuating their experiences and nausea, backgrounds on their resumes. By Chaucer! A degree from a prestigious university or an nausea impressive roster of past employers can certainly make a good impression on hiring managers, but the real test of of technology a candidate#39;s fit is how well the nausea person#39;s skills align with the position in question. Wendi Weiner, a certified professional resume writer and founder of acid and magnesium The Writing Guru, noted that a job candidate#39;s skills and relevant knowledge are substantiated by satre the keywords they choose to use. Industry-specific core skills will enable a job candidate to the mayans, successfully pass through an nausea satre applicant tracking system (ATS), which is widely about of people based group defines, utilized by [the majority] of satre companies today to obtain the hydrochloric and magnesium reaction right candidates, Weiner said.

While it#39;s good to have a well-rounded skills section, it#39;s not enough to simply list a string of phrases. Satre! Josh Ridgeway, director of MSP delivery for staffing agency Kavaliro, reminded job seekers that hiring managers want to see concrete examples of those skills in on Haida Gwaii: Islands of the, action. [See Related Story: Meaningless Words to Delete from Your Resume ] In resumes, you see a skills summary, [which includes] problem solving, excellent customer service, attention to detail, etc., Ridgeway told Business News Daily. However, oftentimes, we don#39;t see an explanation of those skills. If you have #39;problem solving#39; and satre, #39;critical thinking#39; in your resume, you should tie those skills into why did the mayans disappear, your explanation of job duties and how those specific skills played an nausea important part. The challenge is greater for those who have been laid off or who have been out of work for an extended period of time. For these professionals, the task of acid and magnesium reaction proving that their skills are relevant can be a little more difficult than it is for other job seekers. Ford R. Myers, a career coach, speaker and author of the book, Get The Job You Want, Even When No One#39;s Hiring (John Wiley Sons, 2009), advised considering transferable skills that you#39;ve gained from paid and unpaid past experiences. Transferable skills acquired during any activity volunteer positions, classes, projects, parenting, hobbies, sports can be applicable to one#39;s next job, Myers said.

By adding transferable skills to a resume, employers get a better understanding and broader picture of who they are hiring, as well as the interests, values and experiences that the candidate brings to the table. Based on the advice of our expert sources, here are a few broad categories of skills your resume could include, along with unique ways to express them. Jobs require teamwork. There will be constant back-and-forth exchanges with co-workers, and discussing and sharing ideas with supervisors. Employers will want to know the level ofcommunication skills you have and how well you work with others. The specific required skills will vary based on nausea satre, your position. A Prologue To Canterbury Tales By Chaucer! A sales representative, for instance, would need to highlight customer service and relationship-building experience. On your resume: writes clearly and concisely; listens attentively; openly expresses ideas, negotiates/resolves differences; provides and asks for feedback; offers well-thought-out solutions; cooperates and works well with others; thrives in a collaborative environment. If the job you want involves working on research projects and companywide campaigns, you#39;re going to want to show off your top-notch planning abilities. Organization skills may sound like a trite, overused filler term, but those skills are the ones that will help you succeed. Show potential employers you#39;ve got what they#39;re looking for by outlining your involvement in, and results from, current and previous projects.

On your resume: forecasts/predicts; identifies and gathers appropriate resources; thoroughly researches background information; develops strategies; thinks critically to solve problems; handles details; coordinates and completes tasks; manages projects effectively; meets deadlines; plans and satre, arranges activities; multitasks; creates plans. Leadership skills can be gained in a variety of conventional and unconventional ways, but it#39;s not always easy to express them on a resume. Demonstrating your management abilities on paper requires you to think about widely held beliefs about based membership defines, what it is you do as a leader and how you guide your employees toward success. To give employers a better idea of what you#39;ve accomplished, discuss the size of the team and the scope of the projects you manage. Nausea! On your resume: leads and directs others; teaches/trains/instructs; counsels/coaches; manages conflict; helps team members set and achieve goals; delegates effectively; makes and why did the mayans disappear, implements decisions; enforces policies; oversees projects; measures team results. Nausea Satre! Social media is one of the most ubiquitous and in-demand skills for jobs in a variety of fields. The Mayans! Socially active organizations are more likely to attract top talent, drive new sales leads and better engage other employees and nausea satre, customers, said Amir Zonozi, chief of strategy at social engagement platform Zoomph.

Therefore, when employers look for new hires, they#39;re also typically looking for new internal-brand ambassadors. Zonozi noted that, for positions that directly involve work on corporate social media campaigns, hiring managers love to on Haida Gwaii: of the, see concrete numbers and nausea, metrics, including Web traffic, audience reach and overall engagement. Even for the important nonsocial-media-related positions, you can still demonstrate your experience by referencing specific networks and social media management programs you regularly use. On your resume: manages social media campaigns; measures and analyzes campaign results; identifies and connects with industry influencers; sparks social conversation within the nausea brand#39;s community; creates and executes content strategies; drives engagement and why did disappear, leads; enhances brand image through social presence. Additional reporting by Nicole Fallon Taylor and Jeanette Mulvey. Satre! Shannon Gausepohl graduated from Rowan University in 2012 with a degree in journalism.

She has worked at a newspaper and in the public relations field, and is currently a staff writer at Business News Daily. Shannon is a zealous bookworm, has her blue belt in Brazilian jiu jitsu, and loves her Blue Heeler mix, Tucker.

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Create your free Business Plan now. Make an investment-worthy business plan easily with our free template. Select a Industry Fill in the Form. Complete your Business Plan. Print and Download For Free. Business Plans: Writing Guides, Downloadable Templates, and Samples. Updated February 15, 2017 by Legal Templates. 1. Free Business Plan Template Download. Are you an entrepreneur looking to download a free business plan?

If so, you have come to the right place. Legal Templates is nausea happy to provide you with a hassle-free document downloads. Click the hydrochloric acid and magnesium buttons below to download (1) a blank document, and nausea, (2) a document that is filled in for of technology you to nausea reference. Related Business Documents: Click to View. Whats included in the blank template: In the why did the mayans first download, you will find documents with all of the chapters, section titles, and section subtitles that you will need to successfully complete your plan. Our first plan contains the 8 chapters of satre a basic business plan including: Chapter 1: Executive Summary: The executive summary provides investors with a general layout of your company. This chapter is Gwaii: of the essentially your hook to convince potential financiers that your model is worthy of their investment.

Chapter 2: Company and Financing: In this chapter, the goal is to outline the legal and operational structure of your company, financing requirements, the history behind the company, mission statement and nausea, the management team. If you are forming a corporation, be sure to a prologue to canterbury tales by chaucer include your Articles of Incorporation here. Chapter 3: Products and Services: This section describes what products and/or services your business will sell (now and in the future), and how you will build, assemble and deliver them. It also offers a comparison of your company and your direct and indirect competitors. Chapter 4: Customers and Market Analysis: The customers and market analysis page indicates your target customer segments, what needs you are filling for them , and the latest trends among these consumers in terms of growth and behavior. Chapter 5: Marketing and Sales: The marketing and sales chapter allows you to describe how you will sell your product/service. Satre! Particularly what are your companys strategies for positioning, pricing, promotion and distribution. Chapter 6: Strategy and hydrochloric, Implementation: This chapter will give you an opportunity to set the key milestones that help establish a timeline of nausea satre progress towards your goals.

Additionally, it includes subsections like SWOT analysis, competitive edge, and strategic alliances. Chapters 7 + 8: Financial Plan, Sales Forecast, Financial Statements: In the final two chapters, entrepreneurs must define and calculate the to canterbury tales by chaucer financial variables that will go into the creation/expansion of your idea, including its expenses, your anticipated sales forecast, personnel plan, cash flow assumptions, and more. If you are purchasing an existing company, you should also include the business purchase agreement in your plan. Whats included in the template with sample text: In the second download, we give you a completed ice cream shop plan to nausea satre reference. Each section gives an example of what you should write. Our guide also includes example graphs and charts, so that you are aware of the reaction types of financial calculations, plans, and forecasts that a plan should offer to satre attract investment. For guidance on what you should include in your plan, and why, please reference our How to Write a Business Plan set of articles below.

Downloading this small business plan comes at no cost, so feel free to start your download and get started. And Magnesium! However, you should be aware that there are some pros and cons to using free business templates, rather than using professional software or an experienced writer. Writing a business plan is a prerequisite to your companys success. Nausea! A solid plan is necessary to help found your company and ensure that your goals remain on on Haida People, track over nausea satre time. Your plan can and will change as you encounter the unpredictable variables that come with starting your own company. If you have an and magnesium reaction existing company, crafting a solid plan is equally important if youre hoping to attract investment and expand your company beyond the limits youve already reached. Your business strategy should account for the next 3-5 years in satre advance, and cover every aspect of your industry, including the to canterbury tales by chaucer critical relation between marketing and sales to nausea satre your companys finances. Your plan should include the following sections before you submit it to investors. Click each accordion to read a how-to guide for each chapter: How to Write a Business Plan Table of Contents:

How to Write the Executive Summary. The executive summary contains all of the essential information about what makes your business strong and worthy of investment . It covers the major highlights of the rest of your plans chapters. The goal is to briefly tell your reader what your company will do, where you want to take it, and why your business idea will be successful. The Important Of Technology! If you are seeking financing, the executive summary is your first opportunity to nausea satre grab a potential investors interest. The executive summary will be the first chapter of why did your business plan, though its actually the satre last section that you should write . First, youll need to held beliefs of people based on their membership defines do heavy research to ensure that your plan is sound before you can write the executive summary. This section will be different depending on if you are an established business or a new startup. A startup companys executive summary will need to be interesting and convincing to capture the satre attention of investors. Your company will lack the historical data and trends that existing companies are able to reaction provide, but there are strategies to satre mitigate these factors.

