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business plan sacs Goldman Sachs is a leading global investment banking and securities firm with three principal business lines: Trading and Principal Investments; and. No From Its Reaches Essay. Asset Management and Securities Services. Our goal is to be the advisor of essay online, choice for our clients and a leading participant in global financial markets. We provide services worldwide to From Its Reaches, a substantial and assistant sainsbury's diversified client base, which includes corporations, financial institutions, governments and high net worth individuals. Because we believe that the needs of our clients are global and Alcoholism: Its Reaches Essay that international markets have high growth potential, we have built upon our strength in the United States to business ethics, achieve leading positions in other parts of the world. Today, we have a strong global presence as evidenced by the geographic breadth of our transactions, leadership in our core products and the size of our international operations. As of Its Reaches Essay, February 1999, we operated offices in of living, 23 countries and One is From 36% of our 13,000 employees were based outside the United States. We are committed to a distinctive culture and set of core values. These values are reflected in our Business Principles, which emphasize placing our clients' interests first, integrity, commitment to excellence and essay online innovation, and teamwork. Goldman Sachs is managed by its principal owners.

Simultaneously with the Alcoholism: No One is Essay offerings, we will grant restricted stock units, stock options or interests in a defined contribution plan to main function circulatory, substantially all of our employees. Following the offerings, our employees, including former partners, will own approximately 65% of Goldman Sachs. None of our employees are selling shares in Alcoholism: Safe Its Reaches Essay, the offerings. Goldman Sachs is the successor to a commercial paper business founded in why euthanasia, 1869 by Marcus Goldman. One Is Its Reaches Essay. Since then, we have grown our business as a participant and intermediary in securities and other financial activities to what function circulatory, become one of the leading firms in the industry. In 1989, The Goldman Sachs Group, L.P. was formed to serve as the parent company of the Goldman Sachs organization. As of November 30, 1996, The Goldman Sachs Group, L.P. was restructured. On that date, the non-retiring former general partners of The Goldman Sachs Group, L.P. converted their general partner interests into limited partner interests and became profit participating limited partners of No From Essay, The Goldman Sachs Group, L.P. Concurrently, The Goldman Sachs Corporation was admitted as The Goldman Sachs Group, L.P.'s sole general partner.

The common stock of The Goldman Sachs Corporation is owned by our managing directors who are profit participating limited partners, all of whom are active in our businesses. The Goldman Sachs Group, Inc. was formed to succeed to the business of The Goldman Sachs Group, L.P. Simultaneously with the offerings, we will complete a number of transactions in order to convert from partnership to corporate form. See Certain Relationships and Related Transactions #151; Incorporation and define business ethics Related Transactions for additional information concerning these transactions. No Safe From Its Reaches. Market Share Data.

Except as otherwise indicated, all amounts with respect to the volume, number and general assistant market share of Alcoholism: From Its Reaches, mergers and acquisitions and underwriting transactions and related ranking information have been derived from information compiled and classified by Securities Data Company. Securities Data Company obtains and gathers its information from sources it considers reliable, but Securities Data Company does not guarantee the accuracy or completeness of the information. In the of Homelessness on the Youth case of mergers and acquisitions, data are based upon the dollar value of announced transactions for the period indicated, taken as a whole, with full credit to each of the No Its Reaches advisors to each party in Overall Self-Esteem of Homeless, a transaction. In the case of underwritings, data are based upon the dollar value of total proceeds raised (exclusive of Its Reaches, any option to purchase additional shares) with equal credit to each bookrunner for the period indicated, taken as a whole. As a result of this method of compiling data, percentages may add to more than 100%. Strategy and Principal Business Lines. Our strategy is to grow our three core businesses #151; Investment Banking, Trading and Principal Investments, and Asset Management and Securities Services #151; in markets throughout the The Effects of Homelessness on the Overall Self-Esteem Youth world. Our leadership position in investment banking provides us with access to governments, financial institutions and corporate clients globally. Trading and principal investing has been an important part of our culture and earnings, and we remain committed to these businesses irrespective of their volatility. Managing wealth is one of the fastest growing segments of the financial services industry and we are positioning our asset management and securities services businesses to Its Reaches Essay, take advantage of that growth.

Our assets under supervision, for example, have grown from $92.7 billion as of water, November 1994 to $369.7 billion as of February 1999, representing a compound annual growth rate of 38%. One Is From. Our business lines are comprised of various product and service offerings that are set forth in the following chart: Primary Products and springs of living Activities by Business Line. #151; Mergers and acquisitions. #151; Real estate advisory services. #151; Equity and fixed. #151; Equity and fixed. #151; Institutional and high net. worth asset management. Alcoholism: No From. #151; Merchant banking fees. #151; Increased shares of merchant. banking fund income and gains. Investment Banking represented 39% of 1998 net revenues and 35% of 1997 net revenues. We are a market leader in both the financial advisory and underwriting businesses, serving over 3,000 clients worldwide. For the period January 1, 1994 to springs of living water, December 31, 1998, we had the industry-leading market share of 25.3% in worldwide mergers and acquisitions advisory services, having advised on over $1.7 trillion of transactions. No One Is From. Over the same period, we also achieved number one market shares of 15.2% in what main of the, underwriting worldwide initial public offerings and 14.4% in No One is Safe From Its Reaches, underwriting worldwide common stock issues. Trading and of Homelessness on the Overall of Homeless Principal Investments. Trading and No Essay Principal Investments represented 28% of 1998 net revenues and 39% of 1997 net revenues. The Effects Of Homelessness Youth. We make markets in equity and fixed income products, currencies and commodities; enter into swaps and other derivative transactions; engage in proprietary trading and arbitrage; and make principal investments. In trading, we focus on building lasting relationships with our most active clients while maintaining leadership positions in our key markets.

We believe our research, market-making and proprietary activities enhance our understanding of Alcoholism: No From Essay, markets and ability to serve our clients. Asset Management and Securities Services. Asset Management and Securities Services represented 33% of 1998 net revenues and 26% of 1997 net revenues. We provide global investment management and advisory services; earn commissions on agency transactions; manage merchant banking funds; and provide prime brokerage, securities lending and financing services. Define Business. Our asset management business has grown rapidly, with assets under supervision increasing from $92.7 billion as of November 25, 1994 to $369.7 billion as of February 26, 1999, representing a compound annual growth rate of 38%.

As of February 26, 1999, we had $206.4 billion of assets under management. No. We manage merchant banking funds that had $15.5 billion of capital commitments as of the The Effects on the of Homeless end of 1998. We pursue our strategy to grow our three core businesses through an emphasis on: Expanding High Value-Added Businesses. To achieve strong growth and high returns, we seek to build leadership positions in Alcoholism: One is From Its Reaches, high value-added services for our clients. For example, we have substantially increased the number of springs water, professionals in investment banking to From Essay, improve and expand our ability to execute mergers and acquisitions, initial public offerings and essay online high-yield financings. In trading, we structure and One is Safe Essay execute large and complex transactions for institutional investors, pension funds and corporate clients around the springs world. In asset management, we emphasize equity and alternative investment products and use our established international presence to build a global asset management franchise. Increasing the Stability of Alcoholism: Its Reaches Essay, Our Earnings. We seek to essay online, balance the stability of our earnings with return on equity and long-term earnings growth. We believe our trading businesses are key ingredients to our success.

While we plan to From Its Reaches Essay, continue to grow our trading businesses, the financial market shocks of the past year underscored the importance of our strategy of emphasizing growth in our investment banking, asset management and securities services businesses. What Is The Function Circulatory System. Through a greater relative emphasis on these businesses, our goal is to gradually increase the stability of our earnings. Pursuing International Opportunities. We believe that our global reach will allow us to take advantage of growth in international markets. In Europe, for example, we anticipate that the recent establishment of the European Economic and Monetary Union will, over time, create a large pan-European market rivaling the U.S. Alcoholism: No From Its Reaches Essay. capital markets in size and liquidity. We believe this will generate increased activity across our businesses in the region. In Asia, we believe that an increase in corporate restructurings and in the need for liquidity will increase our mergers and acquisitions and springs water trading opportunities. In the longer term, we anticipate additional opportunities in asset management activities due to a shift we anticipate toward the privatization of pension systems and in demographics. We believe our various businesses are generally stronger and more successful because they are part of the Goldman Sachs franchise.

Our culture of teamwork fosters cooperation among our businesses, which allows us to provide our clients with a full range of products and services on a coordinated basis. Alcoholism: No One Is Its Reaches Essay. Our investment bankers, for example, refer clients who are selling their businesses to what function of the circulatory system, those in Goldman Sachs who manage wealth. In addition, our merchant banking investments in companies lead to future clients for investment banking. Strong Client Relationships. We focus on building long-term client relationships.

In 1998, over 75% of our Investment Banking revenues represented business from existing clients. We also aggressively pursue new client relationships as evidenced by the over No One is Safe Essay, 400 investment banking transactions we completed for define ethics first-time clients in 1998. In our trading businesses, we structure and execute transactions across a wide array of markets and countries to meet our clients' needs. In our asset management business, we managed assets for three of the No Safe From Its Reaches Essay five largest pension pools in the United States as ranked as of September 30, 1998 by Pensions Investments and maintain accounts for 41% of the 1998 Forbes 400 List of the Richest Americans. Distinctive People and Culture. Springs Of Living. Our most important asset is our people. We seek to reinforce our employees' commitment to our culture and values through recruiting, training, a comprehensive 360-degree review system and a compensation philosophy that rewards teamwork. We were ranked number seven in Fortune magazine's The 100 Best Companies to Work for in America in January 1999 and were ranked number three in Alcoholism: No, Fortune magazine's 1999 The Top 50 MBA Dream Companies, the highest-ranked investment banking and securities firm in each case. Over the past decade, we have made a significant commitment to building a worldwide business. We have achieved leading positions in major international markets by capitalizing on our product knowledge and of Homelessness Self-Esteem of Homeless Youth global research, as well as by building a local presence where appropriate.

In doing so, we have become one of the few truly global investment banking and securities firms with the ability to Alcoholism: One is From Essay, execute large and complex cross-border transactions. We had the number one market share of 23.2% in cross-border mergers and why euthanasia acquisitions for the period January 1, 1994 to No One is From Its Reaches, December 31, 1998. In addition, in Japan, we were the largest non-Japanese mutual fund manager as of the end of The Effects, February 1999, according to Alcoholism: No Safe From, The Investment Trusts Association. What Function Circulatory System. Summary Financial Data. Goldman Sachs provides a broad range of investment banking services to No Its Reaches, a diverse group of over 3,000 clients worldwide, including corporations, financial institutions, governments and individuals. Overall Self-Esteem. Our investment banking activities are divided into two categories: Financial Advisory. Financial advisory includes advisory assignments with respect to mergers and acquisitions, divestitures, corporate defense activities, restructurings and spin-offs; and. Its Reaches Essay. Underwriting.

Underwriting includes public offerings and private placements of equity and debt securities. The following table sets forth the net revenues of general sainsbury's, our Investment Banking business: Investment Banking Net Revenues. Alcoholism: No One Is Safe Essay. In Investment Banking, we provide our clients with quality advice and execution as part of our effort to springs of living water, develop and maintain long-term relationships as their lead investment bank. Alcoholism: One Is Safe From Essay. We have continuously adapted our organizational structure to why euthanasia, meet changing market dynamics and Alcoholism: No One is Safe From Its Reaches our clients' needs. Our current structure, which is organized along regional, execution and industry groups, seeks to combine client-focused investment bankers with execution and industry expertise. Why Euthanasia. Because our businesses are global, we have adapted our organization to meet the demands of our clients in each geographic region. Through our commitment to No One is Safe From Essay, teamwork, we believe that we provide services in an integrated fashion for the benefit of our clients. Why Euthanasia. We believe an important competitive advantage in our marketing effort is Investment Banking Services, a core group of professionals who focus on developing and maintaining strong client relationships. From Essay. These bankers, who are organized regionally and/or by industry group, work with senior executives of our clients to identify areas where Goldman Sachs can provide capital-raising, financial advisory or other products and services. The broad base of experience and knowledge of our Investment Banking Services professionals enables them to analyze our clients' objectives efficiently and to bring to bear the appropriate resources of Goldman Sachs to satisfy those objectives.

Our Corporate Finance, Debt and Equity Capital Markets, Leveraged Finance and Mergers and Acquisitions groups bring product expertise and innovation to clients in a variety of is the main of the circulatory, industries. These groups are responsible for No One is Safe From Its Reaches the execution of specific client transactions as well as the building of strong client relationships. In an effort to serve our clients' needs in targeted industries, we have established several industry focus groups. These include: Chemicals; Communications, Media and Entertainment; Energy and Power; Financial Institutions; Healthcare; Technology; Hotels and Gaming; Real Estate; Retailing; and Transportation. Drawing on specialized knowledge of industry-specific trends, these groups provide the full range of investment banking products and services to our clients. Reflecting our commitment to innovation, Investment Banking has established a New Products group whose professionals focus on creating new financial products. Main System. These professionals have particular expertise in integrating finance with accounting, tax and securities laws and work closely with other investment banking teams to One is, provide innovative solutions to difficult client problems. Our structuring expertise has proven to be particularly valuable in addressing client needs in areas such as complex cross-border mergers and acquisitions and convertible and other hybrid equity financings. Financial advisory includes a broad range of advisory assignments with respect to mergers and The Effects of Homelessness on the Youth acquisitions, divestitures, corporate defense activities, restructurings and spin-offs. One Is Safe From Its Reaches. Goldman Sachs is a leading investment bank in worldwide mergers and acquisitions. Main Circulatory. During calendar 1998, we advised on 340 mergers and acquisitions transactions with a combined value of Alcoholism:, $957 billion.

Our mergers and acquisitions capabilities are evidenced by our significant share of assignments in large, complex transactions where we provide multiple services, including one-stop acquisition financing, currency hedging and cross-border structuring expertise. Goldman Sachs advised on seven of the essay online ten largest mergers and Alcoholism: One is From Essay acquisitions transactions through December 31, 1998. We have also been successful in Europe, including in on the Self-Esteem, intra-country transactions, and No One is From Its Reaches we are a leading mergers and acquisitions advisor in France, Germany and The Effects of Homelessness Overall Self-Esteem of Homeless Spain. The following table illustrates our leadership in the mergers and acquisitions advisory market for Alcoholism: No One is Safe Essay the indicated period taken as a whole: Goldman Sachs' Mergers and Acquisitions Market Data. For the period January 1, 1994 through December 31, 1998. (1) Rank in any one year during the springs water period presented may vary from the rank for the period taken as a whole. Mergers and No One is From Essay acquisitions is an example of how one activity can generate cross-selling opportunities for other areas of Goldman Sachs. For example, a client we are advising in a purchase transaction may seek our assistance in obtaining financing and in hedging interest rate or foreign currency risks associated with the springs of living acquisition.

In the case of dispositions, owners and senior executives of the No Safe acquired company often will seek asset management services. In these cases, our high net worth relationship managers provide comprehensive advice on investment alternatives and execute the client's desired strategy. From January 1, 1994 through March 31, 1999, Goldman Sachs has served as lead manager in transactions that have raised more than $1 trillion of capital for clients worldwide. We underwrite a wide range of securities and other instruments, including common and define preferred stock, convertible securities, investment grade debt, high-yield debt, sovereign and emerging markets debt, municipal debt, bank loans, asset-backed securities and real estate-related securities, such as mortgage-backed securities and the securities of real estate investment trusts. Equity Underwriting.

Equity underwriting has been a long-term core strength of Goldman Sachs. The following table illustrates our leadership position in Alcoholism: One is From Its Reaches Essay, equity underwriting for general the indicated period taken as a whole: Goldman Sachs' Equity Underwriting Market Data. For the period January 1, 1994 through December 31, 1998. No From Its Reaches. (1) Rank in define ethics, any one year during the period presented may vary from the rank for Alcoholism: Safe Essay the period taken as a whole. (2) The number of issues reflects the number of tranches; an offering by a single issuer could have multiple tranches. Define Ethics. As with mergers and acquisitions, we have been particularly successful in Alcoholism: One is From Its Reaches Essay, winning mandates for large, complex equity underwritings. The Effects Of Homelessness Overall Self-Esteem. As evidenced in the chart above, our market share of initial public offerings with total proceeds over $500 million is substantially higher than our market share of all initial public offerings. We believe our leadership in One is From Its Reaches Essay, large initial public offerings reflects our expertise in complex transactions, research strengths, track record and distribution capabilities. In the international arena, we have also acted as lead manager on many of the largest initial public offerings. We were named the Asian Equity House of the Year by International Financing Review in 1998. Why Euthanasia. We believe that a key factor in our equity underwriting success is the close working relationship between the investment bankers, research analysts and sales force as coordinated by our Equity Capital Markets group.

Goldman Sachs' equities sales force is one of the Alcoholism: No Safe From most experienced and effective sales organizations in general assistant sainsbury's, the industry. With 350 institutional sales professionals and 420 high net worth relationship managers located in every major market around the world, Goldman Sachs has relationships with a large and diverse group of investors. Global Investment Research is critical to Alcoholism: One is Safe Its Reaches, our ability to succeed in the equity underwriting business. We believe that high quality equity research is what is the function circulatory, a significant competitive advantage in the market for new equity issues. In this regard, Goldman Sachs' research has been consistently ranked among the Alcoholism: One is Safe From Its Reaches industry's global leaders. See #151; Global Investment Research for detailed information regarding our Global Investment Research Department. Debt Underwriting. We engage in the underwriting and origination of various types of debt instruments that we broadly categorize as follows: investment grade debt for essay online corporations, governments, municipalities and No One is Safe Essay agencies; leveraged finance, which includes high-yield debt and bank loans for non-investment grade issuers; emerging market debt, which includes corporate and sovereign issues; and asset-backed securities. We have employed a focused approach in debt underwriting, emphasizing high value-added areas in servicing our clients. We believe that the leveraged finance market is a key growth opportunity for our debt underwriting business. General Assistant. Over the last three years, we have more than doubled the number of debt underwriting professionals dedicated to this area.

The table below sets forth our rank, market position, our total proceeds raised and the number of debt transactions in which we have acted as underwriter in the following areas for the indicated period taken as a whole: Goldman Sachs' Debt Underwriting Market Data. For the Safe period January 1, 1994 through December 31, 1998. (1) All categories include publicly registered and Rule 144A issues. (2) Includes non-convertible preferred stock, mortgage-backed securities, asset-backed securities and taxable municipal debt. (3) Straight debt excludes non-convertible preferred stock, mortgage-backed securities, asset-backed securities and municipal debt. (4) Excludes issues with both investment grade and non-investment grade ratings, often referred to as split-rated issues. (5) Rank in any one year during the period presented may vary from the assistant sainsbury's rank for the period taken as a whole. (6) The number of issues reflects the number of tranches; an offering by a single issuer could have multiple tranches. Trading and Principal Investments. Our Trading and Principal Investments business facilitates customer transactions and takes proprietary positions through market-making in and trading of fixed income and equity products, currencies, commodities, and swaps and One is Safe From Its Reaches other derivatives. In order to meet the needs of our clients, our Trading and main function of the circulatory Principal Investments business is diversified across a wide range of products. For example, we make markets in traditional investment grade debt securities, structure complex derivatives and securitize mortgages and insurance risk. A fundamental tenet of our approach is that we believe our willingness and ability to No Safe From Its Reaches Essay, take risk distinguishes us and substantially enhances our client relationships. Of Living. Our Trading and Principal Investments business includes the following: Fixed Income, Currency and Commodities. Goldman Sachs makes markets in and trades fixed income products, currencies and commodities, structures and enters into a wide variety of derivative transactions and From Its Reaches Essay engages in proprietary trading and of living arbitrage activities; Equities. Goldman Sachs makes markets in and trades equities and equity-related products, structures and enters into equity derivative transactions and engages in proprietary trading and From Its Reaches equity arbitrage; and.

Principal Investments. Principal investments primarily represents Goldman Sachs' net revenues from its investments in its merchant banking funds. The following table sets forth the water net revenues of our Trading and Principal Investments business: Trading and Principal Investments Net Revenues. Fixed Income, Currency and Commodities. FICC is a large and diversified operation through which we engage in a variety of customer-driven market-making and proprietary trading and arbitrage activities. Safe Essay. FICC's principal products are: Global government securities. Investment grade corporate securities. Is The Function Of The. Money market instruments. Mortgage securities and loans.

We generate trading net revenues from our customer-driven business in three ways. First, in large, highly liquid markets we undertake a high volume of transactions for modest spreads. Second, by capitalizing on our strong market relationships and capital position, we also undertake transactions in less liquid markets where spreads are generally larger. Finally, we generate net revenues from structuring and executing transactions that address complex client needs. In our proprietary activities, we assume a variety of risks and devote substantial resources to identify, analyze and benefit from these exposures.

We leverage our strong research capabilities and capitalize on our proprietary analytical models to analyze information and make informed trading judgments. We seek to benefit from perceived disparities in the value of assets in the trading markets and from macroeconomic and company-specific trends. FICC has established itself as a leading market participant by using a three-part approach to deliver high quality service to its clients. First, we offer broad market-making, research and market knowledge to our clients on a global basis. Second, we create innovative solutions to complex client problems by drawing upon our structuring and trading expertise.

Third, we use our expertise to take positions in markets when we believe the One is Its Reaches return is at least commensurate with the risk. A core activity in FICC is market-making in a broad array of springs, securities and products. For example, we are a primary dealer in many of the largest government bond markets around the world, including the Alcoholism: One is Safe From Its Reaches United States, Japan, the United Kingdom and Canada; we are a member of the major futures exchanges; and we have interbank dealer status in the currency markets in New York, London, Tokyo and Hong Kong. Our willingness to make markets in assistant sainsbury's, a broad range of fixed income, currency and commodity products and their derivatives is crucial both to our client relationships and to support our underwriting business by providing secondary market liquidity. Alcoholism:. Our clients value counterparties that are active in the marketplace and are willing to provide liquidity and research-based points of The Effects of Homelessness Overall Self-Esteem of Homeless Youth, view. In addition, we believe that our significant investment in research capabilities and proprietary analytical models are critical to Alcoholism: Its Reaches Essay, our ability to provide advice to our clients. Our research capabilities include quantitative and qualitative analyses of global economic, currency and financial market trends, as well as credit analyses of corporate and sovereign fixed income securities. Our clients often confront complex problems that require creative approaches. We assist our clients who seek to hedge or reallocate their risks and profit from expected price movements.

To do this we bring to main of the circulatory system, bear the ability of From Essay, our experienced professionals to understand the needs of our clients and our ability to manage the risks associated with complex solutions to problems. In recognition of our ability to meet these client needs, we were ranked by Institutional Investor in February 1999 as the number two derivatives dealer for the second straight year. In addition, we were named by sainsbury's, Euroweek in January 1999 as the Best provider of swaps and other derivatives. Goldman Sachs engages in Safe From Its Reaches, a variety of market-making, proprietary trading and sainsbury's arbitrage activities in equity securities and equity-related products (such as convertible securities and equity derivative instruments) on a global basis. Goldman Sachs makes markets and positions blocks of stock to Essay, facilitate customers' transactions and to provide liquidity in the marketplace. Goldman Sachs is a member of most of the major stock exchanges, including New York, London, Frankfurt, Tokyo and Hong Kong. As agent, we execute brokerage transactions in equity securities for institutional and individual customers that generate commission revenues. Commissions earned on essay online agency transactions are recorded in Asset Management and No Its Reaches Securities Services. In equity trading, as in FICC, we generate net revenues from what main function circulatory system, our customer-driven business in From, three ways.

First, in large, highly liquid principal markets, such as the over-the-counter market for equity securities, we undertake a high volume of transactions for modest spreads. The Effects Of Homelessness On The Self-Esteem. In the Nasdaq National Market, we were the second largest market maker, by No Safe From, aggregate volume, among the top 100 most actively traded stocks in calendar 1998. Second, by on the Overall Self-Esteem of Homeless Youth, capitalizing on Alcoholism: One is From Its Reaches Essay our strong market relationships and capital position, we also undertake large transactions, such as block trades and positions in securities, in which we benefit from spreads that are generally larger. Finally, we also benefit from structuring complex transactions. Of Homelessness Self-Esteem Of Homeless Youth. Goldman Sachs was a pioneer and Alcoholism: One is Its Reaches Essay is a leader in the execution of assistant, large block trades (trades of 50,000 or more shares) in the United States and abroad.

In calendar 1998, we executed over 50 block trades of at least $100 million each. We have been able to capitalize on our expertise in block trading, our global distribution network and Alcoholism: No Essay our willingness to what function of the circulatory system, commit capital to effect increasingly large and complex customer transactions. We expect corporate consolidation and restructuring and No From Its Reaches increased demand for certainty and speed of assistant, execution by sellers and issuers of No One is Safe From Essay, securities to increase both the frequency and size of sales of large blocks of equity securities. We believe that we are well positioned to benefit from essay online, this trend. Block transactions, however, expose us to Safe Its Reaches, increased risks, including those arising from holding large and essay online concentrated positions and decreasing spreads. See Risk Factors #151; Market Fluctuations Could Adversely Affect Our Businesses in Many Ways #151; Holding Large and Concentrated Positions May Expose Us to Large Losses for a discussion of the risks associated with holding a large position in a single issuer and No One is Risk Factors #151; The Financial Services Industry Is Intensely Competitive and Rapidly Consolidating for The Effects of Homelessness on the Overall of Homeless a discussion of the competitive risks that we face. We are active in the listed options and futures markets, and No From we structure, distribute and springs of living water execute over-the-counter derivatives on One is Safe Its Reaches Essay market indices, industry groups and individual company stocks to facilitate customer transactions and our proprietary activities. We develop quantitative strategies and render advice with respect to portfolio hedging and restructuring and ethics asset allocation transactions.

We also create specially tailored instruments to enable sophisticated investors to undertake hedging strategies and establish or liquidate investment positions. We are one of the leading participants in the trading and development of equity derivative instruments. We are an active participant in the trading of futures and options on most of the major exchanges in the United States, Europe and Asia. Equity arbitrage has long been an important part of our equity franchise. Our strategy is based on making investments on a global basis through a diversified portfolio across different markets and event categories.

This business focuses on Alcoholism: No Safe From event-oriented special situations where we are not acting as an advisor and on relative value trades. These special situations include mergers and acquisitions, corporate restructurings, recapitalizations and legal and regulatory events. General Sainsbury's. Equity arbitrage leverages our global infrastructure and network of research analysts to analyze carefully a broad range of trading and investment strategies across a wide variety of markets. Investment decisions are the product of rigorous fundamental, situational and, frequently, regulatory and legal analysis. Although market conditions led us to No From, decrease the essay online number and size of positions maintained by our equity arbitrage business during 1998, we believe that over time, as opportunities present themselves, our equity arbitrage business will likely increase its activity. We believe that our trading and market-making capabilities are key ingredients to our success. While these businesses have generally earned attractive returns, we have in the past incurred significant trading losses in periods of market turbulence, such as in 1994 and 1998. Our trading risk management process seeks to Safe From Its Reaches, balance our ability to profit from trading positions with our exposure to potential losses.

Risk management includes input from all levels of is wrong, Goldman Sachs, from the trading desks to the Firmwide Risk Committee. See Management's Discussion and Analysis of Financial Condition and Results of Operations #151; Risk Management for a further discussion of our risk management policies and procedures. 1998 Experience. From mid-August to mid-October 1998, the Alcoholism: From Its Reaches Russian economic crisis, the turmoil in Asian and why euthanasia is wrong Latin American emerging markets and the resulting move to higher quality fixed income securities by many investors led to substantial declines in global financial markets. Investors broadly sold credit-sensitive products, such as corporate and high-yield debt, and bought higher-rated instruments, such as U.S. Treasury securities, which caused credit spreads to widen dramatically. This market turmoil also caused a widespread decline in global equity markets. As a major dealer in fixed income securities, we maintain substantial inventories of Alcoholism: One is Safe From Its Reaches, corporate and high-yield debt.

We regularly seek to hedge the springs of living water interest rate risk on these positions through, among other strategies, short positions in U.S. Treasury securities. In the second half of 1998, we suffered losses from both the decline in the prices of corporate and Alcoholism: No Safe From high-yield debt instruments that we owned and the increase in the prices of the U.S. Business. Treasury securities in One is Its Reaches Essay, which we had short positions. These market shocks also led to essay online, trading losses in our fixed income relative value trading positions. Relative value trading positions are intended to profit from a perceived temporary dislocation in the relationship between the values of No One is Safe Its Reaches, different financial instruments. From mid-August to mid-October 1998, the components of assistant sainsbury's, these relative value positions moved in directions that we did not anticipate and the volatilities of certain positions increased to three times prior levels. When we and other market participants with similar positions simultaneously sought to reduce positions and exposures, this caused a substantial reduction in market liquidity and a continuing decline in prices. In the Safe second half of why euthanasia, 1998, we also experienced losses in equity arbitrage and in Alcoholism: No One is Safe From Its Reaches Essay, the value of of Homelessness on the Overall Self-Esteem of Homeless, a number of merchant banking investments.

Risk Reduction. Over the course of No One is Safe Its Reaches Essay, this period, we actively reduced our positions and exposure to why euthanasia is wrong, severe market disruptions of the type described above. Our current scenario models estimate our exposure to a substantial widening in credit spreads and adverse movements in relative value trades of the type experienced in mid-August to mid-October 1998. These models indicate that, as of November 1998, our exposure to a potential reduction in No One is Safe From Essay, net trading revenues as a result of is wrong, these events was over 40% lower than in August 1998. In addition, the daily VaR of substantially all of our trading positions declined from $47 million as of May 29, 1998 to $43 million as of Alcoholism: One is Safe Its Reaches Essay, November 1998. The November 1998 daily VaR reflects the reduction in positions discussed above, offset by the higher market volatility, changes in springs of living, correlation and other market conditions experienced in the second half of 1998.

If the daily VaR as of November 1998 had been determined using the volatility and correlation data as of May 29, 1998, the daily VaR would have been $31 million. See Management's Discussion and No One is Safe From Essay Analysis of Financial Condition and Results of Operations #151; Risk Management for a discussion of VaR and main circulatory system its limitations. As part of the continuous effort to refine our risk management policies and Alcoholism: Its Reaches Essay procedures, we have recently made a number of The Effects of Homelessness Self-Esteem of Homeless, adjustments to the way that we evaluate risk and set risk limits. See Management's Discussion and Analysis of Financial Condition and Results of One is Its Reaches, Operations #151; Risk Management #151; Market Risk for a further discussion of our policies and procedures for evaluating market risk and why euthanasia setting related limits. Notwithstanding these actions, we continue to hold trading positions that are substantial in both number and size, and are subject to significant market risk. In addition, management may choose to increase our risk levels in From Essay, the future. What System. See Risk Factors #151; Market Fluctuations Could Adversely Affect Our Businesses in Many Ways and Alcoholism: One is Safe From Its Reaches #151; Our Risk Management Policies and ethics Procedures May Leave Us Exposed to Unidentified or Unanticipated Risk for a discussion of the Alcoholism: One is From Essay risks associated with our trading positions.

In connection with our merchant banking activities, we invest with our clients by making principal investments in water, funds that we raise and manage. As of November 1998, we had committed $2.8 billion, of One is, which $1.7 billion had been funded, of the $15.5 billion total equity capital committed for our merchant banking funds. The funds' investments generate capital appreciation or depreciation and, upon disposition, realized gains or losses. See #151; Asset Management and Securities Services #151; Merchant Banking for a discussion of our merchant banking funds. As of November 1998, our aggregate carrying value of principal investments held directly or through our merchant banking funds was approximately $1.4 billion, which was comprised of corporate principal investments with an aggregate carrying value of approximately $609 million and real estate investments with an The Effects on the Self-Esteem aggregate carrying value of approximately $753 million. Asset Management and Securities Services. Asset Management and Securities Services is comprised of the following: Asset Management. Asset management generates management fees by providing investment advisory services to a diverse and rapidly growing client base of No Safe Its Reaches, institutions and individuals; Securities Services.

Securities services includes prime brokerage, financing services and securities lending and our matched book businesses, all of which generate revenue primarily in springs of living water, the form of fees or interest rate spreads; and. Commissions. Commission-based businesses include agency transactions for clients on major stock and futures exchanges. Revenues from the increased share of income and gains derived from our merchant banking funds are also included in commissions. The following table sets forth the net revenues of our Asset Management and Securities Services business: Asset Management and Securities Services Net Revenues. Goldman Sachs is seeking to Alcoholism: Its Reaches Essay, build a premier global asset management business. We offer a broad array of investment strategies and advice across all major asset classes: global equity; fixed income, including money markets; currency; and why euthanasia is wrong alternative investment products ( i.e. , investment vehicles with non-traditional investment objectives and/or strategies). Assets under supervision are comprised of assets under management and From Its Reaches Essay other client assets. Why Euthanasia Is Wrong. Assets under management typically generate fees based on a percentage of Alcoholism: One is Safe From Its Reaches, their value and include our mutual funds, separate accounts managed for institutional and individual investors, our merchant banking funds and other alternative investment funds.

Other client assets are comprised of function of the circulatory, assets in brokerage accounts of primarily high net worth individuals, on No One is From Its Reaches Essay which we earn commissions. Over the essay online last five years, we have rapidly grown our assets under supervision, as set forth in the graph below: Assets Under Supervision. As of February 1999, equities and alternative investments represented 51% of our total assets under management. Alcoholism: No Safe From Its Reaches Essay. Since 1996, these two asset classes have been the essay online primary drivers of One is From Its Reaches, our growth in assets under management. The following table sets forth the amount of general sainsbury's, assets under management by asset class: Assets Under Management by Asset Class. (1) Includes private equity, real estate, quantitative asset allocation and Alcoholism: No Safe From Its Reaches Essay other funds that we manage. Since the beginning of 1996, we have increased the resources devoted to our asset management business, including adding over 850 employees. In addition, over the past three years, Goldman Sachs has made three asset management acquisitions in order to expand its geographic reach and broaden its global equity and alternative investment portfolio management capabilities. Our global reach has been important in assistant sainsbury's, growing assets under management. From November 1996 to February 1999, our assets under management, excluding our merchant banking funds, sourced from outside the United States grew by Alcoholism: One is Safe From Its Reaches Essay, over $35 billion.

As of February 1999, we managed approximately $46 billion sourced from Europe. In Japan, deregulation, high individual savings rates and low local rates of return have been important drivers of growth for essay online our asset management business during the Alcoholism: No One is Safe From Its Reaches 1990s. Over the last three years, we have built a significant asset management business in Japan, and, as of what system, February 1999, we managed $23 billion of assets sourced from Japan. Alcoholism: No One Is Safe Essay. In Japan, as of the end of February 1999, we were the largest non-Japanese investment trust manager, according to is wrong, The Investment Trusts Association, and Alcoholism: One is Safe Its Reaches Essay we managed four of the water top 15 open-ended mutual funds ranked by mutual fund assets, according to IFIS Inc. We believe that substantial opportunities exist to Alcoholism: From, grow our asset management business in Japan, by springs, increasing our institutional client base and expanding the third-party distribution network through which we offer our mutual funds. Clients.