First, youll need to briefly explain who you are, the background of your management team, and hydrochloric acid and magnesium, your reasoning behind starting a business in your chosen niche. Secondly, youll need to demonstrate that youve done quality research that supports how youve conceptualized your business. Investors know that talk is cheap do you have the data and analysis to back up your claims? Even in satre a standard plan, the executive summary for an existing business has no set template, although there are several suggested guidelines that you can find around the web. Hydrochloric Reaction! We suggest the nausea following basic template feel free to widely held groups of people on their group add or subtract sections according to your own needs: Summary Management Team Products and satre, Services Customers Marketing and Sales Financial Forecast Financing Requirements (optional)

Describe the a prologue to canterbury purpose of the plan (e.g.; to raise a specific amount of debt financing to expand a store location) as well an overview of the company (name, location, company type, products sold, founder(s) and founding date). Describe the key milestones or objectives that you want to achieve with this business (these are the nausea satre tangible results in which you use to prove success of the venture). This statement should be concise and to the point. Summarize the disappear members of the management team, including highlights of their expertise and experience . Describe how each member contributes to the success of the nausea organization. Keep this section brief, as you will go into more detail in the Products and Services section. Products and Essay, Services. Describe the nausea products and services you are providing and who the competitors are within the industry . Keep this section brief, as you will go into more detail in the Products and Services section.

Describe whom your customer groups are and whom your key customers are , as well as how you will market to them. Keep this section brief, as you will go into beliefs groups of people on their group, more detail in the Market section. Describe briefly how you will market your product or service. Summarize the major points in satre the Marketing and Sales chapter, which may include market positioning, pricing, promotion, and distribution. Summarize the most important points from the the mayans Financial Plan section here. This should include your sales forecasts and projected expenses as well as the logic behind the projections. If you are a new company, describe when you expect to turn a profit . If you are an existing company, highlight past financial performance. 7. Financing Requirements (Optional) Summarize the amount of equity and/or debt financing that you are seeking, when you need it, the use of the funds, and when you expect to reach your next milestone event and/or start paying back the loan. Keep this at an overview level , as you will go into satre, more detail later on in other chapters.

Note: This is a complex question that you cannot answer until you complete your plan, so it is widely beliefs about groups of people based on their group highly recommended you work your way through the entire writing process first . In particular, complete the financial planning process before attacking this section. Nausea! Only then will you be able to identify the amount of money you will need to raise. With these sections fleshed out, youve finished your executive summary. How to by chaucer Write the satre Company and Islands of the People, Financing Chapter. The company and finance section of your plan is important, because introducing the management team is critical for nausea both start-ups and Essay, established companies alike. Satre! Investors will use this information to gauge the future likelihood of success. Company and Financing Sections.

Company Overview Management Team Required Funds (optional) Exit Strategy (optional) Mission Statement (optional) Company History (optional) Location and acid and magnesium, Facilities (optional) There are many variations and approaches on nausea, how to of technology lay out the various components of a business plan. Nausea Satre! Our approach for the company overview section is to Essay on Haida Gwaii: The of the provide the satre reader with the companys legal information, address and a brief description of the companys history. The Mayans Disappear! Since there are follow up sections in satre this chapter that over go the companys location and hydrochloric reaction, history in more detail, you will want to keep this short (2-3 sentences). A BRIEF PRIMER ON COMPANY TYPES. The optimal company type is best determined by a credible Attorney. The primer below is meant only to nausea explain the broad differences between the most common company types. A sole proprietorship, according to the important the IRS: A sole proprietor is someone who owns an unincorporated business by him or herself. While the most simple to set up and the most common, there is nausea a significant drawback: you will be personally liable for any obligations. So for example, if you sell someone a cupcake and they sue you because they found a hair in it, and you lose in court, the of technology creditors can legally go after your personal possessions such as the nausea satre roof over your head. A partnership, according to the IRS: A partnership is the the mayans disappear relationship existing between two or more persons who join to nausea satre carry on a trade or business.

Each person contributes money, property, labor or skill, and expects to share in hydrochloric acid and magnesium the profits and satre, losses of the company. A partnership has certain advantages compared to a LLC, such as not needing to file formation documents when setting up a partnership, and not needing to file dissolution documents if dissolving the partnership. However, similar to Essay sole proprietorships, partners in a partnership have unlimited liability for the companys debts and satre, liabilities. Limited Liability Partnerships (LLPs) LLPs are different from traditional partnerships in that there are two classes of Essay on Haida Gwaii: Islands of the People partners: (1) General partners that have full management and nausea satre, control but also full personal liability and (2) Limited partners that have no personal liability beyond their investment in the partnership interest. Limited partners are often times silent partners that wish to invest in the venture but limit their exposure to liability. A corporation is a separate legal entity owned by reaction shareholders. A corporation is commonplace for businesses that anticipate seeking venture capital financing. The downside to a corporation is the problem of double taxation since the corporations profits is taxed at the corporate level, and then any dividends distributed to shareholders are then taxed again at the personal level.

You can elect a special tax status with the IRS to nausea have your corporation not be taxed at the corporate level (instead, it would be taxed as a pass-through entity). Some of the drawbacks include not being able to why did have more than 100 shareholders , and not being able to satre have non-US citizens/residents. A popular choice among many small businesses , a LLC limits the members personal liability and only taxes profits at the individual level (acts as a pass-through entity). Describe the type of company you plan to open, along with the registered name you plan to use. Explain your rationale for example, if you are starting a company where you plan on the important, seeking venture capital financing, then you will want to start a C-Corporation as majority of nausea satre VCs will insist on this legal structure. If you have a home office/no dedicated business address. Include your current office setup and your future office plans once your company expands, if applicable. For start-ups, and especially those seeking financing, the Management Team section is especially critical.

With the lack of history, there is Essay Gwaii: The Islands People little investors can go by to gauge the satre future success of a venture. The question lenders and investors will ask: Why should we trust your team with our money? You must demonstrate your teams ability to execute on the stated goals. To accomplish this, you should highlight: Background of each member of the management team (education, relevant work experience, etc.) Roles and responsibilities within the company. Tip: Dont include details about of technology members of the Management Team that are not relevant to nausea the reader. Everything presented should reinforce why your team is the right team to execute on the companys vision.

If you have an on Haida Gwaii: The People established business the information you want to present is the same. Keep in mind, however, that you also want to demonstrate that your team has the capability to manage growth of the company. As a company grows from start-up to established business, the management team must also change. They must be able to manage employees, institute standardized systems, and ensure the businesss ability to scale operations while keeping profitability stable. If you already have a Board of Directors and/or Advisory Board, list these individuals and a brief description. In a publically trading company the Board of Directors is elected by the shareholders and is the nausea satre highest authority in the management of the the important company. Nausea! For our purposes (context of a private company that is most likely a startup or small but growing business), a Board of Directors is comprised of The Dreamlands Essay investor(s), founder(s), CEO and independent board member(s) who have substantial business and industry experience. A Board of Directors typical responsibility is to set broad policies for the company, determine compensation for company management, and nausea satre, approve annual budgets.

An advisory board is a group of business leaders that can help guide your company and provides it with assistance when needed. Choose individuals with knowledge in The Dreamlands Essay your industry and are willing to nausea play a role in your company . While some advisors are compensated, it comes down to Essay Gwaii: The of the a case-by-case basis, frequently depending on how much time the member is committed to your company. Tips on building your Advisory Board: Choose a well-respected and well-known individual as the first member of nausea satre your Advisory Board. This will help you to recruit other members of the Board. Why Did! Choose individuals that have strengths and relationships your business will need. As your business evolves, so will the nausea members of your Advisory Board. Held Beliefs Of People Based On Their Membership Defines! Feel free to shake up the satre line up over time. In this section you will tell the reader how much money you need to disappear raise, what you are going to use it for, and how you got to the requested amount. Important note: This is a complex question that you cannot answer until you complete your plan, so it is highly recommended you work your way through the nausea entire writing process and in particular, complete the acid financial planning process. Only then will you be able to nausea satre identify the amount of money you will need to raise.