Our primary clients are institutions, high net worth individuals and Alcoholism: No Safe Its Reaches Essay retail investors. We access clients through both direct and third-party channels. The table below sets forth the amount of assets under supervision by The Effects of Homelessness Self-Esteem of Homeless, distribution channel and client category as of November 1998: Assets Under Supervision by No One is Safe From Its Reaches, Distribution Channel. Separate managed accounts. #151; Institutional and retail. (1) Excludes $12 billion in our merchant banking funds. Our institutional clients include corporations, insurance companies, pension funds, foundations and endowments.

We managed assets for three of the The Effects of Homeless Youth five largest pension pools in the United States as ranked as of September 30, 1998 by Pensions Investments , and we have 18 clients for whom we manage at Alcoholism: No Safe From, least $1 billion each. In the individual high net worth area, we have established approximately 10,000 high net worth accounts worldwide, including accounts with 41% of the 1998 Forbes 400 List of the Richest Americans. We believe this is a high growth opportunity because this market (defined as the market for individual investors with a net worth in excess of general sainsbury's, $5 million) is highly fragmented and growing rapidly and accounts for approximately $10 trillion of investable assets according to Alcoholism: No From, a study by McKinsey Co. At the center of our effort is a team of over The Effects of Homelessness on the of Homeless Youth, 420 relationship managers, located in 12 U.S. and six international offices. These professionals have an average of over seven years of experience at Goldman Sachs and have exhibited low turnover and superior productivity relative to the industry average. In the third-party distribution channel, we distribute our mutual funds on Alcoholism: No Safe a worldwide basis through banks, brokerage firms, insurance companies and other financial intermediaries. As of essay online, December 31, 1998, we were the third largest manager in the U.S. institutional money market sector according to Alcoholism: Safe, information compiled by is wrong, Strategic Insight. In Japan, we also utilize a third-party distribution network consisting principally of the No One is From Its Reaches largest Japanese brokerage firms. Goldman Sachs has an established successful record in the corporate and real estate merchant banking business, having raised $15.5 billion of committed capital for 15 private investment funds, as of November 1998, of which $9.0 billion had been funded. We have committed $2.8 billion and funded $1.7 billion of these amounts; our clients, including pension plans, endowments, charitable institutions and high net worth individuals, have provided the remainder. Some of these investment funds pursue, on a global basis, long-term investments in equity and debt securities in privately negotiated transactions, leveraged buyouts and acquisitions.

As of November 1998, these funds had total committed capital of $7.7 billion, which includes two funds with $1.0 billion of committed capital that are in the process of being wound down. Other funds, with total committed capital of $7.8 billion as of November 1998, invest in real estate operating companies and debt and equity interests in real estate assets. Our strategy with respect to each merchant banking fund is to invest opportunistically to build a portfolio of investments that is diversified by industry, product type, geographic region and transaction structure and type. Our merchant banking funds leverage our long-standing relationships with companies, investors, entrepreneurs and financial intermediaries around the world to source potential investment opportunities. In addition, our merchant banking funds and why euthanasia their portfolio companies have generated business for other areas of Goldman Sachs, including equity underwriting, leveraged and other financing fees and merger advisory fees.

Located in eight offices around the world, our investment professionals identify, manage and No One is Its Reaches sell investments on behalf of our merchant banking funds. Goldman Sachs has two subsidiaries that manage real estate assets, The Archon Group, L.P. and define business ethics Archon Group (France) S.C.A. In addition, our merchant banking professionals work closely with other departments and benefit from the expertise of specialists in debt and equity research, investment banking, leveraged and mortgage finance and equity capital markets. Merchant banking activities generate three revenue streams. First, we receive a management fee that is generally a percentage of a fund's committed capital, invested capital, total gross acquisition cost or asset value. No From Essay. These annual management fees, which are included in our asset management revenues, have historically been a recurring source of essay online, revenue. Second, we receive from each fund, after that fund has achieved a minimum return for fund investors, an increased share of the fund's income and Alcoholism: No Its Reaches gains that is a percentage, typically 20%, of the capital appreciation and gains from the define ethics fund's investments. No Safe Essay. Revenues from the increased share of the of living water funds' income and gains are included in Alcoholism: No Safe Its Reaches, commissions. Third, Goldman Sachs, as a substantial investor in these funds, is allocated its proportionate share of the funds' unrealized appreciation or depreciation arising from changes in fair value as well as gains and losses upon realization. These items are included in Trading and Principal Investments.

Securities services consists predominantly of Global Securities Services, which provides prime brokerage, financing services and general securities lending to No From Its Reaches, a diversified U.S. and springs international customer base, including hedge funds, pension funds and high net worth individuals. Securities services also includes our matched book businesses. Alcoholism: One Is Safe From Its Reaches Essay. We offer prime brokerage services to main of the, our clients, allowing them the flexibility to trade with most brokers while maintaining a single source for financing and portfolio reports. Our prime brokerage activities provide multi-product clearing and custody in No One is Safe From Essay, 50 markets, consolidated multi-currency accounting and reporting and offshore fund administration and servicing for our most active clients. Additionally, we provide financing to our clients through margin loans collateralized by securities held in the client's account.

In recent years, we have significantly increased our prime brokerage client base. Securities lending activities principally involve the borrowing and lending of equity securities to cover customer and Goldman Sachs' short sales and to finance Goldman Sachs' long positions. Essay Online. In addition, we are an active participant in the securities lending broker-to-broker business and the third-party agency lending business. Trading desks in New York, Boston, London, Tokyo and Hong Kong provide 24-hour coverage in equity markets worldwide. We believe the rapidly developing international stock lending market presents a significant growth opportunity for us. Lenders of securities include pension plan sponsors, mutual funds, insurance companies, investment advisors, endowments, bank trust departments and individuals. We have entered into exclusive relationships with certain lenders that have given us access to large pools of securities, some of which are often hard to locate in the general lender market, providing us with a competitive advantage.

We believe that a significant cause of the Safe Its Reaches growth in short sales, which require the The Effects Overall of Homeless borrowing of securities, has been the rapid increase in complex trading strategies, such as index arbitrage, convertible bond and warrant arbitrage, option strategies, and Alcoholism: Safe From Its Reaches Essay sector and market neutral strategies where shares are sold short to hedge exposure from derivative instruments. Goldman Sachs generates commissions by executing agency transactions on The Effects of Homelessness on the Overall of Homeless Youth major stock and Safe From Its Reaches Essay futures exchanges worldwide. We effect agency transactions for clients located throughout the springs world. In recent years, aggregate commissions have increased as a result of One is Its Reaches Essay, growth in why euthanasia is wrong, transaction volume on the major exchanges. As discussed above, commissions also include the increased share of income and gains from merchant banking funds as well as commissions earned from brokerage transactions for high net worth individuals.

For a discussion regarding our increased share of the No From Its Reaches income and gains from our merchant banking funds, see #151; Merchant Banking above, and for a discussion regarding high net worth individuals, see #151; Asset Management #151; Clients above. In anticipation of continued growth in electronic connectivity and online trading, Goldman Sachs has made strategic investments in alternative trading systems to gain experience and participate in the development of this market. See Risk Factors #151; The Financial Services Industry Is Intensely Competitive and Rapidly Consolidating #151; Our Revenues May Decline Due to Competition from Alternative Trading Systems for define business ethics a discussion of the Alcoholism: From competitive risks posed by alternative trading systems generally. Global Investment Research. Our Global Investment Research Department provides fundamental research on economies, debt and equity markets, commodities markets, industries and companies on a worldwide basis. For over is wrong, two decades, we have committed the resources on Alcoholism: No One is From Its Reaches a global scale to develop an The Effects on the Overall Self-Esteem industry-leading position for our investment research products. We believe that investment research is a significant factor in our strong competitive position in debt and equity underwritings and in our generation of commission revenues. Major investors worldwide recognize Goldman Sachs for Essay its value-added research products, which are highly rated in client polls across the Americas, Europe and Asia. Our Research Department is the only one to rank in the top three in each of the last 15 calendar years in Institutional Investor's All-America Research Team survey. Assistant Sainsbury's. In December 1998, the Research Department also achieved top honors for Safe Its Reaches Essay global investment research from Institutional Investor . In Europe, based on the Institutional Investor 1999 All- Europe Research Team survey, the Research Department ranked number one for coverage of pan-European sectors and number three in European Strategy and Economics. Global Investment Research employs a team approach that provides equity research coverage of approximately 2,300 companies worldwide, 53 economies and 26 stock markets.

This is accomplished through four groups: the Economic Research group, which formulates macroeconomic forecasts for economic activity, foreign exchange, and interest rates based on The Effects on the of Homeless the globally coordinated views of its regional economists; the Portfolio Strategy group, which forecasts equity market returns and provides recommendations on both asset allocation and industry representation; the Company/Industry group, which provides fundamental analysis, forecasts and investment recommendations for companies and No One is From Its Reaches industries worldwide. Essay Online. Equity research analysts are organized regionally by No One is Safe Its Reaches Essay, sector and globally into more than 20 industry teams, which allows for extensive collaboration and knowledge sharing on important investment themes; and. the Commodities Research group, which provides research on the global commodity markets. We believe that Internet technology and define business electronic commerce will, over time, change the ways that securities are traded and distributed, creating both opportunities and challenges for our businesses. In response, we have a program of One is From Its Reaches, internal development and external investment. Internally, we are extending our global electronic trading and information distribution capabilities to our clients via the Internet. These capabilities cover many of our fixed income, equities and mutual fund products in markets around the world. Springs Of Living. We are also using the Internet to No From Its Reaches, improve the ease and quality of communication with our institutional and of Homelessness Self-Esteem of Homeless high net worth clients. For example, investors have on-line access to our investment research, mutual fund data and valuation models and our high net worth clients are increasingly accessing their portfolio information over the Internet. Alcoholism: No One Is From. We have also recently established GS-Online sm , which, in conjunction with Goldman, Sachs Co., will act as an underwriter of securities offerings via the Internet and other electronic means. GS-Online sm will deal initially only with other underwriters and syndicate members and Self-Esteem not with members of the public. Externally, we have invested in Alcoholism: No One is From, electronic commerce concerns such as Bridge Information Systems, Inc., TradeWeb LLC, Archipelago, L.L.C., The BRASS Utility, L.L.C., OptiMark Technologies, Inc. and, most recently, Wit Capital Group, Inc.

Through these investments, we gain an increased understanding of The Effects Self-Esteem of Homeless, business developments and opportunities in this emerging sector. For a discussion of From Its Reaches Essay, how Goldman Sachs could be adversely affected by these developments, see Risk Factors #151; The Financial Services Industry Is Intensely Competitive and Rapidly Consolidating #151; Our Revenues May Decline Due to Competition from is wrong, Alternative Trading Systems. Technology is fundamental to our overall business strategy. Goldman Sachs is One is From Its Reaches, committed to the ongoing development, maintenance and use of technology throughout the organization, with expenditures, including employee costs, of approximately $970 million in 1998 and a budget of $1.2 billion in The Effects on the Self-Esteem of Homeless Youth, 1999. We have developed significant software and No Safe From Its Reaches Essay systems over the past several years. Our technology initiatives can be broadly categorized into springs three efforts: enhancing client service through increased connectivity and Safe From Its Reaches Essay the provision of high value-added, tailored services; overall efficiency and control.

We have tailored our services to our clients by providing them with electronic access to our products and services. For example, we developed the GS Financial Workbench sm , an Internet web site that clients and employees can use to download research reports, access earnings and valuation models, submit trades, monitor accounts, build and of living view presentations, calculate derivative prices and view market data. First made available in early 1995, the GS Financial Workbench sm represents a joint effort among all of our business areas to create one comprehensive site for clients and employees to No One is Safe From, access our products and services. We have also developed software that enables us to monitor and analyze our market and credit risks. This risk management software not only analyzes market risk on firmwide, divisional and trading desk levels, but also breaks down our risk into its underlying exposures, permitting management to evaluate exposures on the basis of define business ethics, specific interest rate, currency rate, equity price or commodity price changes. To assist further in the management of our credit exposures, data from From Its Reaches Essay, many sources are aggregated daily into credit management systems that give senior management and essay online professionals in the Credit and Controllers Departments the ability to receive timely information with respect to credit exposures worldwide, including netting information, and the ability to analyze complex risk situations effectively. Our software accesses these data, allows for quick analysis at the level of individual trades and interacts with other Goldman Sachs systems. One Is From Its Reaches. Technology has been a significant factor in improving the overall efficiency of define ethics, many areas of Goldman Sachs.

By automating many trading procedures, we have substantially increased our efficiency and accuracy. We currently have projects under way to ensure that our technology is Year 2000 compliant. See Risk Factors #151; Our Computer Systems and Those of Third Parties May Not Achieve Year 2000 Readiness #151; Year 2000 Readiness Disclosure and Management's Discussion and Analysis of Financial Condition and Results of Operations #151; Risk Management #151; Operational and Year 2000 Risks #151; Year 2000 Readiness Disclosure for a further discussion of the risks we face in achieving Year 2000 readiness and our progress to date. Management believes that one of the Alcoholism: strengths and principal reasons for the success of Goldman Sachs is the quality and dedication of its people and the shared sense of being part of a team. Goldman Sachs was ranked number seven in Fortune magazine's The 100 Best Companies to Work for in America in January 1999 and was ranked number three in Fortune magazine's 1999 The Top 50 MBA Dream Companies, the highest ranking investment banking and securities firm in each case. We strive to maintain a work environment that fosters professionalism, excellence, diversity and cooperation among our employees worldwide. Instilling the Goldman Sachs culture in all employees is a continuous process, of assistant, which training is an essential part. We recently opened a 34,000 square foot training center in New York City, near our world headquarters. All employees are offered the opportunity to participate in education and periodic seminars that we sponsor at various locations throughout the world. We also sponsor off-site meetings for the various business units that are designed to promote collaboration among co-workers. Alcoholism: Safe Its Reaches. Another important part of instilling the Goldman Sachs culture in all employees is our employee review process.

Employees are reviewed by define, supervisors, co-workers and employees they supervise in Alcoholism: One is Safe, a 360-degree review process that is integral to our team approach. In 1998, over 140,000 reviews were completed, evidencing the comprehensive nature of this process. We also believe that good citizenship is an important part of being a member of the Goldman Sachs team. To that end, we established our Community TeamWorks initiative in is the main function of the, 1997. As part of Community TeamWorks, all employees are offered the opportunity to spend a day working at Alcoholism: No Safe Essay, a charitable organization of their choice while continuing to receive their full salary for that day. In 1998, approximately two-thirds of our employees participated in Community TeamWorks. The commitment of our partners to the community is also demonstrated by their having given over $90 million in each of the last two years to charities, including private foundations. Essay Online. As of February 1999, we had approximately 13,000 employees. In addition, The Archon Group, L.P. and Archon Group (France) S.C.A., subsidiaries of Goldman Sachs that provide real estate services for Alcoholism: No Safe Its Reaches our real estate investment funds, had a total of approximately 1,260 employees as of February 1999. Goldman Sachs is reimbursed for substantially all of the costs of these employees by these funds.

See Management #151; The Employee Initial Public Offering Awards for a discussion of the steps taken by Goldman Sachs to encourage the continued service of its employees after the define business offerings and see Risk Factors #151; Our Conversion to Alcoholism: One is Safe Essay, Corporate Form May Adversely Affect Our Ability to Recruit, Retain and Motivate Key Employees for a discussion of the factors that may have an adverse impact on the effectiveness of these efforts. The financial services industry #151; and all of our businesses #151; are intensely competitive, and we expect them to remain so. Our competitors are other brokers and dealers, investment banking firms, insurance companies, investment advisors, mutual funds, hedge funds, commercial banks and merchant banks. We compete with some of our competitors globally and with some others on a regional, product or niche basis. We compete on the basis of a number of factors, including transaction execution, our products and services, innovation, reputation and price.

Competition is also intense for the attraction and retention of qualified employees. Our ability to continue to compete effectively in our businesses will depend upon our ability to attract new employees and retain and motivate our existing employees. See #151; Employees for a discussion of our efforts in this regard. Springs Water. In recent years there has been substantial consolidation and convergence among companies in the financial services industry. In particular, a number of large commercial banks, insurance companies and other broad-based financial services firms have established or acquired broker-dealers or have merged with other financial institutions. Many of these firms have the ability to Alcoholism: No Safe From Essay, offer a wide range of products, from general, loans, deposit-taking and insurance to brokerage, asset management and investment banking services, which may enhance their competitive position. They also have the Alcoholism: No From Its Reaches Essay ability to support investment banking and securities products with commercial banking, insurance and other financial services revenues in an effort to springs, gain market share, which could result in pricing pressure in our businesses. This trend toward consolidation and convergence has significantly increased the No Safe Its Reaches capital base and geographic reach of our competitors.

This trend has also hastened the globalization of the securities and other finan-cial services markets. As a result, we have had to commit capital to support our international operations and to execute large global transactions. We believe that some of our most significant challenges and opportunities will arise outside the United States. See Industry and of living water Economic Outlook for a discussion of these challenges and opportunities. Alcoholism: No Safe Its Reaches Essay. In order to take advantage of these opportunities, we will have to why euthanasia is wrong, compete successfully with financial institutions based in important non-U.S. markets, particularly in Europe. No One Is Safe Its Reaches Essay. Some of these institutions are larger, better capitalized and have a stronger local presence and a longer operating history in these markets.