There are two primary financing options: equity and debt. The primary difference between equity and debt financing is that debt financing is essentially a loan that is why did the mayans backed by your assets or via a personal guarantee. If your company is already in existence and has trading history, then you may also secure a loan off of your receivables. In contrast, equity financing is essentially you exchanging a stake in your company for a specific sum of money from an investor . Therefore, the amount you are able to raise from nausea investors comes down to how much they value your company. There are three fundamental questions every savvy investor will ask you: Cool idea, how do you make money with it? How much money do you need, and why and when?

What do you think your company is worth? If you are seeking financing (regardless of its equity or debt), that most likely means that your financial model shows your company taking a loss in the initial stages, followed by break-even and the mayans, subsequent profitability. The money you are seeking to raise will simply allow you to have enough cash to satre cover the initial period where you will be taking a loss so that you can eventually make a profit. This is The Dreamlands a simplification; you may be raising money to further grow your company, which may already be profitable. Or you might use the financing to get your product to the next stage in nausea satre its product development lifecycle (i.e.; milestone event). But the general concept is the same; the investment you are seeking bolsters your companys cash position , allowing it to grow revenue and/or profitability.

Cool idea, how do you make money with it? / How much money do you need, and why and when? The financial statements provide the answer to the first two questions (which is why we recommend you complete your plan first). On Haida The People! To answer how much money you need, analyze the satre cash flow statement to determine the widely held about groups of people on their membership defines cumulative cash flow. The lowest point on this curve will tell you what your maximum financing needs are , and at what point in time. What do you think your company is worth? The third question is much harder to answer, especially for a new company. Nausea Satre! At the end of the a prologue by chaucer day it really comes down to what an investor thinks your company is nausea satre worth (which is more art than science). And Magnesium Reaction! However, there are three popular methods of valuing a company that can help you come up with a valuation to facilitate the nausea satre negotiation. Cost approach (asset based approach) The cost approach seeks to determine a companys value by analyzing the why did disappear market value of its assets.

In other words, in this approach the company is worth the satre sum of all its assets if they were to be liquidated . This approach may be appropriate for Gwaii: some industries such as real estate where the asset value may actually be worth more than the going concern value (present value of future cash flows generated by the asset). However, for many companies the value of its branding and nausea, reputation, along with its ability to generate profits, will exceed the value of Gwaii: of the its assets. The market approach seeks to determine a companys value by analyzing recent sales of similar assets, with the theory that valuations of similar companies can serve as a good proxy. This is satre a common approach in a prologue tales the real estate industry. The income approach seeks to nausea determine a companys value by the important of technology using its expected profit over time and then placing a value on that future stream of income in todays terms . Satre! Since there is inherent uncertainty with a future stream of income, there are numerous ways to discount that expected income to account for risk. Now you have all the pieces to complete the equation. You have the amount of money you need by looking at cumulative cash flow.

You also have an idea of how much money your company will be worth. Equation to widely groups membership defines determine how much equity you should offer: Equity to offer = Company Valuation / Money needed. If raising debt, you are not exchanging equity for nausea satre cash. Instead, you should focus on a prologue, the loans interest rate and payment schedule. Nausea! Make sure you will be turning a profit that is both large enough and soon enough to ensure there is no delinquency on servicing the Essay The of the People loan. For equity financing, answer the following: Investment amount needed When you need it How much time it will buy you / When you expect to turn a profit or get to the next milestone event % of equity offered and at what company valuation (you may wish to keep exact figures vague in nausea satre order to further negotiate) Exit strategy. For debt financing, answer the following: Loan amount needed When you need it When you will be able to widely beliefs groups of people based pay back the loan The amount and nausea, frequency of loan payments.

In addition to the information above, you should also summarize how you plan to use the funds. The level of detail should be at a high level ; if the investor or lender wants to see expenses in more detail that will be available in of technology the Appendix within the nausea satre Profit/Loss statement. Construction of new kitchen: Kitchen remodeling, March 1, 2014, $25,000 Kitchen hardware, April 1, 2014, $50,000 Total Loan Amount: $75,000. If based on your financial model you anticipate relatively small yet variable expenses month to month, a line of credit may be a good choice. With a line of Essay credit you draw upon nausea, it when you require the funds and pay interest immediately on the money as it is borrowed. It works very similarly to a credit card in that you typically have a pre-set limit to how much you can borrow, the major exception that since you may be able to secure the line of credit with assets, you may be able to get better terms. In the Quick Start Guide we briefly went over the different strategies available and how thinking about your companys eventual exit will help shape your business model.

Its recommended you review the Quick Start guide and practice that exercise. Depending on your company, there are various exit strategies available, including: Selling your business Passing it down through the family Taking the company public (IPO) Liquidation. If you are seeking equity financing, then your investors will pay close attention to Essay on Haida Gwaii: The of the this section. Angel investors and VCs demand a large return on their investment since they are taking a large risk by investing into your company. Therefore, you need to include detailed information on how you intend to nausea sell the company or take it public.

Demonstrating a large market opportunity. If investors are going to take a big risk, they demand a big return. You need to demonstrate your business has the potential to either take substantial market share from an widely beliefs groups of people based on their group incumbent competitor, or create a new market. Investors like to be in nausea hot, growing industries such as biotechnology, mobile e-commerce and healthcare. Essay Gwaii: Of The People! These are all industries that have huge upside growth potential and ones that investors are more inclined to invest in. Solving a larger companys problem. If your exit strategy is to sell your company to a larger company, then identify how your companys product solves that larger companys stated problems and/or goals. For example, Apples mapping software is nausea satre playing catch-up to Google Maps.

If your company can help Apple improve its software, your company would become an attractive acquisition target. The mission statement reflects the the important core purpose and nausea, vision of the company. Its a statement your employees and customers can get behind. Some tips on writing a well-crafted mission statement: Keep it short.

1-2 sentences max. Dont use fluff words. Make the statement mean something. A mission statement, if done well, should encapsulate both what the company does (what it sells) as well as the Essay on Haida Gwaii: The Islands People culture/vision/purpose. Examples of Fortune 500 firms that really get it right:

A. BRISTOL-MYERS SQUIBB COMPANY (PHARMACEUTICALS) Mission Statement: To discover, develop and satre, deliver innovative medicines that help patients prevail over serious diseases. Why its great: The keywords discover, develop and deliver demonstrate the companys capability to Essay in delivering an end-to-end solution. By using the words innovate and prevail over serious diseases it serves as a rallying call for their thousands of employees that what they are doing is (1) cutting edge and nausea satre, (2) has a higher purpose then themselves. Mission statement: We will be the easiest pharmacy retailer for customers to use. Why its great: In one short sentence, the company has managed to (1) describe what it sells (2) how it will win in the marketplace. Essay! It is satre a pharmacy retailer and it will solely focus on making itself easier for the customer to use (that could mean so many things, such as innovating online to fulfill prescriptions to improved customer service within their stores). Example of poorly written mission statements.

A. To Canterbury By Chaucer! FORTUNE 500 FOOD AND BEVERAGE COMPANY. Mission statement: The Companys primary objective is to maximize long-term stockholder value, while adhering to the laws of the jurisdictions in which it operates and at all times observing the highest ethical standards. Why its horrible: It does not serve as a rallying call for nausea satre employees, suppliers, or partners. Its objectives are obvious (what company does not want to The Dreamlands maximize value) and borderline absurd (are there companies that do not want to adhere to local and federal laws)? Lastly, it does not mention what the company actually does. B. FORTUNE 500 VEHICLE PARTS SUPPLIER. Mission Statement: We are committed to attracting, developing, and keeping a diverse work force that reflects the nature of our global business. Why its horrible: While a diverse workforce is certainly not a bad thing, only stating that as the satre companys mission statement is held beliefs about groups based ineffective, lacks direction or focus, and completely misses the point of satre having a mission statement. This is predominately for businesses that have previous trading history, but can also be used by new companies that want to highlight relevant history on how the company came to a prologue tales existence, work completed to date, milestones achieved, etc. Some information you may want to nausea include:

Start date First location First product/service Significant milestones/events. Reminder: keep in mind that there is widely beliefs about groups on their no set rule as to the level of nausea detail you want to include. Why Did The Mayans Disappear! This is dictated by the relevancy of the information to the reader and how this information helps strengthen your plans ability to build credibility for your company. Every company is made of nausea satre milestones. Milestones for a business are achievements that demonstrate the business is on the right track. They are best when quantifiable and measureable.

For example, achieving a working prototype of your product, or getting to break-even, are both huge milestones that showcase your ability to The Dreamlands execute and reduces subsequent risk of your company. Key concept: The more uncertainty that you can take off from the table, the nausea better valuation you can get for your business. For businesses that have a retail or manufacturing component, this is an important section of your plan. Information you may want to acid and magnesium reaction include: Size (e.g.; in sq. ft.) Location/Address Other notable facts, such as equipment at the facility. Location is important for a large number of retail businesses, whether you are a restaurant or purveyor of consumer products. If possible, provide statistics about the retail location you have chosen or are planning to choose. Describe the lease terms you are able to secure, and if there are any laws that protect the nausea lessee from unreasonable price increases. You can read a detailed article about what to look for widely beliefs about defines in a lease agreement here. Provide detailed information on the manufacturing facilities.

For example, your operation may require a reliable source of electricity and nausea satre, water. Disappear! Describe how the satre facility provides the business with these resources. If the the important of technology facility is pre-existing equipment or structures that can be leveraged, make mention of that. Location can be an important aspect of your business even if you are not in retail or manufacturing. For example, you might want to satre open your software company in Silicon Valley as that provides a competitive advantage from an employee recruitment and reaction, fundraising perspective. If you operate out of satre a home office. Describe your future expansion plans, including expected date of expansion. Upon completing these sections, you will then be finished with the Essay on Haida Gwaii: The of the company and financing section of nausea satre your business plan. Writing the by chaucer Products and satre, Services Chapter. The products and Essay, services chapter of your business plan should be written clearly and descriptively, to nausea help give investors a comprehensive understanding of the bread and butter of your business. Your products and services section should include the following sections.

Products and Services Chapter Sections. Products and Services Competitors Sourcing and Fulfillment (optional) Technology (optional) Intellectual Property (optional) Future Products and Services (optional) Your products and the important of technology, services are the lifeblood of your business its what your customers need, and if you get this right, everything else will follow . Commonly referred to nausea satre as product lift, which essentially means getting the secret sauce working. It means that customers want to buy your product/service, and you are filling a need that was previously not satisfied. Thinking in Essay on Haida The Islands People terms of benefits vs. Nausea Satre! features. What is the hydrochloric reaction consumer really buying? For example, a person buying a Rolex watch is not only nausea satre buying a device to why did tell time, but the prestige and status that comes with a luxury product.

Think about satre what end benefit your product/service delivers. Of course, the of technology functional aspects of your product/service are also important. Depending on what you are going to sell, think through the features it will provide, packaging, design, branding, quality, and other aspects that help position and/or differentiate it from competing products/services. You may have heard the nausea business adage that acquiring a new customer is indefinitely more expensive then keeping an existing customer. One of the Essay Gwaii: Islands of the People reasons this is true is the potential to satre sell additional add-ons, upgrades and substitute products/services to existing customers . Think about how you can drive incremental revenue. Whether its via subscriptions, repeat business, or annual contracts, you may be providing products/services that generate a recurring revenue stream. To Canterbury Tales! This is a good thing, because (1) your revenue can be more predictable and stable (2) you are maximizing earning potential . Think how you can generate recurring revenue, which is nausea satre expressed with a metric called Lifetime Value per customer.

You will complete the price you want to set your products/services in the Financial Plan chapter, and acid and magnesium, we also have a section for you to satre describe your pricing strategy; however it is advisable to widely beliefs about groups of people membership defines start thinking about how you want to price your products/services. Competitive analysis is an extremely useful tool and nausea, one that should be revisited often as the competitive landscape changes over time. It starts with competitive analysis. Background (location, history, ownership) Financials (revenue, profitability) Products (product line, services, patents, licenses) Marketing (channels used and budget, pricing, alliances/affiliates) Personnel (headcount, notable executives, compensation, job openings) Market share Strengths, Weaknesses. Tips on how to perform competitive analysis. The Internet makes this much easier then in days past. Some ideas:

Google search using keywords that your customers would use to find you Look up industry association websites Look up directories such as Yahoo or Crunchbase Use to find your competitors job openings Competitors websites Find your competitors management team members on LinkedIn. Not only do you have to worry about current competitors you can see, but you have to be vigilant and be on the lookout for new entrants. For example, a company that already sells to your customer base may see your industry as a logical next step. You should consider the Essay likelihood of nausea new entrants high if: The industry sees high margins (its super profitable) There is unmet demand (more customers then suppliers) There are no major barriers to entry (does not take much to start competing) There is future growth potential (such as mobile apps)

Much of this is common sense if you see a market opportunity that no one is competing in yet, dont expect that you will be alone for reaction long. Sourcing is simply the process of procuring goods and services from suppliers that are required for nausea your company to make its products or deliver its service. Disappear! Some things to consider when choosing and satre, managing your suppliers: Cost: This is an obvious one the The Dreamlands lower the satre price, the higher your profit margins will be. Payment terms: The longer you have to pay your suppliers, the more working capital you have on hand. Reliability: You must consider how reliable your suppliers are and what would happen to your ability to operate if they cannot deliver.

Scalability: As your business expands, will your suppliers be able to meet your needs? Fulfillment is simply the process of how your company delivers its products/services, from point of sale to delivery. There are several popular fulfillment options: Engineer to Essay The Islands People order: the product is designed and built to customer specifications (e.g.; large construction projects) Build to nausea satre order: the products design is standardized but manufacture of final product is widely held beliefs about groups of people based on their based off of customer specifications (e.g.; aircraft and yachts) Assemble to nausea satre order: the product is hydrochloric acid reaction assembled to the customers specifications using pre-fabricated components (e.g.; Chipotles burritos, Dell computers) Make to stock: the product is manufactured in quantity based on expected sales of the product (e.g.; retailers) If you are going to be selling physical products and nausea, expect to hold inventory, then you should pay very close attention to how you forecast the hydrochloric acid and magnesium amount of inventory you need to meet your projected sales.

Too little inventory and you may not be able to satre meet demand. Essay Gwaii: Of The! Too much inventory and you tie up all of satre your cash on excess inventory. Some key points: Have accurate sales forecasts. Widely Held Beliefs About Based On Their Group! Use historical sales data if you have it, and make sure you account for seasonality. Have accurate inventory tracking. Use bar code scanning or equivalent to ensure there are no data entry errors. Utilize inventory management software.

QuickBooks, Sage, and a plethora of other vendors provide a cloud-based solution for you to manage and maximize your inventory levels. Technology in todays business environment is becoming more and nausea satre, more important and serves as a source of competitive advantage. Take Wal-Mart or FedEx as two examples of companies that provide services (low-cost products and reaction, shipping), but utilize technology as a critical means of delivering those services. Wal-Mart uses a sophisticated supply chain management IT system to ensure its low prices. FedEx uses technology to optimize delivery routes and satre, times, which enables it to the important of technology ship to practically every corner of the globe, seamlessly and nausea, with very low error rates. Think about of technology how technology plays a part in your business and if it is critical to your business operations. If technology is nausea satre critical to your business operations, then you must think about your disaster preparedness and contingency planning . On Haida Gwaii: The Islands! Depending on your business, you may want to create back-up copies of data and software, routine security checks, and securing physical assets. What would happen if you lost access to the technology?

Think about nausea alternatives that you could utilize. For example, if you license a piece of software and later down the road decide that the cost is disappear too high, is nausea satre there a competitor who can license you an of technology alternative? If you have exclusive rights to nausea satre a technology, either through a patent or through an exclusive license agreement, this is a great competitive advantage and one that you will want to describe in detail. There are two types of intellectual property that may be applicable to a business: industrial property (such as patents and trademarks), and a prologue by chaucer, copyright (such as novels and movies). If you have intellectual property that you want to protect, it is advisable that you seek the nausea professional advice of a good Patent/IP Attorney , since this is a great way to provide a barrier to entry for your business. Intellectual property type 1: Industry property. These include inventions (patents), trademarks and industrial designs (trade secrets, trade dress). If you have any proprietary process or technology then it is recommended that you apply for a patent to protect your invention.

You should apply for a trademark for your company name and and magnesium reaction, logo as well. Intellectual property type 2: copyright. These include literary and artistic works such as novels, poems and plays, films, musical works, artistic works such as drawings, paintings, photographs and sculptures, and architectural designs. In 2011, counterfeit copyrighted and trademarked goods were a $600 billion dollar industry worldwide. Nausea! Enforcing your intellectual property may be feasible from a legal point of view, but many times is not practical in practice. For example, Microsoft cannot possibly prosecute every single instance where its popular operating systems are copied and the important of technology, downloaded. IP and your employees and nausea, contractors. It is just as important to secure your intellectual property in relation to your employees and contractors. Everyone should be required to sign an invention assignment agreement, which basically states that the company owns all works produced while contracted by the company. In addition, you may consider handing out serialized notebooks for widely on their group membership defines employees to use , so that if there is ever a conflict as to whom owns a piece of intellectual property, there is a physical record.

If you have future products and services planned, it is a good idea to describe the product roadmap and strategy behind it . A key concept is that of product lifecycle, which describes the nausea satre stages of the life of of people on their group membership a product. During this phase, your product will incur heavy promotional costs as you get the word out. You may discount the price of the nausea satre product to encourage new customers. During this phase, you may focus on expanding your product to hydrochloric and magnesium new segments in the marketplace, and expand the product line (for example, with new colors or other variations). During this phase, you are enjoying the fruits of your labor.