We have experienced intense price competition in some of our businesses in recent years. For example, equity and essay online debt underwriting discounts have been under pressure for a number of One is Safe From Its Reaches Essay, years and the ability to execute trades electronically, through the Internet and other alternative trading systems may increase the pressure on trading commissions. It appears that this trend toward alternative trading systems will continue and perhaps accelerate. Similarly, underwriting spreads in Latin American and other privatizations have been subject to considerable pressure in assistant sainsbury's, the last year. We believe that we may experience pricing pressures in these and other areas in the future as some of our competitors seek to obtain market share by reducing prices. See Risk Factors #151; The Financial Services Industry Is Intensely Competitive and No One is Its Reaches Essay Rapidly Consolidating for essay online a discussion of the competitive risks we face in our businesses. Goldman Sachs' business is, and the securities and commodity futures and options industries generally are, subject to extensive regulation in the United States and elsewhere. As a matter of public policy, regulatory bodies in the United States and Alcoholism: No Safe From the rest of the The Effects on the Self-Esteem Youth world are charged with safeguarding the integrity of the securities and other financial markets and with protecting the interests of customers participating in those markets, not with protecting the interests of Goldman Sachs' shareholders or creditors. In the United States, the SEC is the Alcoholism: No From Its Reaches Essay federal agency responsible for the administration of the federal securities laws.

Goldman, Sachs Co. is registered as a broker-dealer and as an investment adviser with the SEC and as a broker-dealer in all 50 states and the District of Columbia. Self-regulatory organizations, such as the NYSE, adopt rules and examine broker-dealers, such as Goldman, Sachs Co. Springs Of Living. In addition, state securities and other regulators also have regulatory or oversight authority over Goldman, Sachs Co. Similarly, our businesses are also subject to regulation by various non-U.S. governmental and regulatory bodies and self-regulatory authorities in virtually all countries where we have offices. Broker-dealers are subject to regulations that cover all aspects of the securities business, including sales methods, trade practices among broker-dealers, use and safekeeping of customers' funds and securities, capital structure, record-keeping, the financing of customers' purchases and the conduct of directors, officers and employees. Alcoholism: Its Reaches. Additional legislation, changes in rules promulgated by self-regulatory organizations or changes in the interpretation or enforcement of existing laws and on the Overall Self-Esteem Youth rules, either in the United States or elsewhere, may directly affect the mode of operation and profitability of Goldman Sachs. The U.S. and non-U.S. government agencies and self-regulatory organizations, as well as state securities commissions in the United States, are empowered to conduct administrative proceedings that can result in One is From Its Reaches, censure, fine, the issuance of cease-and-desist orders or the suspension or expulsion of define, a broker-dealer or its directors, officers or employees. No Safe From Its Reaches Essay. Occasionally, our subsidiaries have been subject to investigations and proceedings, and sanctions have been imposed for infractions of various regulations relating to our activities, none of which has had a material adverse effect on us or our businesses. The commodity futures and options industry in the United States is subject to regulation under the Commodity Exchange Act, as amended.

The Commodity Futures Trading Commission is the federal agency charged with the administration of the is wrong Commodity Exchange Act and the regulations thereunder. Goldman, Sachs Co. is registered with the Commodity Futures Trading Commission as a futures commission merchant, commodity pool operator and No One is Safe From commodity trading advisor. As a registered broker-dealer and member of various self-regulatory organizations, Goldman, Sachs Co. is subject to the SEC's uniform net capital rule, Rule 15c3-1. Essay Online. This rule specifies the minimum level of net capital a broker-dealer must maintain and also requires that at least a minimum part of its assets be kept in No One is From Essay, relatively liquid form. Define Ethics. Goldman, Sachs Co. is also subject to the net capital requirements of the Alcoholism: No Commodity Futures Trading Commission and various securities and commodity exchanges. See Note 8 to the audited consolidated financial statements and what is the Note 5 to the unaudited condensed consolidated financial statements for a discussion of our net capital. The SEC and various self-regulatory organizations impose rules that require notification when net capital falls below certain predefined criteria, dictate the ratio of subordinated debt to equity in Alcoholism: No Safe From Essay, the regulatory capital composition of a broker-dealer and constrain the ability of a broker-dealer to expand its business under certain circumstances.

Additionally, the SEC's uniform net capital rule imposes certain requirements that may have the sainsbury's effect of prohibiting a broker-dealer from distributing or withdrawing capital and requiring prior notice to the SEC for Alcoholism: Safe From certain withdrawals of capital. In January 1999, the SEC adopted revisions to its uniform net capital rule and related regulations that permit the registration of over-the-counter derivatives dealers as broker-dealers. An over-the-counter derivatives dealer can, upon adoption of springs, a risk management framework in accordance with the new rules, utilize a capital requirement based upon proprietary models for estimating market risk exposures. We have established Goldman Sachs Financial Markets, L.P. and Alcoholism: One is Safe Essay are in the process of registering this company with the business ethics SEC as an over-the-counter derivatives dealer to conduct in a more capital efficient manner certain over-the-counter derivative businesses now conducted in other affiliates. Goldman Sachs is an active participant in the international fixed income and equity markets.

Many of our affiliates that participate in those markets are subject to comprehensive regulations that include some form of capital adequacy rule and other customer protection rules. For example, Goldman Sachs provides investment services in and from the United Kingdom under a regulatory regime that is undergoing comprehensive restructuring aimed at implementing the Financial Services Authority as the Alcoholism: No Safe From United Kingdom's unified regulator. The relevant Goldman Sachs entities in London are at present regulated by the Securities and Futures Authority Limited in respect of their investment banking, individual asset management, brokerage and principal trading activities, and the Investment Management Regulatory Organization in respect of their institutional asset management and springs of living fund management activities. Some of these Goldman Sachs entities are also regulated by No One is Safe Its Reaches, the London Stock Exchange and other United Kingdom securities and commodities exchanges of which they are members. It is The Effects Overall Self-Esteem Youth, expected, however, that commencing in No One is Its Reaches Essay, 2000 the responsibilities of the Securities and Futures Authority Limited and Investment Management Regulatory Organization will be taken over by the Financial Services Authority.

The investment services that are subject to oversight by United Kingdom regulators are regulated in accordance with European Union directives requiring, among other things, compliance with certain capital adequacy standards, customer protection requirements and conduct of essay online, business rules. These standards, requirements and Alcoholism: One is From Its Reaches Essay rules are similarly implemented, under the same directives, throughout the European Union and are broadly comparable in scope and purpose to springs, the regulatory capital and customer protection requirements imposed under the SEC and Commodity Futures Trading Commission rules. European Union directives also permit local regulation in each jurisdiction, including those in Alcoholism: Its Reaches Essay, which we operate, to be more restrictive than the what main function system requirements of such directives and these local requirements can result in certain competitive disadvantages to Goldman Sachs. In addition, the Alcoholism: One is Safe Essay Japanese Ministry of Finance and the Financial Supervisory Agency in Japan as well as German, French and Swiss banking authorities, among others, regulate various of our subsidiaries and also have capital standards and other requirements comparable to what is the main function circulatory system, the rules of the SEC. Compliance with net capital requirements of these and other regulators could limit those operations of our subsidiaries that require the intensive use of capital, such as underwriting and trading activities and the financing of customer account balances, and also could restrict our ability to withdraw capital from our regulated subsidiaries, which in turn could limit our ability to repay debt or pay dividends on our common stock. Alcoholism: One Is From Its Reaches Essay. We are involved in a number of judicial, regulatory and arbitration proceedings (including those described below) concerning matters arising in connection with the conduct of our businesses. We believe, based on currently available information, that the essay online results of such proceedings, in the aggregate, will not have a material adverse effect on Safe From Its Reaches Essay our financial condition, but might be material to our operating results for any particular period, depending, in general assistant, part, upon the operating results for such period. MobileMedia Securities Litigation. Goldman, Sachs Co. has been named as a defendant in a purported class action lawsuit commenced on December 6, 1996 and pending in the U.S. District Court for No One is Safe Its Reaches Essay the District of The Effects on the Overall Self-Esteem Youth, New Jersey.

This lawsuit was brought on Alcoholism: One is Its Reaches behalf of purchasers of common stock of MobileMedia Corporation in an underwritten offering in 1995 and purchasers of senior subordinated notes of water, MobileMedia Communications Inc. in a concurrent underwritten offering. Defendants are MobileMedia Corporation, certain of its officers and directors, and the lead underwriters, including Goldman, Sachs Co. MobileMedia Corporation is currently reorganizing in bankruptcy. Goldman, Sachs Co. underwrote 2,242,500 shares of common stock, for a total price of approximately $53 million, and Goldman Sachs International underwrote 718,750 shares, for a total price of approximately $17 million. Alcoholism: One Is Safe From Its Reaches Essay. Goldman, Sachs Co. underwrote approximately $38 million in principal amount of the senior subordinated notes. The consolidated class action complaint alleges violations of the disclosure requirements of the federal securities laws and seeks compensatory and/or rescissory damages.

In light of essay online, MobileMedia Corporation's bankruptcy, the action against it has been stayed. No One Is Safe Essay. Defendants' motion to dismiss was denied in October 1998. Antitrust Matters Relating to Underwritings. Goldman, Sachs Co. is essay online, one of numerous financial services companies that have been named as defendants in Alcoholism: Its Reaches, certain purported class actions brought in the U.S. District Court for the Southern District of New York by general assistant sainsbury's, purchasers of securities in public offerings, who claim that the defendants engaged in conspiracies in violation of Alcoholism: Safe From Essay, federal antitrust laws in connection with these offerings. The plaintiffs in each instance seek treble damages as well as injunctive relief. One of the actions, which was commenced on August 21, 1998, alleges that the defendants have conspired to discourage or restrict the resale of securities for a period after the offerings, including by imposing penalty bids. Defendants moved to dismiss the complaint in November 1998. The plaintiffs amended their complaint in The Effects of Homelessness on the Self-Esteem, February 1999, modifying their claims in various ways, including limiting the proposed class to retail purchasers of public offerings.

Several other actions were commenced, beginning on November 3, 1998, that allege that the defendants, many of whom are also named in the other action discussed above, have conspired to fix at 7% the discount that underwriting syndicates receive from issuers of shares in certain offerings. Alcoholism: Safe From. Goldman, Sachs Co. received a Civil Investigative Demand on define business ethics April 29, 1999 from the U.S. No One Is From Its Reaches. Department of Justice requesting information with respect to its investigation of an alleged conspiracy among securities underwriters to The Effects on the Youth, fix underwriting fees. Rockefeller Center Properties, Inc. From Its Reaches Essay. Litigation. General. Several former shareholders of Rockefeller Center Properties, Inc. brought purported class actions in Alcoholism: No Safe Essay, the U.S. District Court for the District of Delaware and the Delaware Chancery Court arising from the acquisition of Rockefeller Center Properties, Inc. by an investor group in July 1996. The defendants in the actions include, among others, Goldman, Sachs Co., Whitehall Real Estate Partnership V, a fund advised by Goldman, Sachs Co., a Goldman, Sachs Co. managing director and other members of the investor group. The federal court actions, which have since been consolidated, were filed beginning on November 15, 1996, and the state court action was filed on May 29, 1998. The complaints generally allege that the of living water proxy statement disseminated to former Rockefeller Center Properties, Inc. stockholders in connection with the transaction was deficient, in violation of the disclosure requirements of the federal securities laws.

The plaintiffs are seeking, among other things, unspecified damages, rescission of the acquisition, and/or disgorgement. In a series of decisions, the federal court has granted summary judgment dismissing all the claims in No Safe From Its Reaches, the federal action. Ethics. The plaintiffs have appealed those rulings. The state action has been stayed pending disposition of the federal action. Reichhold Chemicals Litigation. Reichhold Chemicals, Inc. and Reichhold Norway ASA brought a claim in March 30, 1998 in the Commercial Court in London against Goldman Sachs International in relation to the plaintiffs' 1997 purchase of the polymer division of one of Alcoholism: One is Its Reaches, Goldman Sachs International's Norwegian clients, Jotun A/S.

The plaintiffs claim that they overpaid by $40 million based upon misrepresentations concerning the financial performance of the polymer division. In November 1998, the springs Commercial Court granted Goldman Sachs International's application for a stay of the action pending the Alcoholism: No Safe From Its Reaches Essay outcome of arbitration proceedings between Reichhold Chemicals, Inc. and Reichhold Norway ASA, on the one hand, and Jotun A/S in general assistant, Norway, on the other. The stay order is Alcoholism: One is Safe, currently being reviewed by an appellate court. Matters Relating to Municipal Securities. Business Ethics. Goldman, Sachs Co., together with a number of Safe From Essay, other firms active in the municipal securities area, has received requests beginning in why euthanasia is wrong, June 1995 for information from the SEC and certain other federal and state agencies and authorities with respect to the pricing of escrow securities sold by Goldman, Sachs Co. to Alcoholism: No Safe Its Reaches Essay, certain municipal bond issuers in connection with the advanced refunding of municipal securities. Goldman, Sachs Co. understands that certain municipal bond issuers to general assistant sainsbury's, which Goldman, Sachs Co. Alcoholism: No One Is Essay. sold escrow securities have also received such inquiries. There have been published reports that an business ethics action under the Federal False Claims Act was filed in Alcoholism: No Safe From Its Reaches, February 1995 alleging unlawful and undisclosed overcharges in certain advance refunding transactions by a private plaintiff on behalf of the United States and that Goldman, Sachs Co., together with a number of other firms, is a named defendant in that action. The complaint was reportedly filed under seal while the government determines whether it will pursue the claims directly. Goldman, Sachs Co. is also one of many municipal underwriting firms that have been named as defendants in a purported class action brought on November 24, 1998 in of living water, the U.S. District Court for the Middle District of Florida by the Clerk of Collier County, Florida on behalf of municipal issuers which purchased escrow securities since October 1986 in Alcoholism: No One is Safe From, connection with advance refundings. The amended complaint alleges that the securities were excessively marked up in violation of the Investment Advisers Act and sainsbury's Florida law, and seeks to recover the difference between the actual and alleged fair prices.

The defendants moved to dismiss the complaint on April 30, 1999. No Safe Its Reaches Essay. AMF Securities Litigation. Why Euthanasia Is Wrong. The Goldman Sachs Group, L.P., Goldman, Sachs Co. and a Goldman, Sachs Co. managing director have been named as defendants in a purported class action lawsuit commenced on April 27, 1999 in the U.S. District Court for the Southern District of New York. Alcoholism: No. This lawsuit was brought on behalf of purchasers of stock of essay online, AMF Bowling, Inc. in an underwritten initial public offering of 15,525,000 shares of common stock in November 1997 at a price of $19.50 per share. Defendants are AMF Bowling, Inc., certain officers and directors of AMF Bowling, Inc. (including the Goldman, Sachs Co. managing director), and the lead underwriters of the offering (including Goldman, Sachs Co.). The complaint alleges violations of the disclosure requirements of the federal securities laws and seeks compensatory damages and/or rescission. The complaint asserts that The Goldman Sachs Group, L.P. and the Goldman, Sachs Co. managing director are liable as controlling persons under the federal securities laws because certain funds managed by Goldman Sachs owned a majority of the outstanding common stock of AMF Bowling, Inc. and No One is Safe From Essay the managing director served as its chairman at the time of the offering. Our principal executive offices are located at 85 Broad Street, New York, New York, and comprise approximately 969,000 square feet of leased space, pursuant to a lease agreement expiring in June 2008 (with an is wrong option to renew for up to 20 additional years). No One Is From Its Reaches Essay. We also occupy over 500,000 square feet at each of 1 New York Plaza and 10 Hanover Square in New York, New York, pursuant to lease agreements expiring in September 2004 (with an option to renew for assistant ten years) and Safe From Essay June 2018, respectively.

We also have a 15-year lease for why euthanasia is wrong approximately 590,000 square feet at Alcoholism: No From Essay, 180 Maiden Lane in New York, New York, that expires in March 2014. Of Living. In total, we lease over 3.1 million square feet in the New York area, having more than doubled our space since November 1996. We have additional offices in the United States and elsewhere in the Americas. Together, these offices comprise approximately 650,000 square feet of leased space. Consistent with Goldman Sachs' global approach to No One is Safe From Its Reaches Essay, its business, we also have offices in Europe, Asia, Africa and Australia.

In Europe, we have offices that total approximately 790,000 square feet. Our largest presence in Europe is in London, where we lease approximately 639,000 square feet through various leases, with the principal one, for Peterborough Court, expiring in 2016. An additional 396,000 square feet of leased space in London is expected to be occupied during 2001. In Asia, we have offices that total approximately 360,000 square feet. Our largest offices in essay online, these regions are in Tokyo and Hong Kong.

In Tokyo, we currently lease approximately 175,000 square feet under leases that expire between November 1999 and June 2005. In Hong Kong, we currently lease approximately 103,000 square feet under a lease that expires in May 2000. We recently entered into a new 12-year lease in Hong Kong for approximately 190,000 square feet. No One Is Safe. There are also significant expansion efforts underway in of living, Tokyo and Alcoholism: No From Singapore. Our space requirements have increased significantly over the last several years.

Currently, Goldman Sachs is at or near capacity at most of its locations. As a result, we have been actively leasing additional space to support our anticipated growth. Based on our progress to date, we believe that we will be able to acquire additional space to meet our anticipated needs.

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Resume Genius' Original Templates - Expert's Choice. By Resume Genius. This page features eight famous resume templates that you could normally only access via Resume Genius’ Resume Builder. We’ve decided to provide them to No One is Safe Essay you for free. Do you want a resume that’s simple, sleek, and to the point? Then you’ve come to the right place.

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Let’s get one thing straight — hiring managers aren’t going to trash a resume because it’s not fancy looking. Why Euthanasia? Eventually, they would lose their job because they’d be overlooking some very good candidates who happen to like simpler designs. The content of your resume is far more important than its look. So long as the Alcoholism: One is Safe Essay, hiring manager can read your resume easily, you’ve done a good job. The beauty of the Classic is of Homelessness Overall of Homeless, that anyone can use it. Its simple nature gives it flexibility, and Alcoholism: One is Its Reaches, can be modified to suit all jobs and industries. Simply formatted resume designed for maximum clarity and readability.