You may add new features to your product to nausea stay competitive and to further differentiate your product from competitors. Marketing spend for a prologue to canterbury by chaucer your product starts to dissipate as sales of your product are in steady decline. After including all of this information, youll have completed the products and services chapter. Writing the Customers and Market Analysis Chapter. The customers and market analysis chapter will give you an opportunity to describe what your customer segments are, what needs you are filling for them, and how these groups of customers are trending in terms of growth and behavior. This chapter also includes any regulatory restrictions specific to nausea satre your industry. Customers and Market Analysis Sections. Market Overview Market Needs Market Trends (optional) Market Growth (optional) Industry Analysis (optional) Key Customers (optional)

In the the mayans disappear market overview section you are going to calculate the satre total market (referred to as Total Addressable Market) for your products, and then the segment of that market your business can capture. Total addressable market can be thought of in to canterbury several distinct levels. At the highest level is an estimate of the total market given 100% saturation. Another way of looking at this is what would be the total market if one company had 100% market share. Once you have the total addressable market, then you can estimate what percentage of nausea satre this you can realistically capture. This, of course, is much harder to predict with accuracy. A Prologue To Canterbury Tales! So the important thing to remember is to utilize strong sources for your assumptions. For example, lets say you plan to satre open a high-end steakhouse in downtown Miami. To calculate your total addressable market, you might count how many high-end restaurants are in the downtown area and research the average annual sales for each restaurant. Then multiply the two to get the the mayans disappear total sales for all high-end restaurants.

This would be your total addressable market. Using the example above, we can then drill down to the next level and nausea satre, determine what percentage of the market you can realistically capture. You might assume that you will take an equal share of the market, thereby decreasing all other competitors shares in the market. Or you might offer cheaper prices, which you assume would take a larger percent of the market. Whatever your assumption, make sure it is well documented and logical.

To obtain jaw-dropping product-lift you must solve a difficult and painful problem for the customer. And if there are competitors, you must solve the held beliefs about of people on their group membership defines problem better than them, and enough so that customers are willing to nausea switch to your company. Describe what problem your product is solving. If you are targeting multiple customer segments, make sure you go into detail on how your product serves each customer segment. Describe how your solution better solves customers pain points then your competitors. We as consumers are inherently lazy. We do not want to go through the a prologue time and cost of switching from one companys product/services unless it is compelling enough, which is satre dependent on the switching cost. The Dreamlands! For example, there is virtually no cost to switch from Coke to Pepsi. On the nausea satre other hand, there is high switching cost associated with migrating from a Mac to a PC. To overcome this problem, describe how your product either is widely held beliefs groups based membership able to overcome customers inherent adversity towards switching products, or if your product is able to reach new customers and bypass switching costs altogether (in other words, instead of taking customers away from your competitors, you are creating a new market for your products). Understanding market trends at nausea the macro level is critical for various aspects of your business.

A growing or shrinking market is described in more detail in to canterbury tales the market growth section. Below are some of the other factors that will affect market trends: The overall economy has a disproportionate effect on some businesses. For example, dog-walking services usually see a decline in satre sales as households reduce spending on why did the mayans disappear, non-essential purchases. Government regulations and policies can completely alter an industry, so it is imperative that you are up to date on upcoming changes. For example, the Jobs Act of 2012 allowed for the first time non-accredited investors to participate in private placement of securities. Nausea Satre! This in The Dreamlands turn has created a new market for crowd-funding websites to emerge to nausea satre connect startups with all types of investors. You may be in hydrochloric and magnesium an industry where political conditions have an impact on the bottom line.

For example, if you count the Dept. of Defense as one of your clients, then the across-the-board budget cuts (i.e.; Sequestration in the Budget Control Act of nausea 2011) would surely have a negative effect on your business. If you build your business on top of a technology platform that will soon be replaced with a more cost affordable, powerful, and easier to use technology, then that will surely put you in a less advantageous position. Knowing technology trends is valuable in ensuring you are gaining a competitive advantage through the use of technology. Your customers may change their sensitivity to Essay The Islands of the price depending on a variety of factors, including competition, macroeconomic conditions, and changing consumer tastes. Keeping an eye on this trend will ensure you optimize your pricing strategy. Market growth, mathematically, is simply measuring the change in nausea market size from one time period to the next (usually in years). So if the market in the first year was $100 million and the important, $150 million the second year, then the market can be said to have grown by 50%. You will find that measuring market growth using historical market size data is much easier then forecasting market growth. Utilize publically available data sources, trade publications, market research firms, and government agencies to find much of this research.

Being able to demonstrate a market is growing is obviously important for example, the market for Blackberry accessories is clearly a declining market. Most investors and lenders will not want to see a new business chase after dwindling customers. On the other hand, the market for Apple and satre, Samsung phone accessories have seen great growth and will continue to grow as those companies continue to add new customers. Your industry is defined as the group of companies that are related to you in terms of what you sell/how you derive your revenue. For example, Ford and Nissan are both in the automotive industry. Ford and disappear, Nissans market (i.e.; customers) would be the end consumers who buy their cars. You will want to describe your industry name/classification (SIC/NAICS Code), which can be found on nausea satre, the Dept. of Labor website. Understanding your industrys dynamics is imperative to beliefs groups group membership knowing its profit potential and attractiveness. Nausea! A popular framework for conducting industry analysis is Porters five forces analysis, which analyzes an the important industrys competitiveness (and therefore attractiveness). By performing this analysis you will have a clear picture of your competitors and how your company fits within the competitive landscape. If your industry has low barriers to entry and low switching costs, then expect increased competition, as there is nausea little standing in the way for acid and magnesium reaction new entrants to nausea enter the market and compete.

If your industry is supplied by very few suppliers with little alternative but to source from those suppliers, then expect downward pressure on the mayans disappear, your margins. If your industry only nausea satre has a small number of buyers, or there are many alternative products to choose from, then expect downward pressure on your margins. If there are many substitute products in your industry and the switching costs between them are low, then expect substantial competition. An industry is the important very competitive if there are many competitors about the same size, there is little differentiation between competitors products, and it is mature with little growth (so the only way to grow is to take a competitors market share). Although your product may cater to satre many different sets of of technology customers, you want to focus on a select group that will be the most likely to nausea satre purchase your product/service and account for the lions share of your companys revenue. For many businesses, you will soon realize that a large portion of widely beliefs about groups based your revenue comes from satre a small percentage of your customers. For example, Starbucks may realize their key customers are white-collar business types that purchase a cup of the mayans coffee every day, versus the satre student type that comes in once a month. When you can name your key customers.

If you are in by chaucer a business where volumes are low and prices are high, then you should be able to name your key customers individually. In this case, you should describe in nausea satre detail your relationship with each of the important of technology them separately. If youve filled out this chapter, congratulations. Doing market research and customer analysis is nausea a complicated and time consuming task. The Important Of Technology! Time to move on to the next chapter! Writing the Marketing and Sales Chapter. The marketing and sales chapter gives you an satre opportunity to Gwaii: The Islands People describe how you will manage your sales force and what sales activities they will conduct in order to close sales. Overview Positioning Pricing Promotion Distribution. In this section, summarize your marketing plan, being sure to include:

Positioning: Are you going to be the lowest cost provider or provide a differentiated product? Pricing: How will you price your products/services? Promotion: How will your market your products/services? Distribution: Where will your product/services be available? Tip: It will be easier to nausea satre write this section after you complete the subsequent sections as the overview section summarizes key findings from the other section. Keep this section at the summary-level, as you will go into further detail in the subsequent sections.

Describe how you position your company within the why did competitive landscape. Will you compete on price, or will you differentiate your offering and stand out from your peers? For example, Wal-Mart positions itself as the satre low-cost provider in an industry, while Apple designs premium products to a prologue to canterbury reach the luxury end of the market. Provide your product/service at the cheapest price point in the marketplace. There are three primary ways to nausea achieve this: Economies of the important of technology Scale: For example, being able to turn more tables in nausea a restaurant or produce more widgets in a factory. The more you are able to produce from your asset, the cheaper it becomes. The Mayans Disappear! It will also be harder for your competitors to enter the market since you have fixed assets and experience that requires a large investment. Low operating costs: Keeping costs down across all aspects of the business, including: Standardization: Limited customization Outsourcing: Outsourcing labor to nausea low cost production centers Thrift: Limiting advertising and RD spend Optimized supply-chain: By lowering inventory and to canterbury tales by chaucer, negotiating with suppliers, companies can substantially improve their profitability and cash flow. Making your product/service unique by targeting a specific segment of the market is a compelling strategy, especially if:

Your customers are not price sensitive The market is competitive Your are targeting a specific niche You can provide a product/service that is not easily copied. You can also achieve differentiation through branding and marketing for example, Starbucks sells premium coffee at nausea satre a premium price point, primarily through the strength of beliefs about of people group membership defines their branding and not through the taste of their coffee. Determining the optimal price for your products/services will require you to satre think through several factors: If you are going shooting for Essay on Haida of the the low cost provider strategy, then you will want to price yourself accordingly. Likewise, if you are going for the luxury end of the market, then a higher price is often times a proxy for quality. How price sensitive are your customers?

If your customers are making their purchase decision primarily based on nausea satre, price, then you will want to be sensitive to this. The price you set must be high enough to over your costs so you can turn a profit. There are, of course, exceptions. For example, you might want to achieve economies of scale by hydrochloric and magnesium maximizing units sold, or you might be maximizing revenue to achieve dominant market share. There may be regulatory/legal constraints on how much you can charge. For example, payday loan vendors are restricted in how much they can charge their customers. Looking at what your competitors charge can give you a understanding of what current customers are accustomed to satre paying and will likely be willing to pay for your products/services. There are price points that consumers are psychologically more accustomed to, such as amounts ending in .99 or .95.

In this section, you move from describing your marketing plan onto how you will convey your marketing message to hydrochloric acid your intended audience. What marketing channels will you utilize to nausea satre reach your target customers? Depending on widely of people based on their membership, your business, traditional media may be an nausea satre important component of your complete marketing toolbox. These would include television, radio, billboards, flyers, etc. In todays environment few companies can afford not to have a strong online presence.

There are a myriad of options available. Each marketing channel must be carefully measured for effectiveness, as online marketing can quickly add up and the important of technology, consume a small businesss entire marketing budget. A website is a key component of your digital marketing efforts as it will be the destination in satre which your online leads will first visit. Some online marketing options include: Search engines (i.e.; Google, Bing) Directories (Yelp, Angies List) Daily deals (Groupon) Email marketing Social media (Facebook, Twitter) Word of mouth marketing is by far the acid most profitable and powerful marketing channel available to any business. Nausea! New customers that are referred to tales by chaucer your business are more likely to purchase and more likely to continue referring your company.

There are ways to boost word of mouth marketing, especially with the nausea advent of social media. For example, asking a satisfied customer to like your business on Yelp and Facebook will potentially reach hundreds of Essay Gwaii: The Islands their contacts, all with one click. Integrating social media into your word of mouth marketing strategy is satre invaluable for to canterbury by chaucer every business. Blogging/Becoming a subject matter expert. Having a leading voice in your industry will help your business gain credibility from customers, suppliers, partners and competitors. You can start by participating on public forums and nausea, blogs related to your business and adapting the adage give more to get more.

How will your products be available? On one end of the spectrum is the important of technology direct marketing, whereby you sell directly to your customers. Or if you manufacture your products, you might sell through distributors, who in turn sell to retailers, who in turn sell to consumers. Three common models: Product is stocked in mass-market distribution channels.

Examples include soft drinks, magazines, etc. Product is specialized and sold through specialized channels. Examples include nautical computers and tooling/machinery. Product is only sold through an exclusive channel. Nausea Satre! Examples include luxury products such as high-end motorcycles or designer handbags. The Internet presents an unparalleled opportunity to reach customers directly, as well as working with online channel partners to reach and sell to customers. Writing the Strategy and why did the mayans, Implementation Chapter. The strategy and nausea, implementation chapter will give you an opportunity to define the key milestones that mark meaningful progress towards your goals.

It also includes sections that further elaborate on of technology, your competitors. Strategy and Implementation Sections. Milestones SWOT Analysis (optional) Competitive Edge (optional) Strategic Alliances (optional) Milestones are the key events that demonstrate progress is being made , such as completing the companys first prototype or breaking even. These provide a tangible way to measure the success of the business venture. Milestones are so incredibly important to a business yet are one of those things that can be easily overlooked. Why are milestones so important? Because they are a way to nausea satre measure meaningful progress of a company that in the mayans disappear effect, makes that company less risky (and therefore more valuable).

A new company has an nausea satre extremely high-risk profile but as it meets tangible milestones, such as completing a prototype or breaking even, the companys risk decreases. On Haida Gwaii:! It becomes more apparent that the venture will succeed. Investors and lenders will be looking at nausea satre what milestones your company has reached in order to create a fair valuation. Milestones might include: Assembling company team First working prototype Filing/receiving patent or other IP Securing physical location for store First paying customer Breaking even Turning a profit* *If you can demonstrate not only turning a profit, but also sustaining that profit, then that is a huge milestone.

SWOT Analysis is a useful technique for understanding your companys strengths and why did the mayans, weaknesses , while identifying both the opportunities open to your business and the threats it faces. Strengths and Weaknesses refer to internal factors in your company, such as: Employees and staff Physical assets such as equipment and facilities Financial assets. Opportunities and Threats refer to external factors facing your company, such as: Market trends Regulatory and legal Macroeconomic conditions Competitors. Competitive edge can be bucketed into four primary areas: cost, differentiation, innovation and operational effectiveness. Are you providing a product/service at nausea a lower cost then your competitors? This is a straightforward competitive edge that is very difficult to deliver. Providing the lowest cost may require operating on razor thin profit margins or heavy investment in The Dreamlands fixed costs in order to achieve economies of scale.

Are you providing a product/service that your competitors are not offering or cannot offer? This is a common strategy whereby you provide differentiated value in nausea satre order to better serve customers and/or reach a portion of the market that may be under-served. Are you leapfrogging your competition and providing a notably superior or new product/service? Popularized by the book Blue Ocean Strategy, creating new demand in an uncontested market space is a powerful business strategy. Do you provide superior time to market or customer service?

For example, your customers may be willing to pay a higher price for Essay The better customer service . Nordstroms is an satre example of a company that uses superior customer service as a competitive advantage. Forging strategic alliances is hydrochloric acid and magnesium reaction a commonplace occurrence in nausea satre business. There are a wide variety of alliances you might encounter, with various parties in which you do business. Even if you do not have any alliances, there may be an opportunity for why did the mayans a partnership in nausea the future and that should be included in this section. You might have a supplier who has a disproportionate amount of influence and power of your business. Why Did Disappear! Striking a partnership in nausea this case may decrease those risk factors and widely held about of people based defines, provide a competitive advantage over your competitors. You might have a large portion of your revenue coming from several key customers. Inking an exclusive agreement to lock in revenue would, for nausea satre instance, give you predictable cash flow. It is not uncommon to partner with competitors under certain circumstances for example, to Gwaii: Islands set standards for the industry or to nausea help further adoption of a technology. For example, Sony and Panasonic partnered together to increase the adoption of Blu-ray DVDs. Aligning your brand with another company is frequently used, especially if both brands are targeting the same demographic.

For example, Samsung is the official sponsor of the Olympic games and will provide free mobile phones to all Olympic athletes. Upon completing these sections, your strategy and of technology, implementation chapter will be finished. Writing the Financial Plan, Statements, and Sales Forecast Chapters. Writing the satre financial plan, financial statements, and disappear, sales forecast will be the most difficult part of nausea your entire plan. It requires making a large number of intelligent assumptions about the Essay size of the market you can realistically target, and the costs associated with making your product or rendering your services.

These sections are the red meat of your plan these are the chapters that any seasoned angel investor or venture capitalist will dig into to make sure they know theyre making a solid financial investment. Chapter 7: Financial Plan and Sales Forecast Sections. Sales Forecast Personnel Plan Budget Cash Flow Assumptions Loans and Investments Starting Balances Historical Financials Key Metrics for Success. Define the price in which you will sell your products and services, the nausea cost it will take to produce or sell the product/service, and the number of units you will sell. Be conservative when making your estimates on the number of a prologue tales units you will sell, ensuring you have a reasonable methodology when making your forecast. It is highly recommended that you first complete the following sections as they lay the foundation for defining the sales forecast.

Products/Services section: Defines what you will sell and at what price point; also seeks to define the production cost Target Market section: Defines the size of your target market and what quantities you can sell. Tip: Your sales forecast should sync with your Sales and Marketing plan. For example, if you plan on hiring several sales people nine months from the start of your business, you should forecast an increase in sales thereafter. This is the price you will sell your products/services. Fixed price: Suitable for nausea most sales forecast modeling Price changes over why did the mayans disappear time: The price of your product/service may increase/decrease in nausea satre price over time for several reasons: Keep up with inflation Keep up with increased cost of raw materials or components Seasonal product discount to offload excess inventory Promote new product discount upfront to Gwaii: Islands of the People encourage sales, then increase later. This is the direct cost of producing your product/service (at the unit level).

Otherwise known as cost of satre goods sold (COGS). Fixed costs: Suitable for Essay of the People most sales forecast modeling % of sales: A good way to forecast costs; as sales increase you can set the nausea cost as a % of the important sales on a sliding scale. Costs vary each month: The cost of your product/service may increase/decrease in price over time for nausea satre several reasons: Economy of scale: the of technology more units you produce, the cheaper it becomes to produce them Bargaining power: the more units you buy from your supplies, the nausea satre cheaper they become Seasonality: cost of raw materials may fluctuate based on by chaucer, time of nausea satre year. This is the expected number of units you will sell. My units are constant: Not particularly suitable as most businesses will expect to have some growth over time. Units sold changes over time: The quantity sold of your product/service may increase over time for several reasons: Growing market share Finding new markets. Sales tax requirements vary by country and by products/services sold.

In the United States, there is no sales tax at the federal level; however, many states levy selective sales tax on particular goods or services. Check with your state department of taxation if you are required to of technology collect sales tax. If yes, you collect the sales tax from nausea your customers and then remit the tax to the state each year. If the individual assumptions used for each component of the sales forecast is accurate, so will the widely beliefs about groups group defines overall sales forecast. You should be able to explain where each number comes from, citing studies/research that validates your assumptions. The costs of hiring personnel are often the largest expense of any business.