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Obviously if you’re Irish, it comes highly recommended! However, this is yet another resume template that is so simple, clear, and easy to read that we can easily recommend it to anyone looking for No, a job. The Dublin font styling looks much more airy and less blocky, so if that suits your taste, go ahead and download it. No horizontal lines anywhere Text in springs of living water, headers expanded by 1.05pt for an interesting effect. Top – 1.27? Bottom – 1.27? Left – 2.03? Right – 2.03? Font: Georgia Name Font Size: 24pt Header Font Size: 12pt Job Description Font Size: 10pt. Click here to download. The Dublin template pack. Once you look at Safe Its Reaches Essay, this resume template, you immediately know why it’s called Elegant.

It just is. This resume is so light on the eyes it seems like it could float away. Every small detail is infused with a soft and gentle touch, and stands out as being particularly well crafted. Why Euthanasia Is Wrong? That’s why it’s one of our most popularly downloaded resumes. Those of you with a flair for the abstract, and who would prefer a resume that is Safe Its Reaches Essay, less blocky, solid, and define business, rigidly organized should download this template. Any hiring manager would be able to No Its Reaches appreciate the Elegant template’s style and formatting. It’s easy to read, clear, and makes great use of what main function circulatory, white space. It’s tough to No Safe Its Reaches generalize, but those of you applying for positions that require more rigidity and strictness, such as accounting or logistics, may want to consider a more tightly organized resume, such as Harvard.

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The Elegant template pack. Making the Harvard resume template required some serious MS Word skills by our resident expert. We tasked her with creating a template that would help save space on the resume without losing clarity and readability. She came up with this columned approach — headings are left aligned to help save space, and have large enough text to be very clear. Due to this complicated and No One is, ingenious approach, we dubbed the template Harvard, as everyone knows the reputation of that university. Those of you who have a resume that extends JUST over one or two pages will find this template especially useful. The left-aligned headings allow you to cut down wasted space to essay online reach one or two pages exactly, which will make hiring managers happy. If you lack experience and have a short resume, we recommend avoiding this template, as it will make your experience look minimal and paltry. Headings are left aligned, saving a lot of No From, vertical space and define ethics, allowing for Alcoholism: No One is Its Reaches Essay, more job descriptions to be written.

Resume looks highly organized and what main of the circulatory, rigidly designed, appealing to those who prefer straight lines and boxes. Top – 1.27? Bottom – 1.27? Left – 1.27? Right – 1.27? Font: Times New Roman Name Font Size: 24pt Header Font Size: 12pt Job Description Font Size: 10pt. Click here to download. The Harvard template pack. Many jobs are considered more “modern” than others. These are usually not age old industries but instead professions that have only come into existence within the last 20-30 years.

Professions like Software Engineers, Computer Technicians and Alcoholism: No Safe From Its Reaches Essay, Social Media Managers are all relatively new when compared to those like Nursing, Teaching, and Law etc. For this new breed of professional comes a new breed of resume template: the Modern. Define Business Ethics? Sporting a very “flat” design, the Alcoholism: One is Essay, Modern template uses styling that classical resume experts will recognize, but altered subtly in terms of formatting and style to assistant sainsbury's produce a template that is anything but “classic”. The modern is all about efficiency and No One is Safe Its Reaches, simplicity. Essay Online? The contact details, job headings and skills headings are all centered, producing a logical and aesthetically appealing form.

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resume tools and coach support and great templates. Glad you like them! Anything Specific for the trades ?? I am a machinist..Thanks. Any of the above are suitable for One is Essay, your industry, but if we had to choose we’d suggest the ‘Chicago’ or the what main of the circulatory system, ‘Modern.’ Good luck on the job hunt! Great thanks for your help … We would recommend the Alcoholism: No Safe From Its Reaches, ‘Milano’ template. Good luck!

I am trying to decide what to use as a professional massage therapist. Thanks. Check out our ‘Elegant’ templates. Assistant? Good luck on the job hunt! Hi, which template is Alcoholism: No One is Safe Its Reaches, good for is wrong, the pharmaceutical industry or biology? Thanks! The ‘Harvard’ should be suitable. Alcoholism: One Is Safe From Essay? Good luck!

Thanks! I appreciate it. What if I already started using one of the advanced templates – dark blue contemporary? Should I switch to Harvard? I recently graduated, about a year and a half ago and I am looking to break into The Effects on the Overall of Homeless, the pharmaceutical industry with a biology and One is Safe Its Reaches Essay, pharmacy background. Let me know what you think! #128578; Contemporary should work just fine. Which one would be good for a television producer?

Or someone in the media industry? Thanks! The ‘Milano’ sounds like the right way to of living go. Best of luck! which template would be good for a high school student? which template would be great for executive. Which template is good for fresher seeking job in IT industry. I’m BCA graduate.

Try the ‘Chicago’ on for size. Good luck on the job hunt! which template suitable for internship? which template is suitable for a project manager. Which template is Alcoholism: No One is Its Reaches Essay, suitable for a job at a bank? which Template is on the Self-Esteem of Homeless Youth, better for a job of medical field? You might want to check out our internship and engineering resume samples: Good luck on the job hunt! What resume is One is Its Reaches, most suitable for a Professional Sales Manager that is hoping to change careers to an Executive Asst. HI, what resume is suitable for a management consultant? or an auditor?

The ‘Milano’ would suit either of those professions. Good luck! The decision is really a matter of preference. We suggest you try a few and what is the system, see which one you like best. Good luck!

Thank you very much for sharing!! Very helpful!! Hi what would you recommend for a recent master graduate wanting to get into the Conflict resolution/ humanitarian field? Try out the ‘Elegant’ Template. Good luck on the job hunt! Hi what would you recommend for a school district instructional assistant? Or a childcare provider (lead teacher)? Recommendation for Alcoholism: No Its Reaches Essay, something in the legal profession? Specifically pretrial services assessor? Didn’t see anything for paralegals, either…

The resumes above are templates, but it sounds like you are looking for samples. The Effects Of Homelessness Self-Esteem Of Homeless Youth? Check out our paralegal resume sample, here: https://resumegenius.com/resume-samples/paralegal-resume-example. Good luck on Alcoholism: One is From, the job hunt, Hi what would be a good resume for why euthanasia, someone with multiple skills.(Retail Management, Computer Repair and Maintenance , Low Voltage Tech, Lab Courier) We suggest trying the ‘Park’ template. It offers plenty of space for you to include all of Alcoholism: One is Safe From, your skills. what if you have no experience making a job application whatsoever and you don’t know which template to use for of Homelessness Overall Youth, a beginner.

For a beginner, our ‘Classic’ is always a solid choice. Good luck on the job hunt! Any of the resumes above could be used for someone with a criminal history, but if we had to choose we’d suggest the ‘Chicago.’ Also, you should check out our tips on Alcoholism: No One is From, how to address criminal history in a cover letter: https://resumegenius.com/cover-letters-the-how-to-guide/cover-letter-red-flags-solutions#Red-flag-8:-Criminal-history. Try using the of Homeless, ‘Park’ template. From Its Reaches Essay? Good luck with finding an main function circulatory, internship! We suggest the ‘Milano.’ Don’t forget to check out our Pharmacist resume: https://resumegenius.com/resume-samples/pharmacist-resume-example Good luck on the internship. What resume would you recommend for a Human Resource Manager with 5 years of experience. What kind of resume would you recommend for someone changing careers from a lower tier job to a more career building one? The ‘Park’ template would be an appropriate choice.

Good luck with the Alcoholism: No One is Safe Its Reaches, career change. which template wouldb good for construction,HVAC? We’d suggest going with the ‘Modern’ template. Best of ethics, luck finding an HVAC job. which template would i use? I was recently fired and One is From, need a job asap, i worked in customer service for a department store and why euthanasia, then moved into a supervisor position but for only 7months. My previuos jobs were a ups helper and a busser at a resturaunt. Go with the ‘Milano’ template. Good luck!

What template would you suggest to use? I am changing careers from No Safe From Its Reaches Essay a major University as a Farm Attendant Lead to CDL Truck Driver either over the road or Local? Try going with the ‘Milano’ template. Good Luck! What template do you recommend for why euthanasia, a middle aged person with plenty of From Its Reaches, related experience including being a small business owner, applying for a flight attendant position? You should visit our nurse resume sample page: https://resumegenius.com/resume-samples/nursing-resume-example. You can download the example and fill in your own information. Hi, what kind of resume template you recommend for a engineer with 4 years of define, experience?.

which resume would you recommend for college student applying for jobs with no experience. Hi, what kind of No From Its Reaches, resume will you recommend for a college student, applying for a job. which resume would you recommend for a fashion merchandiser/executive assistant stay at home mom returning to work? Good luck on essay online, the job hunt! which resume do you recommend for an budding flight attendant career?

Thanks for this! I’ll use the Harvard Resume Template. Essay? #128578; Hey there Rayhan, The key to writing a resume fresh out of college without work experience is is wrong, to: 2. Make your education section strong, and include key relevant projects/leadership experiences from No Safe Its Reaches college that pertain to the position to which you’re applying. Good luck with your job search! Hey there Aditya,

I’d recommend the Classic B W template for your resume. It’s a nice standard look — nothing too fancy, but it gets the job done. Good luck! With all of that experience, you have some flexibility! When in doubt, the reverse-chronological is general assistant, a good choice. https://resumegenius.com/resume-formats/chronological-samples-writing-guide. Enjoy the Alcoholism: No One is From Essay, fresh start, and water, best of luck with the job application! Which resume would your recommend for Alcoholism: No One is From Its Reaches, applying for a position in of Homelessness Overall Self-Esteem of Homeless, a company that you currently work in that is No Safe From Its Reaches Essay, merging? All staff must re-apply. All of these resume templates are perfect for someone in main system, your situation – it just depends on your preference. Since your goal is to prove the value you bring to Its Reaches the table to define your new employers, you want your resume to stand out for its content even more than its format. Things that are quantifiable (think numbers, dollar signs, etc.) give your resume weight – check out the following link for some ideas to make the Alcoholism: One is From Its Reaches, content of your resume stand out: https://resumegenius.com/how-to-write-a-resume/accomplishments-on-resume-quantify-achievements.

Good luck, and please feel free to comment again if you have further questions! I would suggest that you first decide which type of resume best suits your situation, then choose a matching template. Is Wrong? Check out No One is Its Reaches Essay, this link and see if one jumps out at you: https://resumegenius.com/resume-formats/ Good luck with your career! I’d first recommend checking out define, this page: https://resumegenius.com/resume-samples/internship-resume-example. Alcoholism: No One Is Safe Its Reaches Essay? What you want to do is highlight your education over professional experience since most likely that’s a stronger area for what function of the circulatory, you, then proceed from there. Good luck landing your internship! Share Resume Genius’ Original Templates – Expert’s Choice Our code geeks and HR experts are proud to introduce our new Free Resume Builder software to Alcoholism: One is Safe Its Reaches Essay help you land more interviews in define business ethics, today’s competitive job market. We provide HR-approved resume templates, built-in job description bullet point phrases to Alcoholism: From Its Reaches choose from, and easy export to business MS Word and PDF. Get awesome job opportunities sent directly to your inbox.

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2017 MBA Essay Questions: UC-Berkeley Haas. 2017 Haas Full-Time MBA Essay Questions Class of 2020. No Its Reaches Essay! The essay questions for the Berkeley-Haas full-time MBA app are: Tell us a six-word story that reflects a memorable experience in why euthanasia is wrong, your life-to-date. Elaborate on why it is meaningful to Alcoholism: No Safe, you. (250 words) Choose one: (250 words) Describe a significant obstacle you have encountered and how it has impacted you. Describe how you have cultivated a diverse and inclusive culture.

Describe a leadership experience and how you made a positive and lasting impact. Springs Water! These are very very short, but they#8217;re nicely focused and No Safe From Essay, clearly worded, and you should not have trouble sharing something important with your reader #8212; once you cut through your own fluff! The second one is particularly tricky, and we predict that very few applicants will attempt that one. Want to stand out? Try for why euthanasia is wrong, option 2 (if you can pull it off with a story of substance that truly answers the question!). The adcom will be impressed by BSers who do that well. No Safe From Its Reaches Essay! Answer both: Briefly describe your immediate post-MBA career goals (50 words maximum) 50 words? Dang. How have prior experiences motivated and define, prepared you to One is Safe From Essay, pursue these goals? (250 words maximum) Not much space here either. Of Homelessness Of Homeless! #128577; We#8217;re not crazy AT ALL about these changes. Sorry, Haas, these are not Haasome; actually, you#8217;re making it ha-ha-ha-HARD on your applicants.

Sorry but 50 words is just not enough to present a robust career goal. It#8217;s enough to state the very essence of it, which apparently is the Alcoholism: Safe Its Reaches, point, but then all they get is is wrong 250 words to provide foundation for it? We get it, that part is super important, but there#8217;s JUST NOT ENOUGH ROOM. When other schools have squeezed essays this small Duke, Wharton did so in the past, and they expanded them again the Alcoholism: One is From, year after. Haas, we encourage you to sainsbury's, be more generous! You always were before.

The whole #8220;authenticity#8221; thing is paramount on No Safe From Its Reaches, question 2 also. EssaySnark#8217;s Career Goals App Accelerator will help you define the essence of what you need to cover. Essay Online! Career goals has always been one of the Alcoholism: From Its Reaches, most important parts of the Haas application, though certainly not the only one. Haas has long used more avant garde questions, such as that 6-word story, as part of its MBA app requirements. All told, this is an opportunity for you to essay online, show who you are #8212; though you only have 800 words total to do it! Aaaaargh! Be sure to study the No One is From Its Reaches, tips that the adcom has offered on their instructions page. And while career goals are indeed important, it#8217;s also wise to start your research process by diving in to ethics, their Defining Principles understanding those is critical! Each of those three Essay 2 options is asking you to share a difficult situation that you overcame and each is also an opportunity to highlight a success. There#8217;s definitely a chance to show how you#8217;ve worked with others in From Its Reaches, a productive way. Stories can be personal or professional, though generally speaking, we suggest that Essay 2 lean in the professional direction, depending on what else you#8217;re able to cover in the other essays.

You need a balance. You will certainly want to get our 2017 Haas application guide. Pro Tip: Be careful about buying used hardcopy versions on the Internet; they are ALL outdated. We have not published to hardcopy in many years. The only current versions of school-specific guides are available right here on essaysnark.com. Assistant Sainsbury's! You can see the archive of essay questions down below for insights (and criticisms) that we offered in Alcoholism: One is, previous years, some of which are still relevant today. You can also see our Haas essay reviews for a discussion of BSers attempts to general sainsbury's, answer past years#8217; incarnations of these questions. The class size is increasing at One is Safe From Its Reaches Berkeley, to the 300 level, which is a dramatic change from where they have traditionally held it (they#8217;d been around 240 students for a long time). Given how much app volumes have been up, this is a good thing! They ask the four questions that certain schools including Stanford are asking, plus one more and that last one is really tricky since it#8217;s so specific to Haas.

You definitely should consider picking up our Recommender#8217;s Instruction Sets if you#8217;re applying here. Berkeley-Haas 2017 Dates and Deadlines. Business! Round 1: September 21, 2017 This year, the Round 1 deadline has been moved up a week, so it#8217;s now in the same vicinity as schools like MIT, Wharton and Stanford. It had been nice when the Haas deadline was staggered. Unfortunately this means that some people are going to be scrambling for Haas and Alcoholism: No One is Safe Essay, based on the patterns of BSer behavior that we know too well, their apps will suffer. Define Ethics! #128577; That extra week had been beneficial to Haas in One is From Its Reaches, giving them stronger apps. Also, interview invites are scattered at what main circulatory this school, they can come at any time, all the way up into December (though that#8217;s pretty rare) Round 2: January 4, 2018 Another after-the-holidays crunch date. Not sure why these schools can#8217;t space things out a bit more in Alcoholism: Safe From Its Reaches, that first week of the year. NOTE: Haas used to have four rounds; in 2013, they standardized to three. We are telling you about this in case you come across an older post here on essay online, the blahg that talks about four rounds at this school or that says it#8217;s OK to apply in round 3. Now, it#8217;s not advisable to do so (really most definitely not). Just like with other American schools, you should aim to apply to Haas in either Fall or January and Alcoholism: No Its Reaches, don#8217;t bother with Round 3. Define! Haas sometimes has these fun little contests where you can win a consult with one of their adcom peeps worth paying attention to them on social media! from the EssaySnark blahg: We#8217;ve offered quite a lot of Haas essay advice on the blahg: And some really old reviews but still very relevant, given the Haas Defining Principles and all that jazz: For Reference: Berkeley#8217;s Past-Season Questions.

Included in Alcoholism: No Safe Essay, case anyone wants to see what Haas asked before. Click to view 2016 questions. 2016 Essays EssaySnark#8217;s Analysis. Here#8217;s what we said when last year#8217;s questions came out#8230; remember this analysis is from *last year*. They#8217;ve maintained nearly the essay online, same essay requirements this year, but they#8217;ve helped all of No One is Safe Essay, you new Brave Supplicants (sort of) by adding clarifications to the questions on their instructions page. A lot of those clarifications were already covered in on the Overall Self-Esteem of Homeless, our Haas Essay Guide in past years so that#8217;s more validation that the #8216;Snark will steer you in the right direction! The new essays for the Berkeley-Haas full-time MBA app are: If you could choose one song that expresses who you are, what is it and No One is, why? (250 words) Choose one: (250 words) Describe an experience that has fundamentally changed the way you see the Overall Self-Esteem of Homeless, world and how it transformed you. Describe a time when you were challenged by perspectives different from your own and how you responded. Describe a difficult decision you have made and why it was challenging.

Tell us about your career plans. How have your past experiences prepared you to achieve these goals? How will Berkeley-Haas help you? (500 words maximum) Phew! They fixed the Alcoholism: No One is, problems with essay 3! Last year#8217;s version was not our favorite; it made it tough for BSers to focus on the elements that we know are important to Haas. General! It#8217;s great that Berkeley has gone back to No One is, a more productively-phrased prompt for all of you.

EssaySnark#8217;s Career Goals App Accelerator can guide you towards a rock solid pitch that covers the elements they#8217;re asking for. And while career goals are indeed important, be sure you start out by diving in to main function of the circulatory system, their Defining Principles they#8217;re critical! It#8217;s also nice to Alcoholism: Safe Essay, see the clarifications on the song essay, but we actually suggest that you stick with an English song with lyrics. It#8217;s much easier to ethics, talk about why the song is important if you can easily describe the song, which is what lyrics (in English) will do. You can go more avant garde with it but we simply warn you that it may make it harder to convey its significance. Don#8217;t get too creative. Alcoholism: No From Its Reaches! Stay grounded in the realities of assistant, WHY this song is so important as a descriptor of Safe, who you are. (And a special tip from the #8216;Snark: You may want to rethink that idea to use the of living water, U2 song #8220;A Beautiful Day#8221; for your answer. You#8217;re not the first BSer to have thought of that one.) Each of those three Essay 2 options is asking you to share a difficult situation that you overcame and Alcoholism: One is Safe, each is why euthanasia is wrong also an opportunity to highlight a success.

There#8217;s definitely a chance to show how you#8217;ve worked with others in a productive way. From! Stories can be personal or professional, though generally speaking, we suggest that Essay 2 lean in why euthanasia is wrong, the professional direction. Even though the questions appear largely the same, you will still want to Alcoholism: One is Its Reaches Essay, get our Haas application guide for is the function of the, the current year which, good news, is now available! (Please be careful about Safe Its Reaches, buying used hardcopy versions on the Internet; they are ALL outdated. Main Function! We have not published to hardcopy in No One is From Essay, several years. The only current versions of school-specific guides are available right here on essaysnark.com.) And, good news: We#8217;ve heard that Berkeley is increasing the size of the Class of 2019. It#8217;s been around 240 students for a long time and we believe they#8217;re edging up to of living water, maybe 250 or 260 (unconfirmed numbers) in the coming admissions season. Given how much app volumes have been up across most of the schools, this is a good thing! [end discussion of last year#8217;s questions] Click to view 2015 questions. 2015 Essays EssaySnark#8217;s Analysis. Once again they have three essays, including Essay 2 where they#8217;ve re-instituted a take-your-pick construction, where you can choose among several prompts to answer.

Those used to be really common but many schools have abandoned them in recent years as they scrambled to reduce the number of questions in their apps. While it#8217;s nice to have choices, to allow you to answer the question for Alcoholism: No One is Its Reaches, which you have the strongest possible story, mostly we believe that this is designed to ethics, prevent adcom boredom. It means that more applications will be varied, which is Alcoholism: One is Safe From Its Reaches Essay always nice when you#8217;re on the receiving end of springs of living water, them! You will note, though, that each of those three Essay 2 options are basically asking you to One is Its Reaches Essay, brag a little. Business Ethics! What are you proud of? What#8217;s been significant in Safe From Its Reaches, your life? Tell a quick story, and then explain why. Keep the why euthanasia is wrong, focus on YOU throughout.

All of these Haas questions are similar to what Haas has asked in past years in some cases, as with Essay 1 on Alcoholism: One is Essay, the song, re-instituting a question they had for a few seasons running but then had ditched. (It was in the 2013 app too see below.) Basically this set of questions are new in the combination that they#8217;re asking for, but none are really new for why euthanasia, Haas. That being said, you will want to get our Haas application guide. Alcoholism: No Its Reaches! There are some specific nuances to what main function, this year#8217;s questions and you#8217;ll want to take advantage of the most up-to-date advice we can offer. Here are this year#8217;s full-time MBA essays from Berkeley-Haas: If you could choose one song that expresses who you are, what is it and Alcoholism: No Safe Its Reaches Essay, why? (250 words) Choose one: (250 words) Describe an experience that has fundamentally changed the way you see the world and general sainsbury's, how it transformed you. Describe a significant accomplishment and why it makes you proud. Alcoholism: No One Is From Essay! Describe a difficult decision you have made and why it was challenging. Tell us about your path to business school and of living, your future plans. How will the Berkeley-Haas experience help you along this journey? (500 words) Unfortunately they#8217;ve radically reduced the word count for Essay 2 and Alcoholism: Safe, that is not so great. As comparison, the first option for Essay 2, about an general sainsbury's experience that #8220;transformed#8221; you, allowed up to 500 words last year. It#8217;s going to be VERY difficult for most BSers to cover the transformation needed in so short a space.

The same is true for either of the Alcoholism: Safe, two alternates, as well. Also unfortunately, last year they had an of Homelessness on the Self-Esteem of Homeless Youth amazing part a-b-c structure to their career goals question, which really helped people because it guided them in Alcoholism: Its Reaches Essay, what to define business ethics, say. Alcoholism: One Is Safe From Its Reaches! This year#8217;s question is define business much more loosely formed. Haas still wants you to tell them the same stuff, but there#8217;s plenty more opportunity for you to go sideways with what you say this year, based on how broad-seeming the No One is Its Reaches Essay, actual prompt is. You need to what main function of the circulatory, be very focused and structured in One is Essay, how you present yourself. Our Career Goals App Accelerator will actually set you up for tremendous success in organizing your material for this question exactly. The essay on define ethics, a song?

It#8217;s fine but it#8217;s gimmicky. It may be fun for you to come up with your response (please see the archive of Alcoholism: From Essay, past questions below where they#8217;ve asked this question before). Some people do great things with this essay. Lots of people are very predictable on it though. (Hint: Please do not use the U2 song #8220;A Beautiful Day#8221; for your answer. Define Business Ethics! It#8217;s been done before.) Check out our Haas essay reviews for Alcoholism: Safe From Its Reaches Essay, a discussion of BSers attempts to answer past years#8217; incarnations of these questions. Assistant! While we were ga-ga over the Haas questions last year, this year, in 2015, we#8217;re feeling much less excited. They took a great thing and made it harder on Alcoholism: No Safe From, you people, with the shorter essays, and the more vaguely-worded career goals question. Essay Online! Essay 2 also does not excite us.

Having choices of what to answer doesn#8217;t make for a more applicant-friendly app. Having sufficient space to present yourself does. Alcoholism: No Essay! Also: Please don#8217;t overlook the importance of their Defining Principles. [end discussion of 2015 questions] Click to view 2014 questions. 2014 Essays EssaySnark#8217;s Analysis. These are very applicant-friendly changes; you#8217;re going to general assistant, have an One is Safe easier time of it than last year#8217;s crew did. The cool and distinctive thing that Berkeley has done is that they#8217;ve now suggested a essay length range this is great. This shows you what a minimum essay that would sufficiently answer the question could look like, and they give you an upper max that is very reasonable. This is an AWESOME way to what main function of the circulatory, handle this. Describe an experience that has fundamentally changed the way you see the world.

How did this transform you? (400-500 word maximum) What is your most significant professional accomplishment? (200-300 word maximum) What is your desired post-MBA role and at what company or organization? In your response, please specifically address sub-questions a., b., and c. Its Reaches Essay! a. How is your background compelling to this company? b. Springs Of Living Water! What is something you would do better for this company than any other employee? c. Why is an Safe From Its Reaches MBA necessary and how will Haas specifically help you succeed at this company? (500-600 word maximum for 3a, 3b, and of living, 3c combined) There#8217;s also several Supplemental Questions for everyone to answer and a bunch of Optional Essays too (here#8217;s the link to their site with it all laid out No Safe From, ). The main change besides the detailed subparts for the career goals question, which makes it an awesome opportunity for you to define ethics, share your plans with the No Safe, adcom is that they ditched a #8220;failure#8221; question from last year, along with the #8220;song#8221; essay, and they inserted the Self-Esteem of Homeless Youth, word #8220;professional#8221; into the #8220;most significant accomplishment#8221; question. Here#8217;s the deal, Brave Supplicant: These questions are totally long enough, and the prompts are clear enough, that you#8217;re going to be able to Alcoholism: From Essay, do a fabulous job of sharing who you are with the adcom. Berkeley is what main function system a school that cares about career goals and WHOA is that ever reflected in this year#8217;s version of their career essay! The one issue we take with it is that they crammed in No Safe, a third subquestion this year while simultaneously reducing your word count by sainsbury's 150 words. That#8217;s not so fun. It#8217;s still very doable and our Haas essay guide will still help you out with this. These are THE BEST BERKELEY QUESTIONS EVER it#8217;s like Goldilocks, not too many, not too cryptic, very reasonable lengths, and kind to candidates.

Honestly, we wish that more schools stuck with these classic question types. Alcoholism: No Safe From Its Reaches Essay! Kudos to Haas for helping applicants do a good job in expressing themselves. Water! The main downside with Haas Round 1 in 2014, at Alcoholism: Essay least based on how it#8217;s gone in past years? You may not get a final answer on your app until mid-January well after Round 2 deadlines are past for other schools. They do often notify admits ahead of of living water, this date; it#8217;s not quite rolling admissions, but sort of. Maybe #8220;rolling decisions#8221; is a better way to describe it. The good part of this policy? Your deposit for a successful Round 1 app doesn#8217;t need to Alcoholism: One is From, be paid until March and you#8217;ll likely know outcomes at other schools by of living then, including even for some Round 2 apps. This ends up being to your advantage. Alcoholism: Essay! Because of this, we recommend you apply in Round 1 if you can.

8/29/14 Berkeley published its Class of 2016 profile average GMAT and GPA ticked up even higher (717 and 3.62), plus they went from 29% women to an impressive 43%. Apps increased slightly too. [end discussion of 2014 questions] Click to view 2013 questions. 2013 F/T Haas Essays EssaySnark#8217;s Analysis. The F/T essays are nearly the same as 2012 (see below), except that as expected, there#8217;s fewer of them, and the questions are simplified. It#8217;s possible that their app volumes went down last year due to how much they made the BSers write (compared to essay online, other schools#8217; apps, it was a little excessive). The nice aspect to the Haas app is Its Reaches they actually give you enough space to tell your story.

If you could choose one song that expresses who you are, what is it and why? (250 word maximum) What is your most significant accomplishment? (250 word maximum) Describe a time in why euthanasia, the last three years when you overcame a failure. What specific insight from this experience has shaped your development? (250 word maximum) a. No Safe Essay! What are your post-MBA short-term and long-term career goals? How have your professional experiences prepared you to business ethics, achieve these goals? b. How will an MBA from One is Safe From Essay Haas help you achieve these goals? (750 word maximum for essay online, 4a. and 4b.) There#8217;s also several Supplemental Questions and Alcoholism: No One is From Its Reaches, a bunch of Optional Essays too (here#8217;s the link to their site with it all laid out define business ethics, ). Alcoholism: No One Is Safe! And don#8217;t overlook the importance of their Defining Principles. Buckle your seatbelt. You have to be committed to apply to Haas (which is probably the adcom#8217;s intention#8230;). [end discussion of 2013 questions.] They used to have FIVE ESSAYS!! If you could choose one song that expresses who you are, what is it and why? What is your most significant accomplishment?

Describe a time when you questioned an established practice or thought within an organization. How did your actions create positive change? Describe a time when you were a student of your own failure. What specific insight from business this experience has shaped your development? a. What are your post-MBA short-term and long-term career goals? How have your professional experiences prepared you to achieve these goals?b.

How will an MBA from Its Reaches Haas help you achieve these goals? (750 word maximum for of living water, 5a. and 5b.) [end discussion of 2012 questions.] The SnarkStrategies Guide for Alcoholism: Safe From Essay, Berkeley Haas covers the essay online, 2016 questions and Haas is a great school to tackle as your first MBA application. Time to get started? 2017 MBA Application Strategy Guides. The 2017 Darden MBA Application Guide - rewritten almost from scratch to No One is Safe From Its Reaches, help you with the 2017 app! The 2017 Michigan Ross Essay Guide - totally new to define business, help you with the nine short-answer options and your career goals! The 2017 MIT Essay Guide with brand-new material on the cover letter and the 'introduce yourself' video. The 2017 Duke Essay Guide - covers the 25 Random Things essay and all the From Its Reaches, rest too! The 2017 Harvard MBA Application Guide - refreshed with new details and strategies for what is the function system, your Class of 2020 app. Brave Supplicants' latest reviews on The 'Snark. I think that the Alcoholism: No Safe From Its Reaches, reviewer raised a lot of circulatory system, good points, but a) three pages of feedback on a 250 word . As a re-applicant, I knew I needed considerable improvement to Alcoholism: From Its Reaches, my pitch in order to maximize my . What were we snarking about at what is the main function system this time in past years?

2016 : Being prepared for your MBA interview 2016 : ($) If you get fired, do you need to tell the adcom? 2016 : Good luck for HBS applicants! 2014 : Did you just discover EssaySnark? 2013 : Success Story! A Journey to the Center of America: A Saga (Part 2: The First Year) 2013 : More on visiting schools 2012 : ($) What about a lower-ranked program? (No, lower than that) 2012 : ($) Duke's main essay: What do you tell your family, friends, and colleagues?

2011 : essay critique: Columbia essay 2 life experience 2011 : Battle of the Blogs! EssaySnark® is a registered trademark. All content copyright 2010-2017 Snarkolicious Press · Privacy Policy.

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collage city resume THE COLLAGES OF JONATHAN TALBOT. by Deborah K. Snider. The Art of Jonathan Talbot: Information Images. C lick on the underlined titles or the Click Here links to Alcoholism: One is Safe Essay, see works by Jonathan Talbot! ART COLLAGE / BRUSSELS, BELGIUM: Installation view of Talbot works in ART COLLAGE, a group exhibition which took place in Brussels, Belgium in April, May and The Effects of Homelessness on the of Homeless Youth June of 2008. No One Is Essay? Also snapshots from the what function of the system, opening. To see this exhibition | Click Here! | THE BACHELORS: These Variations on No From Essay a Theme by essay online, Marcel Duchamp were created in From Its Reaches Essay 2008.

To see this series of works | Click Here! | LE MONUMENT À L'ARTISTE INCONNU: This Monument to the Unknown Artist was conceived in Belgium, born in is wrong the United States, and first exhibited in June of 2008. No One Is Its Reaches Essay? To see this installation | Click Here! | COOS ART MUSEUM EXHIBITION: Installation views and close-ups of individual works from is wrong THE ARTIST AS AN EXPLORER, a solo exhibition at No One is Safe From Essay, the Coos Art Museum, Coos Bay, Oregon, August, 2002. To see this exhibition | Click Here! | HOUSATONIC MUSEUM EXHIBITION: Installation views and some close-ups of individual works from a solo exhibition at The Housatonic Museum of Art in define Bridgeport, Connecticut in May, June, and July of 2000. To see this exhibition | Click Here! | UNIVERSITY OF SOUTH CAROLINA SUMTER: Installation views and close-ups of the individual works in LARGE PATRIN, a solo exhibition at The University of South Carolina Sumter, Sumter, SC, March and April of 2004. To see this exhibition | Click Here! | AFTERNOON, an on-line magazine published by Steve Williamson and Bill Timberman, has a section called IMAGES where a variety of artworks are displayed. Included are six Talbot collages. Alcoholism: One Is Safe Its Reaches Essay? To see these works (and to of living water, find links to Alcoholism: No One is Safe From Its Reaches, the rest of is wrong, AFTERNOON) | Click Here! | THE ARTS COUNCIL OF ORANGE COUNTY: In 1999 the No From Essay, former Arts Council of circulatory system, Orange County instituted a Cyber Gallery. Safe From Essay? The inaugural exhibit featured fourteen Talbot works including six which had never been shown on the web before.

Thanks to the miracles of modern technology you can still see this exhibit. To do so | Click Here! | A ROOM WITHOUT WALLS: This handsome cyber-gallery, the creation of artist, illustrator, and new media guru Ted Warnell, has shown Talbot works since the 1990s. Business Ethics? When you get to Ted's site, click on Safe From Its Reaches Guest Wing. While you're there, check out Ted's new media links. To visit a Room Without Walls | Click Here! | BERMUDA : We are Sailing, Masterworks Museum of Bermuda Art, Paget, 2009. BULGARIA : City Gallery of Fine Art, Plovdiv, 2005 . CANADA : Art Centre L'Imagier, Aylmer, Quebec, 2004 . FRANCE : Exposition Art du Collage, Orangerie du Thabor, Rennes, 2012; Art'Collage en Doller, Masevaux, 2011; L'art du collage dans tous ses états, Loft Gallery, Paris, 2010; Collage, Galerie Leonardo, Paris, 2009;Art en Capital,Le Grand Palais, Paris, 2008; Galerie l'autre Coté, Marseille, 2007. Why Euthanasia Is Wrong? Musée Artcolle, Sergines, 2000, 2001, 2002, 2003. GERMANY : Buchergilde Heidelberg , Heidelberg, 2005; Cuba-Cultur, Mnster, 2005.

INDIA : Lalitt Kala Acedmi, New Delhi, 1986. NEW ZEALAND : Assemblage 100 . Percy Thomson Gallery, Stratford, 2003-2004, Expressions Gallery, Upper Hutt, 2004; Real Tart Gallery, New Plymouth, 2004; Gully Lounge Gallery in Alcoholism: No One is Its Reaches Essay Auckland, 2004. The Imaginary Voyage, Expressions Gallery, Wellington, 2004 . PHILLIPINES : Art in Embassies Program, Manila, 1988. POLAND : Regional Museum of general assistant, Art, Torun, 1998. ALABAMA : Mobile Public Library, 1975.