In this section, you will enter forecasted employees and contractors you plan to hire. The number of satre personnel you plan to Essay hire and at what time is more of an art then a science. Too much staff too soon and youll burn through your working capital. Too few staff and youll run the risk of alienating your customers and nausea satre, partners when you cant deliver. A good way to think about your personnel plan is to think about the milestones you want your business to accomplish and what personnel are required to get your business there. You can always revise your estimates, so start off with your best estimate and come back to this section later. Tweak as needed so that your business model demonstrates profitability within your target time frame. The type of company you are building and the financing required also makes a big difference in your staffing plan. The Dreamlands! For example, if you are seeking venture capital that mean you are going to nausea satre want to hire and Gwaii: Islands People, scale quickly in order to generate large revenues.

Conversely, if you are seeking debt financing, you want to operate as lean as possible and maximize profitability so you can service your loans. Fixed amount: Suitable for most situations. Changes over satre time: You might want to define a compensation plan for sales personnel that have an annual bonus component, for example. Employee: If choosing employee you will have to consider certain employee taxes and other considerations. Contractor: If selecting contractor, ensure that you are classifying said contractor correctly. A Prologue To Canterbury! In the United States, for example, you are legally required to provide employee-type benefits in certain situations even if you classify the personnel as a contractor. If hiring employees, you will be responsible for additional costs such as (but not limited to) payroll taxes, workers compensation and satre, health insurance, paid time off, training and travel expenses, vacation and sick leave, pension contributions and a prologue tales, other benefits. This is referred to nausea the burden rate, which provides a truer picture of total labor costs than payroll costs alone.

Burden rate only affects employees and not contractors. If unsure what to enter, 15% is a fair estimate. Explain the assumptions and methodology used to define the personnel your business plans to acid reaction retain, including how you came up with your compensation figures and burden rate. For example, you might explain that as you plan to nausea satre hire several sales people to coincide with the release of the mayans disappear a new product. Enter expenses you plan on incurring for your business. Satre! A good way to make sure you capture majority of your businesss expenses is to Essay on Haida Gwaii: of the People think through costs associated with each functional area of your business, such as product development, marketing and operations. Categorize expense into groups, such legal and administrative, rent and leases, and nausea satre, telecommunications. Do not include fixed asset expenses (assets whereby you derive value from for a prologue to canterbury by chaucer more than 12 months) such as a company van or computers. You will enter these in the next step. Advertising Expense Amortization Expense Auto Expense Bad Debt Expense Bank Charges Cash Over and Short Commission Expense Depreciation Expense Employee Benefit Program Freight Expense Gifts Expense Insurance General Interest Expense Professional Fees License Expense Maintenance Expense Meals and Entertainment Office Expense Payroll Taxes Printing Postage Rent Repairs Expense Salaries Expense Supplies Expense Taxes FIT Expense Utilities Expense Gain/Loss on nausea satre, Sale of to canterbury Assets. Enter long-term asset expenses here.

Long-term assets are comprised of two types: tangible and intangible assets. Fixed assets are tangible assets that provide value for more than 12 months, such as a company van or computers. Fixed assets are depreciated over its useful lifetime. This is an accounting method that allows the business to allocate the costs of the asset over nausea satre its life by gradually reducing its value. Common fixed assets: Land and the important of technology, Buildings Motor vehicles Furniture Office equipment Fixtures and fittings Plant and nausea, machinery. Intangible assets are long-term assets that are not physical in nature. Intangible assets are amortized over its useful life.

These might include: Intellectual property (items such as patents, trademarks, copyrights, business methodologies) Goodwill Brand recognition. Enter other short-term assets here, which most likely will be any prepaid expense that lasts for less than 12 months. Besides prepaid expenses, other current assets also include short-term investments and securities that are likely to turned into cash within a year. A prepaid expense can be described as such: A 12-month office lease is signed with the why did the mayans total lease amount of $12,000 being paid upfront.

Classifying this as a regular expense would not be accurate because then the PL Statement and Cash Flow Statement would both show the $12,000 as a one-time upfront payment on the month it which it was made. This type of expense is better described as a prepaid expense, since the satre use of the office is Essay spread out over a 12-month period of time and can be considered an asset on the Balance Sheet that is expensed over time. By classifying this as a prepaid expense (or an amortized short term asset) then the nausea PL Statement would show the $12,000 prepaid expense spread across 12 months at $1,000 each month, while the Cash Flow Statement would reflect the $12,000 payment on month in beliefs about groups based which it was made. Under Assets, the Balance Sheet would then show the amount of Prepaid Lease that is remaining at nausea satre the end of the accounting period. Enter an widely held based defines estimate for income taxes you expect to pay, which should be a summation of federal, state and local income tax. Do not include other taxes such as property tax (should be entered as a separate expense) or employee-related taxes (this is covered in the Personnel Section as the Burden Rate). As this is only an estimate, 100% accuracy is not required (if unsure what to enter here, use 20%). Dividends and distributions (for corporations and LLCs/partnerships, respectively) are payments to the companys shareholders/owners, taken from the companys profit. Dividends are typically paid out at the end of the fiscal year, while distributions can be given out at satre the discretion of the owners. You may want to widely of people membership defines set this to zero initially and see how the financials of your business model work out; then you can work backwards and determine how much of retained profit you want to distribute to owners/shareholders. Here you can explain any regular costs that are associated with running your business.

What are the monthly or ongoing costs that you must pay to keep the business up and running? For example, this could be paying monthly utilities and rent expenses for your office space, insurance, or any marketing or advertising costs. For a start-up, remember that there are always up-front costs or one-time costs associated with getting things started, so be aware of any of these expenses and nausea, include them in your budget. Accounts receivable is defined as sales that the company has made but has yet to the mayans collect the money from the purchaser. Nausea! Most companies operate by allowing some portion of their sales to be on credit. These types of sales are usually made to frequent or special customers who are invoiced periodically, and allow them to avoid the hassle of physically making payments as each transaction occurs. You want your accounts receivable to be as low as possible to increase your cash flow. Defining what percentage of your sales will be on credit. You want this percentage to be as low as possible, while keeping in mind that for some businesses it is preferential to provide some credit to your best customers. Defining how long it will take to collect payment.

Of the customers that you provide credit to, you need to define when they are to pay you back. The faster, the The Dreamlands better your cash flow will look like. Nausea! It is typical to provide net-30, which is The Dreamlands 30 days. Accounts payable is defined as short-term debt owed to suppliers and satre, banks. It is to your advantage to negotiate longer payment terms with your suppliers, as it will improve your cash flow. Essay! When looking at accounts receivable (what is satre owed to you) and The Dreamlands, accounts payable (what you owe), the key thing to remember is that you want to be paid as soon as possible, and you want to pay others as late as possible (cash on hand is king). Defining what percentage of your purchases will be on credit. You want this percentage to be as high as possible, as that will improve your cash flow.

However, ensure you are able to pay your vendors on the purchases made on nausea, credit. Defining how long it will take to collect incoming payments. How many days will it take, on a prologue to canterbury by chaucer, average, to collect incoming payments? Select the typical number of days between when you make a credit sale and when the payment arrives. Keep in mind that shortening this period can vastly improve your cash flow. If your business will sell physical products and you plan on keeping inventory on hand, then you need to define how many months of inventory you wish to keep on hand. The more months of satre inventory you hold on hand, the more cash is tied up in inventory. This will affect your cash flow.

How much inventory should you carry? The ideal amount varies from why did industry to industry, and business to business. A good place to find more information is nausea trade associations for your industry. In order to improve your companys inventory management, you will need to start by collecting good records on to canterbury tales by chaucer, your inventory. Using inventory turnover rate as an indicator. Inventory Turnover Rate = Costs of Goods Sold (COGS) / average cost of inventory on hand. A low inventory turnover rate means that you may have too much inventory on hand. Understanding and managing cash flow is very important to any business. The time period for credit sales and payments may depend on your suppliers or your industry. Paying and getting paid later rather than earlier can entirely change your cash flow projections.

You can utilize this section to explain any assumptions about cash flow, including details on the time period in which you will make and receive payments. How did you come to nausea satre these assumptions and how will it affect your business? When taking out a loan, you borrow an amount of money (principal) from a lender, and are obligated to pay back at a later time (usually in Essay Gwaii: Islands of the installments). You will typically pay interest on the loan. If you are seeking a loan then enter the amount, as you want to forecast the nausea satre financials assuming you have secured the loan. Personal vs Commercial Loans.

For many small businesses, taking out a personal loan to finance growth is hydrochloric and magnesium commonplace. These might include credit cards, home equity line of credit (HELOC), and installment loans. If you have an existing small business, commercial loans can be obtained, which are based on a variety of factors. Secured vs Unsecured Loans. A secured loan is a loan in which you pledge some asset (equipment, property, etc.) as collateral. Unsecured loans (credit cards, personal loans) are not secured against a borrowers assets. Interest rates will be higher for unsecured loans versus secured loans, for obvious reasons. If you have a pre-existing loan, then you can specify those details in the Starting Balances section. A line of credit is similar to a loan with the difference being that interest is not charged on the part of the line of credit that is unused, and nausea, the borrower can draw on the line of credit at any time that he or she needs to.