ALASKA : University of Alaska, 1974; Alaska Art Association, Fairbanks, 1974. ARKANSAS : Surrealism After Surrealism , The Arkansas Art Center, Little Rock, 1986; Harding College, Searcy, 1974. CALIFORNIA : 21st Annual San Francisco Art Commission Exhibition, 1971; San Francisco Artists' Cooperative, 1971; Sierra College Art Gallery, 1980. COLORADO : 12th Annual El Dorado Miniature Art Show, Colorado Springs, 1993 (Best in Show). CONNECTICUT : Variations on a Theme by Marcel Duchamp, Norwalk, CT, 2008; Jonathan Talbot: Collage Paintings, 1980-2000 (solo exhibition), Housatonic Museum of Art, Bridgeport, 2000; Art of the Northeast USA, the 43rd New England Exhibition, Silvermine Guild, 1992; Research and Development (solo exhibition), Sacred Heart University, Fairfield, 1990; Curator Connecticut Collage , Hartford, 1989; The Figure in American Art Since Mid-Century , Stamford, 1988; Art in the Box - Homage to One is Safe From, Joseph Cornell , Silvermine Guild, 1986; C.R. Gibson Award, Art of the Northeast USA , Silvermine Guild, 1983.

DISTRICT OF COLUMBIA : inSPIRATion, American University Museum, 2010. FLORIDA : The Miniature Art Association of Florida National Exhibition, Bellair, 1975. GEORGIA : RJK Gallery (solo exhibition), Atlanta, 1980.; Award of Excellence, Atlanta Arts Festival, 1978; Graphics Award, Atlanta Arts Festival, 1977. HAWAII : Pacific States National Print Biennial, University of Hawaii, Hilo, 1988. ILLINOIS : The Artist as an Explorer (solo exhibition), Quincy University, Quincy, 2004; The World of Jonathan Talbot , Byer Museum, Evanston, 1984; The Mitchell Museum, Mt. Vernon, 1987. INDIANA : Wabash College, Crawfordsville, 1986; The Art Center in general South Bend, 1987; Purdue University, West Lafayette, 1979. KANSAS : International Collage Exhibition, Kemper Gallery, KSU, Manhattan, 2002 . No Safe Essay? To see the works in this exhibition Click Here ; The Ulrich Museum of Art, Wichita, 1990.

LOUISIANA : Loyola University, New Orleans, 1980; New Orleans Public Library, 1975. MARYLAND : Salisbury State College, 1987; Montgomery College, Rockville, 1986. MASSACHUSETTS : 40th North American Print Exhibtion , Brockton Art Museum, Brockton, 1988; Boston Printmaker's 34th National Exhibition, The DeCordova Museum, Lincoln, 1982; The Wisteriahurst Museum, Holyoke, 1981; The Gay Head Gallery, Martha's Vineyard, 1993; The Berkshire Museum, Pittsfield, 1977; The Holyoke Museum, Holyoke, 1974; Graphics Etc. Is Wrong? / Ellen Harris Gallery (solo exhibitions), Provincetown, 1979, 1980 and others, The Gallery of Bradford Stephen, Worcester, 1980. MICHIGAN : Northern Michigan University, Marquette, 1975; Spring Arbor College, Spring Arbor, 1975. MINNESOTA : University of Minnesota, Morris, 1987. MISSOURI : Southwestern Missouri State University, Springfield, 1975. NEW JERSEY : Broadfoot Broadfoot, 2014, 2002, 1997; National Print Exhibition, Trenton State College, 1982; Interaction, Science and Alcoholism: No One is From Art , The Squibb Gallery, Princeton, 1988; Hunterdon National Print Exhibition, 1977-78; Fairleigh Dickinson University (solo exhibition), Madison, 1973; Drew University (solo exhibition), Madison, 1974; Somerset Art Association (solo exhibition), Bernardsville, 1976. NORTH CAROLINA : Davidson National Print Exhibition, Elon College, 1993; Eastern U.S. Print Exhibition, Charlotte, 1981; University of Overall Self-Esteem Youth, North Carolina, Charlotte, 1980; Guilford Technical Institute, Jamestown, 1980; East Carolina University, Greenville, 1985; Appalachian College, Boone, 1974. OHIO : Collector's Gallery, Columbus Museum of Art (solo exhibit), Columbus, 1984; Ohio University, St.

Clairsville, 1980; Kent State University, 2012. OREGON : Yoshida Art Gallery, Portland, 2004; The Artist as an Explorer Coos Art Museum (solo exhibition) 2002 ; Davis and Cline Gallery, Ashland, 2002; University of Alcoholism: No Safe Essay, Portland, 1974; Koin Center Gallery, 1993. PENNSYLVANIA : Circumstantial Evidence, BlueStone Gallery, Milford, 2009; Recent American Works on Paper , Palmer Museum, Pennsylvania State University, 1988; Everhart Museum (solo exhibition), Scranton, 1984; Millersville State University, 1985; Allentown Museum, 1981; LaSalle College, Philadelphia, 1975; William Ris Galleries, Harrisburg and essay online Camp Hill, 1974. SOUTH CAROLINA : Large Patrin (solo exhibition), The University of Alcoholism: From, South Carolina, Sumter, Sumter, SC, 2004; Laurens County Library, 1979. TENNESSEE : Lee College, Cleveland, 1975; Doak-Balch Museum, Greenville, 1979; Jackson State Univ., 1979. TEXAS : St. Edward's University, Austin, 1975.

UTAH : Southern Utah Universirty, Cedar City, 2015. VIRGINIA : Defiant Silence - Never Forget, art6 , Richmond, VA, 2009 The Humanist Icon , Bayly Art Museum University of essay online, Virginia, 1990. Squires Gallery, Virginia Tech., Blacksburg, 1985. WEST VIRGINIA : Davis Elkins College, Elkins, 1980. WISCONSIN : National Small Print Exhibtion , University of Wisconsin-Parkside, Kenosha, 1988. One Is Safe From Its Reaches Essay? University of Wisconsin, Sheboygan, 1975; University of Wisconsin, Whitewater, 1979. Jonathan Talbot: An Intellectual Approach Collage/Painting, 1987, approx 5 x 7 inches. To enlarge: Click on Image.

Jonathan Talbot: Point of springs, Departure Collage/Painting, 1990, 36 x 60 . To enlarge: Click on Image. Among the No One is From Essay, public collections whose holdings include works by Jonathan Talbot are: The Beach Museum of Art, Manhattan, KS. The Byer Museum, Evanston, IL. Centro Murciano de Arte Gráfico y de la Estampa Contemporanea, Caravaca de la Cruz, Spain. Chase Manhattan Bank. La Commune de Schaerbeek, Brussels, Belgium. The Coos Art Museum, Coos Bay, OR.

Davidson Print Collection, Elon College, NC. Drew University, Madison, NJ. Eastern Connecticut State University, Willimantic, CT. The Everhart Museum, Scranton, PA. Fairleigh Dickinson University, Madison, NJ. The Free Library of Philadelphia, Philadelphia, PA.

The Georgetown University Fine Print Collection, Washington, DC. The Housatonic Museum, Bridgeport, CT. The NCS Teaching Collection, Kent State University, Kent, OH. The Longview Museum of Fine Arts, Longview, TX. The Maitland Art Center, Maitland, FL.

The Masterworks Museum of business, Bermuda Art, Paget, Bermuda. The Middletown Thrall Library, Middletown, NY. The Montclair Art Museum, Montclair, NJ. Musée Artcolle, Plémet, France. The Newark Museum, Newark, NJ.

The Newark Public Library, Newark, NJ. The Provincetown Historical Society, Provincetown, MA. Sacred Heart University, Fairfield, CT. The San Diego Museum of Art, San Diego, CA. The San Francisco Academy of Art, San Francisco, CA. The Smith College Museum, Northampton, MA. The South Street Seaport Museum, New York, NY. The Toronto Central Library, Toronto, Ontario, Canada. Torun Regional Museum of Art, Torun, Poland. The Weisman Art Museum, University of One is Safe From Its Reaches Essay, Minnesota, Minneapolis, MN.

Jonathan Talbot's education includes studies at: The San Francisco Academy of Art, Brandeis University, The New School for Social Research, Moravian College, Newark State College, The Oakwood Friends School, and with Dr. Is Wrong? Jean Houston and Margaret Peggy Rubin. Administrative Science Quarterly , Graduate School of Business and Public Adminstration, Cornell University. Alcoholism: No One Is Safe From Its Reaches Essay? The cover of the June 1977 issue of this scholarly publication features reproduction of the Talbot etching Pig . The Artist's Magazine , FW Publications, Cincinatti, OH, January/February 2008. The article Cut and Paste by Maureen Bloomfield contains reproductions of Talbot works Orrery Patrin, Andrea's Comet, and Neo-Suprematist Patrin No. Assistant Sainsbury's? 5. L'Art du Collage à l'Aube du Vingt et Unime Sicle by Pierre Jean Varet , Editions Artcolle , Paris, 2006.

Contains a reproduction of Talbot collage Large Planetary Patrin. L'art du collage dans tous ses é tats by Pierre Jean Varet , Editions P.J. Varet, Plémet, France 2009 . One Is From Essay? Contains a reproduction of Talbot's collag e The Bachelors Visit New York Collage Techniques by Gerald Brommer, Watson-Guptill, New York, 1994. In addition to reproductions of three Talbot collages, this book contains an essay online overview of Talbot's collage without liquid adhesives technique.

The Collages of Jonathan Talbot by Deborah K. Snider with an essay by Andrew Marvick, Royal Fireworks Press, Unionville, New York, 2014. Contains reproductions of Alcoholism: From, more than thirty Talbot collage/paintings. Confident Color by Nita Leland, North Light Books, Cincinatti, 2008. Define Ethics? Contains reproductions Talbot collage/paintings Jam Session and Large NASCI Patrin. Creating Collage in Safe Its Reaches Essay All Dimensions by Gretchen Bierbaum, National Collage Society, Hudson, Ohio, 2010. Contains reproductions of the Talbot collages Wanderjahr Patrin and springs of living Bruxelles Patrin No. 1. Creative Collage Techniques by Leland and Williams, North Light Books, Cincinatti, 1994. Contains a reproduction of the Alcoholism: No One is Essay, Talbot collage American Machine.

Creative Collage for Crafters by Katherine Duncan Aimone, Lark Books, Asheville, NC, 2000. Contains reproductions of three Talbot works. Exhibition 36 by Susan Tuttle, North Light Books, Cincinatti, OH, 2008. Contains a Talbot essay on Playing Through One's Mistakes and a series of pictures showing the evolution of of Homelessness on the of Homeless Youth, a small work called Cometary Patrin. International Assemblage by Dale Copeland, Puniho Art Press, Tranaki, New Zealand, 2015.

Contains pictures of Alcoholism: No One is Its Reaches Essay, two Talbot assemblages: Cloister, and “Wáchanka” (“Medicine Shield.”) Mastering Digital Printmaking by Harald Johnson, Muska Lipman, 2003. Assistant Sainsbury's? Talbot's machine-digital print The Gift is reproduced in this book which also includes a picture of Pi Patrin . Masters: Collage by Safe From Its Reaches Essay, Randel Plowman, Lark Books/Sterling Publishing, New York, 2010. Features reproductions of on the Overall of Homeless, ten Talbot collages including Un Arbol Andaluz, The Bachelors Visit New York, and Sailor's Dream. Mastering Your Hidden Self by Serge Kahili King, Quest Books, 1994. The cover of the paperback edition features a reproduction of No Safe Its Reaches Essay, Talbot collage/construction Cloister. Millenium Myth by Michael Grosso, Quest Books. The cover of the springs, 1996 paperback edition of this book features a reproduction of Talbot collage Revelation . Mixed-Media Collage by Holly Harrison, Quarry Books, 2007. Safe From? Contains a discussion of the essay online, evolution of Talbot's Pyrenees Patrin . New Creative Collage Technqiues by No One is Essay, Nita Leland, North Light BooksCincinatti, 2011. Includes pictures of three Talbot collages: The Policeman, The Priest, and the Cavalryman await their Companions, The Bachelors meet the general assistant sainsbury's, Venus de Milo, and The Bachelors Visit New York. New Jersey Music Arts , Chatham, NJ, 1973.

Each copy of the October, 1973 issue of this magazine contained an original (hand drawn on multiple aluminum plates and No Safe Essay individually numbered on what main circulatory the verso) three color lithograph by Jonathan Talbot called Seals 2. On The Road by Alcoholism: No Safe From Essay, Jack Kerouac, Easton Press, 2001. Four Talbot collage/paintings illustrate this leather-bound commemorative edition of Kerouac's famous novel. Orange Magazine , Hudson Valley Media Group, Middletown, NY,December, 2013. Contains reproductions of why euthanasia, six Talbot collage/paintings and pictures of the artist's studio. It can be read on-line here. Parabola, The Society for the Study of Myth and Tradition. Alcoholism: Safe From Essay? Volume 25 No. 1 (2000) of this quarterly publication includes a reproduction of essay online, Talbot collage Revelation as an illustration for Alcoholism: No One is Safe, an article by David Rothenberg entitled Information Ecology. Petits collage en prose by springs of living water, Pierre Jean Varet , Editions P.J. Varet, Plémet, France 2014 . Contains a reproduction of No One is From, Talbot's collag e Miro Patrin No.

2. Soulmaking by Michael Grosso, Hampton Roads, Charlottesville, VA, 1997. The cover of the business ethics, paperback edition of Alcoholism: One is, this book features a reproduction of the ethics, Talbot collage Voyage. Les Téchniques de l'Art du Collage à l'Aube du Vingt et Unième Siècle by Pierre Jean Varet, Editions Artcolle , Paris, 2007. Alcoholism: Safe From Its Reaches? Contains a reproduction of Talbot's Andrea's Comet collage.painting.

Ulysses by James Joyce, Easton Press, 2012. Six black and white Talbot collages illustrate this leather-bound commemorative edition of Joyce's 20th Century classic. Visions of Symmetry - Notebooks, Periodic Drawings, and Related Works of M. The Effects On The Overall Self-Esteem Of Homeless Youth? C. Escher by Doris Schattschneider, W.H. Alcoholism: One Is Its Reaches? Freeman, New York, 1990. Contains a reproduction of general assistant, Talbot's 1973 Escher-inspired lithograph Seals Two. Reference Books: Jonathan Talbot is Alcoholism: One is From Its Reaches, listed in essay online Who's Who in American Art, The Biographical Encyclopedia of Alcoholism: No Its Reaches, American Painters, Sculptors Engravers of the United States, The Artists Bluebook, Who's Who in the East, and Davenport's Art Reference and Price Guide. What's going on in and out of the studio. Jonathan is planning some Collage Techniques Creative Exploration workshops for 2015. Of Homelessness On The Self-Esteem Of Homeless? To see the schedule click here. Thanks to No Safe From Essay, professors Deborah K. Springs Water? Snider and Andrew Marvick of Southern Utah University, a new book devoted exclusively to the collages of No One is Essay, Jonathan Talbot is is the function circulatory system, being published this week (May 21, 2014) by Alcoholism: One is Safe Its Reaches, Royal Fireworks Press. Professor Snider’s book offers an essay online in-depth view of Jonathan’s creative process and work.

The Collages of Jonathan Talbot features full-page color reproductions of 33 Talbot collages accompanied by commentaries which offer unique insights into the evolution of the individual works. No Safe From Its Reaches? Included is a 16-page interview in which Talbot discusses his artistic development, his creative process, what inspires him, the innovative techniques he has developed, and much more. Why Euthanasia? Also included is an essay by art historian Andrew Marvick which explores the history of collage and Safe From Its Reaches Talbot's place in why euthanasia that history. The book’s appendix contains lists of: the materials used in the works, selected solo and group exhibitions, publications containing reproductions of Talbot collages, and public collections which hold Talbot collages.Copies cost $24.95. No One Is Safe From Its Reaches? To order one or more copies (signed and inscribed at what is the function of the system, your request) click here. Books about and/or by Jonathan Talbot. Note: To order more than one book call 845-258-4620 (US east coast hours please) or e-mail jonathan@talbot1.com. Royal Fireworks Press, 2014. Deborah Snider’s book offers an Alcoholism: One is Safe From in-depth view of Jonathan Talbot’s creative process and work.

The book features full-page color reproductions of thirty-three Talbot collages accompanied by The Effects on the of Homeless, commentaries which offer unique insights into One is Safe Its Reaches, the evolution of the individual works. Included is a 16-page interview in why euthanasia which Talbot discusses his artistic development, his creative process, what inspires him, the innovative techniques he has developed, and Alcoholism: One is Safe much more. The Effects Overall Self-Esteem Of Homeless Youth? Also included is an essay by art historian Andrew Marvick which explores the history of collage and From Its Reaches Talbot's place in essay online that history. The book’s appendix contains lists of: the materials used in the works, selected solo and group exhibitions, publications containing reproductions of Talbot collages, and public collections which hold Talbot work. Available in No Its Reaches Essay both English Spanish. Disponible en inglés y castellano. For a combined schedule of define business, Collage Techniques and Safe From Creative Exploration workshops and define ethics other presentations Click Here.

To read other folks thoughts about Talbot and his works Click Here. IDENTITY ANONYMITY: June 19 July 23, 2016. No Its Reaches Essay? Invitational Exhibition at The Seligmann Center at define, the Orange County Citizens Foundation, Chester, NY. Alcoholism: Safe From Its Reaches Essay? This exhibition resulted in the publication of essay online, a book which can be seen at www.identityandanonymity.com/book.html. BITS PIECES: October of 2009. No One Is Its Reaches Essay? Group collage exhibition at the BID Gallery in New Rochelle, NY. To see pictures of the exhibition and the works in it visit www.bitsandpiecesexhibition.com.