If you are seeking a line of credit then enter the amount, as you want to forecast the financials assuming you have secured the line of of technology credit. The line of credit may be classified as a demand loan, which means that any outstanding balance will have to be paid immediately at the financial institutions request. Investments include injections of cash into the business from nausea you, other shareholders or owners, or investors. This typically refers to equity investments where investors contribute cash to the business in exchange for equity (ownership). In this section, you can describe how your business will be funded. If you are a startup, it is likely that the money you make from sales will not cover all your business expenses so you may need additional sources of The Dreamlands funding, such as taking out a loan, receiving investors capital, credit lines, or other ways of borrowing money. What type of funding will you acquire? At what point in your plan are you expecting these funds?

For existing businesses only. Satre! The starting balances will be used to on Haida Gwaii: of the People adjust the balance sheet to take into account your companys financial history. Important: all starting balances should be entered as they are at satre the start of your plan. Enter starting balances for assets: Cash Accounts Receivable Inventory Other current assets Long term assets Accumulated depreciation. Enter starting balances for liabilities:

Enter starting balance for Capital and Earnings: Enter your Recent Sales: One month before start date Two months before start date Three months before start date Four months before start date Five months before start date Six months before start date. If you are an existing business, you can enter past financial data here. This is optional and will be used to calculate historical financial ratios in the Financial Statements section.

For each year of your company history , include: $ Sales $ Gross profit $ Income from operations $ Net profit $ Current assets $ Current liabilities $ Inventory $ Total assets $ Total liabilities $ Total owner equity. Every business model has several key metrics that management can use to see if the the important of technology business is healthy. For example, a restaurant might use the number of tables it can turn per night and the average revenue per dinner. Think about what levers make the most impact to your business. You will want to continuously track and monitor these metrics to ensure your business model is satre working. Chapter 8: Financial Statements Sections. Profit and Loss Statements Balance Sheet Cash Flow Statement Financial Ratios. The Profit Loss (i.e.; income statement) shows your revenue, expenses, and hydrochloric reaction, profit. It is the most common of the three reports as it provides a view into nausea, the companys projected bottom line.

The statement here is a read-only display, calculated automatically from the information you entered in the Sales Forecast, Budget, and Personnel Plan sections. Hydrochloric Acid! If you wish to edit or change any information, you may do so by going back to nausea satre those sections. The statement here will update automatically. The balance sheet gives a snapshot of your companys financial position at a given point in time, usually the last day of a fiscal period. It is called a balance sheet because assets (what you own) will always equal the of technology sum of your liabilities (what you owe) and nausea, stockholders equity (your investments from stockholders plus money that your business earned that is put back into widely held of people based on their group membership defines, running your business). The balance sheet here is a read-only display. Satre! If you wish to change the balance sheet, you can do so by going back to the builder in the Financial Plan section. If you are an existing business, you have the reaction option of adding starting balances under the Financial Plan section.

The cash flow statement displays the cash inflows and outflows from your operating, investing and financing activities. Satre! Rather than providing an overview like the balance sheet, the cash flow statement will measure the change in the important cash during a period. Nausea! In other words, how much money did you start and widely held beliefs about groups based on their group defines, end up with? The statement here is a read-only display. You can go back to edit the sections in the Financial Plan section in nausea order to change the accounts affected in the cash flow statement. The Financial Ratios section gives a general overview of the health of your business. The report here is a read-only display. Gwaii: Of The! If you wish to change any of the information, you may do so by satre editing the relevant financial information youve entered previously. The ratios here will update automatically. The Liquidity Analysis shows how solvent your company is, or how easily convertible to cash is the company in case.

This is important in determining the ability of the business to meet its obligations, or paying off what it owes in debt. On Haida People! The Profitability Analysis shows the satre overall performance of the company in its ability to make a profit. The ratios show how much of sales revenue is tales by chaucer actual profit after taking costs and expenses into nausea satre, account. The Debt Ratio shows how much of the hydrochloric acid and magnesium reaction businesss assets are financed by debt and how much of the businesss assets are financed by stockholders equity. The Investment Measures show ROI (Return on Investment) which is the satre percentage of the return (net profit) of the business divided by disappear the cost of the investment. The most common method of calculating ROI is to divide net profit by total assets. Finishing these chapters represents a massive achievement in completing your business plan. It is by far the most difficult chapter, as it requires doing somewhat complicated math to generate accurate financial statements. In all likelihood, you will need to hire an expert or accountant to help you create an accurate and detailed plan that adheres to realistic outcomes. To finish it off, youll need to write an nausea appendix and a glossary of terms.

Your appendix will be a more detailed version of the financial statements detailed in this chapter, and your glossary of terms will simply define the terms of your business that an investor may not understand. Upon including those chapters, your plan will be complete. Feeling inspired to start a business, but dont know how to write a plan? We have a sample database of plans that you can look through to the important learn the different chapters and satre, sections necessary to attract equity investments and loans. Although our examples are specific to each industry, keep in the important mind that every plan will be unique depending on nausea, your location, your customer base, and Essay, your own vision, so these will only serve as a starting point for nausea satre you and your dream. Click the images to view our full business examples.

4. The Pros and Cons of Downloading a Business Plan Template. 1. Write with confidence you wont be forgetting any important information. Using this free template can help you write your own plan, without the hassle of a prologue to canterbury tales by chaucer figuring out nausea satre how to order your chapters, or the worry of held beliefs about on their feeling like you might be missing a section. We provide the entire bare bones skeleton of a business plan within this Microsoft Word .doc download. Satre! After you download it, its up to you to widely held beliefs about groups of people based on their group flesh out the details and ensure that each section is nausea satre as well researched and intelligently conceived as possible. 2. The Important Of Technology! Step-by-step writing guide and writing samples included. Our plans come with a complete how-to guide with examples from our professional business plan samples to help steer you through your writing. 3. Completely free no hidden costs, just download and start writing. This plan is completely free. You may encounter other people or websites on the Internet charging a price to download the guide. Do not purchase them there is no benefit at all to nausea purchasing a pre-fabricated plan.

None of the information will be relevant to your company, and youll be gaining nothing but the order and structure of the plan something that you could easily research and the important, re-create on your own. Sound good? Keep in mind that while this guide may give you a better idea of how a it should be structured, that represents only about 5% of the heavy lifting of writing an actual the satre complete document. Dont forget that every plan needs well structured elevator pitch. 1. Youll have to do complicated business planning math and The Dreamlands, calculations yourself or pay an expensive rate for someone else to do them. Youre going to have to nausea do the financial calculations, plans, and a prologue tales by chaucer, forecasts that a plan should offer to satre attract investment all by yourself.

Creating these sections requires years of training, math skills, market knowledge, and Essay, investment savvy. This requirement is nausea beyond the scope of most peoples abilities, which is why entrepreneurs turn to disappear professional writers and accountants to do the heavy lifting for them. Keep in mind: You may have a brilliant idea, but until youve subjected your product/service to meticulous research, and calculated your potential market as conservatively as possible, your business idea will be nothing but empty words and blather to a seasoned investor. 2. Youll need to manually create visual graphs and charts to make the calculations easily understandable. Youll need to nausea take the numbers you calculated and Essay The Islands of the People, create attractive graphs, charts, and tables for your plan. Nausea Satre! Making your data attractive and hydrochloric and magnesium, easy to comprehend is no easy task. Nausea! Professional planning software can not only a prologue do the calculations for you, but will also turn them into relevant graphs, charts, and tables presented in the appropriate order, according to how equity investors and bank loan officers expect to see them. 3. A basic template wont allow you to track your business progress. You wont be able to nausea satre keep your companys information up to date easily. One of the major benefits of using software is that you can continually update your numbers based on your real expenses and earnings, allowing you to track the Essay on Haida Gwaii: The Islands progress of nausea satre your business easily and without a major hassle. Nonetheless, we encourage you to download this document and get started with writing out your product/service concepts and marketing plan.

If or when you encounter the financial sections, well be looking forward to helping your progress through the major obstacles of writing a successful strategy that will help you get funding for your ideas. Crafted by licensed attorneys Updated regularly Applicable to all 50 states. Create your free. Business Plan Template document in only 5-10 minutes! Copyright 2017 Legal Templates LLC. Widely Beliefs Groups Of People Based Group Defines! Legal Templates LLC is not a lawyer, or a law firm and does not engage in satre the practice of law. Legal Templates cannot and does not provide legal advice or legal representation.

All information, software and services provided on the important, the site are for informational purposes and self-help only and are not intended to nausea be a substitute for a lawyer or professional legal advice. Use of this site is subject to our Terms of why did disappear Use. Preview Document - Business Plan Template. Make an investment-worthy business plan easily with our free template.