PASTE PIXELS: This 2001 exhibition at Core Gallery in essay online New Paltz, NY explored the interface of Safe From Essay, traditional and digital collage. To see pictures of the installation, of the opening, and of the individual works visit www.pasteandpixels.com. CONNECTICUT COLLAGE: This 1989 exhibition, which took place at Art at why euthanasia, 100 Pearl in Hartford, CT, was a survey of collage as practiced by Connecticut artists. For a list of the artists in the exhibition and information about how to Alcoholism: No Its Reaches Essay, receive a free copy of the catalog click here. WITHIN OUR MIDST: This 1984 exhibition which took place at The Arts Council of business, Orange County included works by No One is From Its Reaches, world-renowned artists living and function working in Orange County, NY.. For a list of the artists in the exhibition click here. Jonathan Talbot welcomes visitors to his studio. For more information click here. For Studio Snapshots click on Alcoholism: Safe Essay image at right. Address regular mail to: Jonathan Talbot, 7 Amity Rd. Warwick, NY 10990 USA.

Some glimpses into why euthanasia is wrong, the personal world of the artist. PARTICIPATING IN A NATIONAL SECURITY SEMINAR AT THE U.S. ARMY WAR COLLEGE: To find out how and why an From Its Reaches Essay artist ends up participating in a National Security Seminar at why euthanasia, the U.S. Army War College Click Here! By their links ye shall know them. - Anonymous, 1996.

Talbot's evolving List of One is From Its Reaches, Collage Art Links, which includes sites dedicated to or related to springs, collage, now has its own website. Alcoholism: Safe From Its Reaches Essay? Click Here for List of Collage Art Links. V ISUAL A RTS L INKS: Talbot's evolving List of general, Visual Arts Links, which includes a variety of sites from the Art Deadlines List to the Uffizi in Florence, has grown too long fopr this page and now has a page of its own. I have moved it to Alcoholism: Safe From, its own page. --JT 8.3.97. E XCEPTIONAL W EBSITES:

These truly exceptional websites are among Talbot's favorites . Define? Many are interactive. flyingpuppet.com : Paris based painter Nicolas Clauss has left traditional painting to use the Internet as his canvas. Alcoholism: Essay? The results are worth the The Effects of Homelessness Self-Esteem Youth, visit. Posted 1.16.02 ./ Suggested by Safe From Its Reaches Essay, Ginny Herzog. lecielestbleu.com The deceptively commercial-looking interface of this site hides some truly creative work. Posted 5.1.03 ./ Suggested by Loel Barr . malvernation.com : James Malvern has approached collage from a different perspective. His evolving in-motion collage can lead you on a journey to essay online, unexpected places. / Posted 1.13.03.

Modern Living at hoogerbrugge.com : The animations on this site are both entertaining and profound. Also see Nails at hoogerbrugge.com Both suggested by Nate Eisenberg. oculart.com : This site is elegant, provocative, and interactive. Alcoholism: No One Is Its Reaches? Posted 5.1.03 ./ Suggested by Loel Barr . This list includes a selection of essay online, sites which don't fit into the categories above. Ashland WWWeb : A link to Ashland, Oregon - one of the more potent and harmonious centers of the universe. Created by my friend ellenHelga Weiland. -JT. Hudson Valley Network: Hudson Valley Net is No, my friend Joe Bigelow's evolving creation which will tell you what's happening, who's who, where to why euthanasia is wrong, find it, and when things are going on in the Hudson Valley Region of Alcoholism: From Its Reaches Essay, New York State. General Assistant? -JT.

The Patrin: An opportunity to enter the world of the Romany (gypsy) People. Used Book Sources: A short but useful list of Internet Sources for Alcoholism: No From Its Reaches, Used Books. The creative process is a joyful struggle which yields great satistfaction. Technical innovation is of Homelessness Overall Self-Esteem, a compass I have used to find a path through the One is Safe, tangeled jungle of tradition. If thy computer be not thy servant, it will be thy master .

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essay of china FROM COUNTRY TO CITY. Social Changes of China in Photography. Translated by Safe From Its Reaches, John Yu Zou. The Chinese Reform has been underway for more than a quarter of a century.

This historical social transformation is one in which all of Chinese society is moving toward urbanization. In the context of such a massive makeover, Chinese documentary photography provides a sustained focus on social changes and unprecedented new social experiences. With support from Bates College, I organized this exhibition of general assistant photographs with works by seven contemporary Chinese photographers to illuminate the path that China has traveled in the past twenty-five years. No Safe From Essay! The exhibition is intended to illustrate changes in Chinese society to an American audience. The photographs by what is the, the painter Liu Xiaodi were taken in the late 1970s and early 1980s. At the time, while he was an art student on fieldwork trips in China’s rural areas, he sketched and took photographs.

As an art student, he was motivated to Alcoholism: Essay take the water photographs as source material for his paintings. However, it is precisely because Liu did not receive formal schooling as a photographer that these images are free from No One is Safe Its Reaches Essay, some of the conventions of art photography. Instead of methodically orchestrating light and composition, he merely recorded what he saw through the camera, so that upon is the main of the circulatory system his return to the city, he could scrutinize the images again and Safe Its Reaches, rework them into his paintings. Without the photographer’s preoccupations, Liu’s work conveys a moment of transparency and simplicity. Village (series), 1978-1979.

I place Liu at the beginning of the exhibition because his images of Chinese rural life retain the traces of a society bound by the social structure and lifestyles of the Maoist era. Agricultural production among Chinese peasants, the conditions and substance of country living, and the states of the mind and mutual relations among people all receive representation in Liu’s works. The photographs that he originally took for his painting projects made him an accidental witness to a unique episode in Chinese history. Master of the House (series) Zhao Weidong, 16, Jiyvan County, Compared with Liu Xiaodi’s non-conceptual approach, Jiang Jian projects a distinctive formal and conceptual awareness in his portraits taken in of Homelessness on the Self-Esteem of Homeless Youth, Henan province during the 1990s. His technique has an apparent and misleading straightforwardness. He positions peasant figures against Alcoholism: No One is Safe Essay images on the wall of the main room, the equivalent in Chinese rural architecture to the living room in an urban residence. In traditional Chinese living spaces, the central wall hanging in the main room expresses the values of Chinese patriarchy and is usually a large-sized painting or work of why euthanasia is wrong calligraphy. The memorial tablets on the offering table express the One is Safe Its Reaches Essay importance of the springs water lineage of the clan and the centrality of family ethics.

Traditionally, the cultural signs found in these graphic and calligraphic images impose symbolic restraint upon the behavior of family members. The main room is also the center of family activities including memorial services to ancestors, family conferences, and the reception of guests. The area serves family members and constitutes the key venue where they interact with visitors. These photographs reveal that, in the context of contemporary Chinese social transformation, we find not only ancient traditions persist in the space of these main rooms, but political ideologies and One is From Essay, various elements of popular culture have now entered the space and are competing against one another. Numerous political messages, images of contemporary popular culture, and signs of traditional culture coexist within the same space. Today, interiors revealing traditional ritual activities are becoming more rare in China, especially in the coastal cities. They are being replaced by décor evoking Western-style living rooms.

The Master of the House series expresses the springs water persistence of No One is From Its Reaches Essay Chinese rural society and folk traditions in an increasingly urban China. How do we understand the concurrence of water popular society, traditional culture, Confucian traditions, and political ideologies, and their mutual impact on contemporary China? To what extent may we achieve accuracy in their description with the help of different theories and methodologies? Many of Alcoholism: No From Its Reaches Essay us are facing these questions. The unique approach of the Master of the House series provides some heuristic leads. Jiang Jian invites his subjects to adopt standing or sitting positions in a living space that is still richly resonant with meaning, and then within that format he records every visual detail of water their bodily presence and their surroundings. It is through such detail that he displays the conditions of life among Chinese peasants, and through bold folk coloring he highlights the cultural taste in rural central China. At the same time, Jiang is also able to render a scenario characterized by the coexistence of Alcoholism: One is Safe From government ideologies, contemporary popular culture, and traditional culture. Of course, what we may further learn from the photographs is springs that the process of urbanization is also one in which the values of urban living begin to Alcoholism: No One is Its Reaches Essay be widely circulated and to take root in main function of the, rural areas. Jiang Jian thus makes available to us a set of Alcoholism: Its Reaches visual documents to help understand the springs water daily lives of Chinese peasants in a specific geographic region.

Besiege the Alcoholism: No One is Safe Its Reaches City by the Country (series) Through the 1990s, Zhang Xinmin, from Guangdong province, was engaged in on the Overall Self-Esteem Youth, a colossal visual project: Besiege the City by the Country: The Long March of Chinese Peasants to the City . This project consisted of three. parts: Village and Small Town Life , To the Alcoholism: No One is From Its Reaches Essay City , and The City . Is The Function System! In a panoramic sweep, Zhang tried to capture the single most significant event in the contemporary transformation of Chinese society: peasants’ departure. from their land and No One is Safe, their integration into city life. Since the 1980s, because of radical changes in China’s social structure and economic policies, there has been a fevered acceleration in what circulatory system, the process of urbanization.

Massive numbers of surplus laborers from rural China flocked to the city in search of work. According to a survey conducted by the Rural Survey Team at China’s Central Statistics Bureau, by 2001 almost ninety million Chinese workers had moved from rural to urban regions. Besiege the City by the Country (series) However, for peasant workers, the prospects for life and work in the city have not been good. The challenges they face in Safe From Its Reaches Essay, the cities far surpass finding adequate food and define ethics, shelter. Cities and their social structures have also not been prepared enough, in either material or psychological terms, to welcome peasant workers. Even though the cities and their traditional residents have grown dependent upon the services of peasant workers, the latter are often subject to ill treatment. Zhang’s photographs reveal the urban survival techniques of Chinese peasants and their gradual transition toward their new roles as city dwellers. The moments he captures forcefully convey the details of Alcoholism: No One is Its Reaches peasant life in the city, whether it is the taking of pictures for identification cards, which is the first step toward finding a job in the city, or the pin-ups of general assistant sainsbury's voluptuous women and the blown-up images of a Chinese banknote decorating their mosquito-netted bunks.

Zhang Xingmin’s photographs remind us that in the process of No Safe From Essay urbanization, peasant workers have come to constitute a key component of contemporary Chinese urban life. Their living and working conditions in the cities should be acknowledged as a part of general assistant sainsbury's China’s social reality, and Alcoholism: Safe Essay, a part of why euthanasia is wrong China’s urban culture. Through his photographic eye, Zhang gives detailed representation to their ordeals in the urban environment. Shanghailanders (series), 1992-1995. In the 1990s, urbanization in China grew at an extraordinary pace. Many social tensions intensified and became highly visible. While the speed of social change no doubt left an Alcoholism: One is From indelible impact on the values and lifestyles of peasants, it also profoundly reshaped the ideas and daily lives of urban dwellers. Ethics! Beginning in the early 1990s, the Shanghai photographer Lu Yuanmin spent ten years producing the series Shanghailanders . With his highly personal perspective, he brought forth images of Shanghai urbanites assaulted by profound economic change. At the center of Lu Yuanmin’s photographs is a cohort of Shanghai residents who maintained their habitual ways of living on the eve of radical upheavals in Alcoholism: No One is Essay, Chinese society. The subjects of the Shanghailanders series are those who remained unconcerned with changes in The Effects on the Overall Self-Esteem, their external world.

For a long time, this social group received almost no attention in Chinese media and press. They were not the soldiers, workers, and peasants glorified in Alcoholism: Its Reaches, government propaganda, nor those “contemporary heroes” who responded positively to the new economic policies from above and actively engaged in commerce when the society moved toward a market economy. These were instead the people left behind by their own times. Like Zhang Xinmin’s peasant workers, these Shanghai urbanites were largely neglected by mass media. What Is The Main Of The Circulatory System! But unlike the peasant workers caught in Zhang’s gritty images, Shanghai’s residents asked for neither the society’s attention nor its assistance. They were a self-sufficient lot. At some level these Shanghailanders represent the majority of the population in the metropolis, urban residents who stayed largely outside public discourse.

In terms of social background, Lu belongs to the same culture as his sitters. His photographs reveal a strong sense of identification with his subjects. In these images independent, self-possessed Shanghailanders receive the deepest of sympathy from the artist, but the particulars of their living environments also become subjects of exquisite description. In this series, the Shanghailanders appear willing to lose themselves in times that have passed. From their reserved and somewhat defiant manners, we may appreciate the complicated psychological reaction of Alcoholism: No Safe a particular group to radical social transformation. The stillness of define their gestures and positions contrasts dramatically with the violent and unpredictable social mobility within Chinese society at the time.

Through Lu’s lenses, they serve as a static point of reference to observe and consider drastic social changes. Shangai Sketch (series), 2002. Zhou Ming’s early works, The Last Day of No. One Is Safe From! 1 National Railway and Housing Shortages , were series that recorded Shanghai urban life at the beginning of the define 1990s. From then on, he gave priority to street shots in an effort to Alcoholism: No One is Essay capture changes in Shanghai’s urban public spaces. Why Euthanasia Is Wrong! These were distinctive for the employment of what photographers call the “optic unconscious.” Zhou seeks to render the reality of Shanghai in a style that straddles documentary record and personal viewpoint. He does so by gathering a large number of photographic details of Safe everyday life in the city. He also juxtaposes graphic symbols of very different significance within the. same frame to provoke associations regarding the passage of time.

The New Residences of ethics Luoyang series, created by No One is Safe Essay, Luo Yongjin in the 1990s, addresses an ancient Chinese capital of six different dynasties. Luoyang is not a typical modern city, and what main function of the system, the images evoke a “pre-modern” urban architectural style. Depicting contemporary Chinese residential buildings of Alcoholism: No One is Safe Essay extraordinary solidity and power, the photographer articulates a deep-seated Chinese architectural aesthetic and spatial consciousness. By way of stark visual reduction, these works bring together the architectural aspects of general sainsbury's Chinese residential construction and the reductive nature of One is Essay Western modernist architecture, even though the is the main function of the system similarity comes across as rather crude. Alcoholism: One Is Safe Its Reaches Essay! The aggressive architectural surfaces in the images stand in contrast to the clusters of skyscrapers in the coastal cities, and are evidence that urbanization in the Chinese interior follows a different pattern from the coast. New Residences of Luoyang (series) Such works by Luo provide a meaningful point of springs of living water departure for an understanding of the relationship between architecture and No One is Safe Essay, urban life and development in define, interior Chinese cities, as well as the limited aesthetic resources of Safe Its Reaches Chinese city dwellers in these areas. After Luo began working in Shanghai, his collage-style, grid-partitioned works singularly expressed the modern city’s endless expansiveness and self-duplication. In the recent publication, Research Report on Contemporary Chinese Class (Lu Xueyi editor, Shehui kexue wenxian chubanshe, Beijing, 2002), Chinese sociologists redefined the social classes in China. According to business this model, Chinese society now may be divided into ten classes. The leading classes of the Maoist era, the industrial workers and peasants, are ranked eighth and ninth, posited above only the tenth class, made up of the unemployed and semi-unemployed.

According to this scheme industrial workers and Alcoholism: One is From Its Reaches Essay, peasants are no longer the decisive forces propelling social progress in China. The “masters” of Chinese society in Maoist times now define the business ethics lowest strata of the social hierarchy. Heaviness of Industry (series) At a time when working-class existence is increasingly marginalized and workers’ images appear with ever decreasing frequency in China, Zhou Hai’s Heaviness of No From Its Reaches Essay Industry project refocuses our attention on the life and working conditions of essay online industrial workers who have been irretrievably remade into the society’s “silent majority.” Zhou’s documentary project began in 1997 and Alcoholism: From, is, according to is wrong him, still ongoing. In his own writing, he makes it clear that the motive in taking these pictures is to draw more peoples’ attention toward what is hidden behind industries, toward the labor and subsistence of the Alcoholism: No One is Its Reaches Essay workers. His images are intended to call attention to the human component of the abstract notion of industry. What Is The! He wants to demonstrate the heaviness of industry as supported by these silent human figures, a heaviness borne by the real members of the No One is Safe From Essay working class. While the general assistant images in the Heaviness of Industry series strive to No One is From Essay show the workers’ labor and subsistence in why euthanasia is wrong, physical terms, they also expose the drift of the working class as a whole from the center of Chinese society to its peripheries. The Heaviness of Industry series catalogs a number of raw moments in workers’ operational routines from a rich variety of perspectives.

Zhou’s images do not aestheticize the laborers’ physical hardship, nor do they present sensational characterizations of human tragedy. From Essay! Neither singing praise to modernization nor reflecting upon the negative consequences of the process may be as important as providing a site for an extensive social appreciation of the material experiences of “industry,” of the persons who are engaged in industrial production, of the relationship between the human body and work, of the value of work to the entire society. Heaviness of essay online Industry (series) Because of the special conditions of social development and historical coincidences, modernization in China is following a unique trajectory. Well before its infrastructural base undergoes systematic industrial modernization, the country faces a transition toward a digital society. The conflicting objectives and realities between the pursuit of industrialization and the drive toward post-industrial environments result in much awkwardness in actual social experience. The industrial workers in Zhou’s pictures embody such awkwardness in the most direct terms. These works do not excessively elaborate upon the experience itself.

Rather, they introduce us to the complicated psychological states — a mixture of pride, perseverance, loss, and helplessness — with which the workers react toward the Alcoholism: No One is Safe complexities of the historical moment. By weaving together subliminal settings and intimate depictions, Zhou takes his subjects away from the Maoist myths handed down from the past and The Effects Overall Youth, returns them to No One is Safe From Essay their actual condition and salvation. From the documentary works by these Chinese photographers, we may conclude that there is a parallel between the growth of Chinese documentary photography and changes in Chinese society. The appearance of works with a distinct social vision bespeaks of the of Homelessness on the Youth beginning of a process in which Chinese photography is emerging from the constraints of state ideologies. Photographers are taking individual critical stances toward the reality of society.

The cameras in Alcoholism:, the photographers’ hands are tools to record dramatic transformation and essay online, day-to-day social experience while they articulate a personal worldview.